ZZ DEURNE
ActiveZZ DEURNE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €388k and a net result of €6k. Equity is growing by ~10.4% per year across the filed fiscal years. Its solvency ranks better than 65% of 1457 sector peers (fiscal year 2025). The company has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
2 d early
2023
65 d late
2022
87 d late
2021
61 d late
2020
31 d late
2019
92 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€388k▲ 1.6%
2024 · €382k
2018: €131k
2019: €139k
2020: €284k
2021: €314k
2022: €327k
2023: €380k
2024: €382k
2018 → 2025
Net result
€6k▲ 164%
2024 · €2k
2018: €130k
2019: €8k
2020: €142k
2021: €30k
2022: €13k
2023: €53k
2024: €2k
2018 → 2025
Total assets
€701k▼ 15.2%
2024 · €827k
2018: €287k
2019: €453k
2020: €695k
2021: €783k
2022: €842k
2023: €888k
2024: €827k
2018 → 2025
Solvency
55.4%▲ 9.2pp
2024 · 46.2%
2018: 45.6%
2019: 30.7%
2020: 40.8%
2021: 40.1%
2022: 38.8%
2023: 42.8%
2024: 46.2%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€145k-€193k€147k▼ 23.8%
Equity€314k-€327k▲ 4.2%€380k▲ 16.2%€382k▲ 0.6%€388k▲ 1.6%
Operating result€75k-€19k▼ 74.3%€86k▲ 348%€24k▼ 72.7%€-19k
Net result€30k-€13k▼ 56.4%€53k▲ 304%€2k▼ 95.6%€6k▲ 164%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €19k after €24k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €701k
Fixed assets
€538k▼ 9.2%
Current assets
€164k▼ 30.3%
Equity and liabilities €701k
Equity
€388k▲ 1.6%
Provisions
€12k▼ 43.1%
Debt
€301k▼ 29.0%
The debt ratio falls from 51.3% to 42.9%: equity grows while debt is paid down.
Key figures and ratios
Solvency
55.4%▲
2024 · 46.2%
ROE
1.6%▲
2024 · 0.6%
ROA
0.9%▲
2024 · 0.3%
Debt
€301k▼
2024 · €424k
Debt ≤ 1 year
€67k▼
2024 · €165k
Debt > 1 year
€234k▼
2024 · €258k
Income taxes
€-31k▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€827k€701k▼
Fixed assets21/28€592k€538k▼
Tangible fixed assets22/27€592k€537k▼
Land and buildings22€588k€535k▼
Plant, machinery and equipment23€1k€707▼
Furniture and vehicles24€2k€1k▼
Financial fixed assets28€250€250=
Current assets29/58€235k€164k▼
Amounts receivable after more than one year29€125k€125k=
Other amounts receivable291€125k€125k=
Amounts receivable within one year40/41€79k€36k▼
Trade receivables40€36k-
Other amounts receivable41€42k€36k▼
Cash at bank and in hand54/58€19k€3k▼
Deferred charges and accrued income490/1€12k-
Equity and liabilities
Total equity and liabilities10/49€827k€701k▼
Equity10/15€382k€388k▲
Contributions10/11€13k€13k=
Reserves13€221k€218k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€49k€46k▼
Distributable reserves133€170k€170k=
Profit (loss) carried forward14€149k€158k▲
Provisions and deferred taxes16€21k€12k▼
Provisions for liabilities and charges160/5€8k-
Environmental obligations163€8k-
Deferred taxes168€13k€12k▼
Amounts payable17/49€424k€301k▼
Amounts payable after more than one year17€258k€234k▼
Financial debts170/4€258k€234k▼
Amounts payable within one year42/48€165k€67k▼
Current portion of amounts payable after more than one year42€23k€24k▲
Trade debts44€70k€91▼
Suppliers440/4€70k€91▼
Taxes, remuneration and social security45€66k€3k▼
Taxes450/3€62k€3k▼
Remuneration and social security454/9€4k-
Other amounts payable47/48€6k€39k▲
Income statement
Code20242025
Turnover70€147k-
Non-recurring operating income76A-€8k
Goods, raw materials, services and sundry goods60/61€39k-
Remuneration, social security and pensions62€25k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€54k€55k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€25k
Other operating charges640/8€6k€8k▲
Gross operating margin9900€108k€68k▼
Operating profit (loss)9901€24k€-19k▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€19k€7k▼
Recurring financial charges65€19k€7k▼
Profit (loss) for the period before taxes9903€5k€-26k▼
Transfer from deferred taxes780€904€904=
Income taxes67/77€3k€-31k▼
Profit (loss) for the period9904€2k€6k▲
Transfer from tax-exempt reserves789€3k€3k=
Profit (loss) for the period to be appropriated9905€5k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€149k€158k▲
Profit (loss) brought forward from the previous period14P€144k€149k▲
Social balance
Average headcount (FTE)90871.7-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €2k ▼95.6%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
04-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 65 days late
2023
26-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 87 days late
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 61 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-12
Financial
Highest result since 2018net €142k ▲1645%
Operating result €198k, net result €142k, both a record.
31-12
Financial
Equity above €200kEq €284k ▲104%
3 profitable years in a row build equity to €284k.
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 92 days late
2019
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
13-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 13 days late
2017
25-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 56 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ruggeveldlaan 5682100 AntwerpenGround area
331 m²
Building footprint
142 m²
Volume, LiDAR
1,451 m³
Parcel 11344A0476/00X003, Flanders · tallest building 16.5 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
ZZ DEURNE
since 20062.151.427.732
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11344A0476/00X003indicative | Flanders | 331 m² | 1 · 142 m² | 16.4 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,678 companies in sector 66191 we hold annual accounts for 1,227. 1,039 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-12-2005
Fiscal year end31-12
Activities, NACEBEL
66191Agents and brokers in banking services
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.