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ZYRA

Active
Private limited companyfounded 20224 yrs activeJozef Verduynstraat 5, 8020 Oostkamp, BelgiumKBO/BCE: BE 0780.433.789

ZYRA has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €157k and a net result of €51k. Its solvency ranks better than 87% of 9520 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2024
93 / 100
Excellent= vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency100=
Growth52
Stability94
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 8.04 against 3.56 in 2023), and 12.4% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 4 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-06-2025, 34 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
not confirmed
2024
34 d early
2023
40 d early
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity
€157k▲ 47.9%
2023 · €106k
2023: €106k
2023 → 2024
Total assets
€179k▲ 21.2%
2023 · €148k
2023: €148k
2023 → 2024
Net result
€51k▼ 50.7%
2023 · €103k
2023: €103k
2023 → 2024
Working capital
€156k▲ 48.2%
2023 · €105k
2023: €105k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20232024Trend
Equity€106k-€157k▲ 47.9%
Operating result€143k-€71k▼ 50.3%
Net result€103k-€51k▼ 50.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100k€150kOperating result 2023: €143k€143kNet result 2023: €103k€103kOperating result 2024: €71k€71kNet result 2024: €51k€51k20232024
The operating result falls in 2024; 2024 is 50% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €179k
Fixed assets €922▼ 33.9%
Current assets €178k▲ 21.7%
Equity and liabilities €179k
Equity €157k▲ 47.9%
Debt €22k▼ 46.9%
The debt ratio falls from 28.2% to 12.4%: equity grows while debt is paid down.
Key figures and ratios
2024 value · change against 2023
EBITDA
€71k
2023 · €144k
Cash flow
€51k
2023 · €105k
Solvency
87.6%
2023 · 71.8%
Current ratio
8.04
2023 · 3.56
Quick ratio
7.78
2023 · 3.38
Debt / equity
0.14
2023 · 0.39
ROE
32.4%
2023 · 97.2%
ROA
28.4%
2023 · 69.7%
Interest coverage
338.70
2023 · 257.49
Debt
€22k
2023 · €42k
Debt ≤ 1 year
€22k
2023 · €41k
Income taxes
€20k
2023 · €39k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€148k€179k
Fixed assets21/28€1k€922
Tangible fixed assets22/27€1k€922
Plant, machinery and equipment23€1k€922
Current assets29/58€146k€178k
Stocks and contracts in progress3€7k€6k
Stocks30/36€7k€6k
Amounts receivable within one year40/41€2k€30k
Trade receivables40€484€27k
Other amounts receivable41€1k€2k
Cash at bank and in hand54/58€137k€143k
Equity and liabilities
Total equity and liabilities10/49€148k€179k
Equity10/15€106k€157k
Contributions10/11€3k€3k=
Reserves13€103k€154k
Tax-exempt reserves132€29k€29k=
Distributable reserves133€74k€124k
Amounts payable17/49€42k€22k
Amounts payable within one year42/48€41k€22k
Trade debts44€2k€740
Suppliers440/4€2k€740
Taxes, remuneration and social security45€32k€21k
Taxes450/3€32k€20k
Remuneration and social security454/9-€1k
Other amounts payable47/48€7k€0
Accrued charges and deferred income492/3€600€0
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€472
Other operating charges640/8€1k€566
Gross operating margin9900€145k€72k
Operating profit (loss)9901€143k€71k
Financial income75/76B€10€160
Recurring financial income75€10€160
Financial charges65/66B€560€211
Recurring financial charges65€560€211
Profit (loss) for the period before taxes9903€142k€71k
Income taxes67/77€39k€20k
Profit (loss) for the period9904€103k€51k
Transfer to tax-exempt reserves689€29k€0
Profit (loss) for the period to be appropriated9905€74k€51k
Appropriation of the result
Profit (loss) to be appropriated9906€74k€51k
Transfer to equity691/2€74k€51k
To other reserves6921€74k€51k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
27-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Liquidity doublescurrent ratio 8.04
Current ratio from 3.56 to 8.04; short-term debt falls from €41k to €22k.
31-12
Financial Equity above €150kEq €157k ▲47.9%
2 profitable years in a row build equity to €157k.
21-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostkamp · 1 establishment unit since 2022
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Jozef Verduynstraat 58020 Oostkamp
Ground area
182 m²
Building footprint
83 m²
Volume, LiDAR
501 m³
Parcel 31025G0090/00H002, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ZYRA
Jozef Verduynstraat 5, 8020 OostkampComputer programming, consultancy and related activities
since 20222.326.920.924
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31025G0090/00H002 Flanders 182 m² 1 · 83 m² 8.5 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,419 companies in sector 82990 we hold annual accounts for 9,359. 7,072 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded13-01-2022
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
62020IT consultancy
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.