Manad4

Active

Private limited companyfounded 20232 yrs activeHandelslei 25, 2960 Brecht, BelgiumKBO/BCE: BE 1000.438.303

Manad4 has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €130k and a net result of €128k. Its solvency ranks better than 57% of 9520 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).

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Checked score

Score 2024

93 / 100

Excellent

The score combines four axes. Every signal that weighs is under Signals.

Axes

Profitability100

Solvency98

Growth-

Stability67

Bankruptcy probability, 12 months

0.8% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €12k at 30 days only on tighter terms

Liquidity ample (current ratio 3.03), and 41.5% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 82

Relative position

BE, all sectors

reference

Sector 82

lower

← fewer bankruptcies more bankruptcies →

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 04-07-2025, 27 days ahead of the deadline.

NBB · 1 filing

Deviation from the deadline

2024

27 d early

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€130k

Total assets

€222k

Net result

€128k

Working capital

€138k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Assets €222k

92.7%

Fixed assets €16k

Current assets €205k

Equity and liabilities €222k

58.5%

41.5%

Equity €130k

Debt €92k

Debt finances 41.5% of the balance-sheet total.

Key figures and ratios

2024 value

EBITDA

€190k

Cash flow

€134k

Solvency

58.5%

Current ratio

3.03

Quick ratio

3.03

Debt / equity

0.71

ROE

98.5%

ROA

57.6%

Interest coverage

2099.51

Debt

€92k

Debt ≤ 1 year

€68k

Income taxes

€57k

Filed annual accounts

As filed with the NBB · 2024

Balance sheet Code2024

Total assets 20/58€222k

Fixed assets 21/28€16k

Tangible fixed assets 22/27€16k

Financial fixed assets 28€130

Current assets 29/58€205k

Amounts receivable within one year 40/41€23k

Cash & bank 54/58€178k

Total equity & liabilities 10/49€222k

Equity 10/15€130k

Contributions / capital 10/11€2k

Reserves 13€128k

Amounts payable 17/49€92k

Amounts payable within one year 42/48€68k

Trade debts payable within one year 44€62

Income statement Code2024

Gross operating margin 9900€194k

Operating result 9901€184k

Financial income 75€514

Financial charges 65€91

Result before taxes 9903€185k

Income taxes 67/77€57k

Net result for the period 9904€128k

Result to be appropriated 9905€128k

Timeline · acts, filings and financial milestones

All 1Filings 1

2025

04-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

NBB filing

0 of 2 acts read

About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Comparable companies · same sector, comparable size

Similar companies · same sector, comparable size

ED Management & Consul

Of 24,422 companies in sector 82990 we hold annual accounts for 9,160. 7,009 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded28-09-2023

Fiscal year end31-12

Activities, NACEBEL

82990Other business support services

64200Holdings

64210Activities of holding companies

82100Office administrative and support services

82110Office administrative, office support and other business support activities

82190Office administrative, office support and other business support activities

Sources

Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 15-07-2026. Scores and ratios are computed by Checked and are not a credit decision.