Zwitina
ActiveThe computed 12-month bankruptcy probability of Zwitina is 4.5% (elevated). For Zwitina, one filing cycle of the annual accounts is missing. The 2024 annual accounts show negative equity (€-26k) and a net result of €-5k. Equity is shrinking by ~16.8% per year across the filed fiscal years. Its solvency ranks better than 5% of 6717 sector peers (fiscal year 2024). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Figures too old
The available figures for FY 2024 are too old to assess current financial health.
Bankruptcy probability: Elevated
Filing: One filing cycle is missing
Axes, FY 2024 · tick = 2023
Profitability0▼-97
Solvency0=
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
4.5%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Age of the figures
Age of the figures
27 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts not filed
The financial year that closed on 30-06-2025 was due at the National Bank by 31-01-2026. Nothing is on record, 233 days later.
NBB · 6 filingsPosition against the passed deadline
30-06-2025 close31-01-2026 deadline21-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 30-06-2024 was due by 31-01-2025 and was filed on 19-03-2025, 47 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
not filed
2024
47 d late
2023
13 d late
2022
55 d late
2021
59 d early
2020
55 d early
2019
155 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€-26k▼ 25.7%
2023 · €-20k
2019: €9k
2020: €-18k
2021: €-25k
2022: €-26k
2023: €-20k
2019 → 2024
Total assets
€3k▼ 86.6%
2023 · €24k
2019: €102k
2020: €67k
2021: €10k
2022: €7k
2023: €24k
2019 → 2024
Net result
€-5k
2023 · €6k
2019: €3k
2020: €-28k
2021: €-7k
2022: €-992
2023: €6k
2019 → 2024
Working capital
€-26k▼ 7.9%
2023 · €-24k
2019: €-89k
2020: €-60k
2021: €-32k
2022: €-30k
2023: €-24k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-18k-€-25k▼ 36.1%€-26k▼ 3.9%€-20k▲ 22.1%€-26k▼ 25.7%
Operating result€-26k-€-7k▲ 74.8%€-109▲ 98.4%€6k€-5k
Net result€-28k-€-7k▲ 75.8%€-992▲ 85.1%€6k€-5k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €5k after €6k in 2023.
Key figures and ratios
EBITDA
€-2k
Cash flow
€-2k
Interest coverage
-14.14
Debt
€29k▼
2023 · €45k
Debt ≤ 1 year
€29k▼
2023 · €45k
Ratios withheld: a balance sheet total of €3k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€24k€3k▼
Fixed assets21/28€3k-
Tangible fixed assets22/27€3k-
Furniture and vehicles24€3k-
Current assets29/58€21k€3k▼
Amounts receivable within one year40/41€17k€3k▼
Trade receivables40€16k€3k▼
Other amounts receivable41€375-
Cash at bank and in hand54/58€4k€33▼
Equity and liabilities
Total equity and liabilities10/49€24k€3k▼
Equity10/15€-20k€-26k▼
Contributions10/11€6k€6k=
Profit (loss) carried forward14€-27k€-32k▼
Amounts payable17/49€45k€29k▼
Amounts payable within one year42/48€45k€29k▼
Trade debts44€10k-
Suppliers440/4€10k-
Taxes, remuneration and social security45-€3
Taxes450/3-€3
Other amounts payable47/48€35k€29k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€3k
Other operating charges640/8-€5k
Gross operating margin9900€6k€3k▼
Operating profit (loss)9901€6k€-5k▼
Financial charges65/66B€30€123▲
Recurring financial charges65€30€123▲
Profit (loss) for the period before taxes9903€6k€-5k▼
Profit (loss) for the period9904€6k€-5k▼
Profit (loss) for the period to be appropriated9905€6k€-5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-27k€-32k▼
Profit (loss) brought forward from the previous period14P€-32k€-27k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
19-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 47 days late
2024
13-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 13 days late
2023
30-06
Financial
Back to profitnet €6k
Net result €6k after 3 loss-making years.
27-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 55 days late
2021
03-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
07-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Weakest financial yearnet €-28k ▼1069%
Net result drops to €-28k, the lowest in the series; recovery starts the following year.
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2024
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
22-02-2024
DAVARI PARSA Amir Mohamad: Resigned as Director
22-02-2024
NASERI Mohammad: Resigned as Director
24-01-2022
Ziani Mounir: Resigned as Manager
01-04-2020
Bellamkadam Mohamed: Resigned as Director
30-06-2019
Arbi Abdeliiah: Resigned as Manager
30-06-2019
El - Mourabet Tareq: Resigned as Manager
14-12-2018
Hassoun Anuar: Resigned as Manager
10-08-2018
Boumohcine Fahsi Karim: Resigned as Manager
24-11-2017
Arbi Abdelilah Bouzouita: Resigned as Manager
Location & real-estate footprint
Registered office, Aartselaar · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leugstraat 482630 AartselaarGround area
2,264 m²
Building footprint
326 m²
Volume, LiDAR
2,637 m³
2 parcels, Flanders · tallest building 9.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
New Star Taxi
since 20172.269.213.545
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11001B0351/00M000 | Flanders | 2,101 m² | 1 · 241 m² | 9.8 m · 3 fl. |
| 11423B0434/00L006 | Flanders | 163 m² | 1 · 85 m² | 6.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 2 entries · 3,646 EUR awarded · 3,646 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 2 | 3,646 EUR | 3,646 EUR |
Schemes
Vlaams Beschermingsmechanisme 11 (stopgezet)
Vlaams beschermingsmechanisme 12 (stopgezet)
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Of 6,687 companies in sector 49330 we hold annual accounts for 2,291. 1,940 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-10-2017
Fiscal year end30-06
Activities, NACEBEL
49320Taxi operation
49330On-demand passenger transport by chauffeured vehicle
47811Retail sale of cars and light vans (up to 3.5 tonnes)
47812Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.