zVer
ActivezVer has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €148k and a net result of €60k. Equity is growing by ~33.2% per year across the filed fiscal years. Its solvency ranks better than 47% of 16906 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
88
/ 100
Excellent▲ +22 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency78▲+24
Growth78=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity tight (current ratio 1.11 against 0.66 in 2024), and 43.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.4%
Return on assets
22.8%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-01-2026, 4 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
4 d early
2024
5 d late
2023
on the day
2022
16 d late
2021
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close12-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€148k▲ 68.0%
2024 · €88k
2021: €26k
2022: €64k
2023: €107k
2024: €88k
2021 → 2025
Total assets
€263k▲ 18.9%
2024 · €221k
2021: €62k
2022: €115k
2023: €170k
2024: €221k
2021 → 2025
Net result
€60k▼ 25.9%
2024 · €81k
2021: €24k
2022: €38k
2023: €49k
2024: €81k
2021 → 2025
Working capital
€12k
2024 · €-41k
2021: €13k
2022: €51k
2023: €67k
2024: €-41k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€26k-€64k▲ 148%€107k▲ 67.2%€88k▼ 17.7%€148k▲ 68.0%
Operating result€32k-€49k▲ 54.1%€62k▲ 27.3%€105k▲ 67.8%€39k▼ 62.3%
Net result€24k-€38k▲ 60.5%€49k▲ 28.9%€81k▲ 64.0%€60k▼ 25.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 62% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €263k
Fixed assets
€145k▲ 1.1%
Current assets
€118k▲ 51.3%
Equity and liabilities €263k
Equity
€148k▲ 68.0%
Debt
€115k▼ 13.8%
The debt ratio falls from 60.1% to 43.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€58k▼
2024 · €122k
Cash flow
€78k▼
2024 · €98k
Solvency
56.4%▲
2024 · 39.9%
Current ratio
1.11▲
2024 · 0.66
Quick ratio
1.11▲
2024 · 0.66
Debt / equity
0.77▼
2024 · 1.50
ROE
40.5%▼
2024 · 91.7%
ROA
22.8%▼
2024 · 36.6%
Interest coverage
64.29▼
2024 · 76.51
Debt
€115k▼
2024 · €133k
Debt ≤ 1 year
€106k▼
2024 · €119k
Debt > 1 year
€8k▼
2024 · €14k
Income taxes
€9k▼
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€221k€263k▲
Fixed assets21/28€143k€145k▲
Tangible fixed assets22/27€81k€63k▼
Furniture and vehicles24€64k€48k▼
Other tangible fixed assets26€17k€15k▼
Financial fixed assets28€62k€82k▲
Current assets29/58€78k€118k▲
Amounts receivable after more than one year29€24k€22k▼
Other amounts receivable291€24k€22k▼
Amounts receivable within one year40/41€9k€6k▼
Trade receivables40€363-
Other amounts receivable41€8k€6k▼
Cash at bank and in hand54/58€45k€91k▲
Deferred charges and accrued income490/1€220-
Equity and liabilities
Total equity and liabilities10/49€221k€263k▲
Equity10/15€88k€148k▲
Contributions10/11€2k€2k=
Outside capital11€2k€2k=
Other1109/19€2k€2k=
Profit (loss) carried forward14€86k€146k▲
Amounts payable17/49€133k€115k▼
Amounts payable after more than one year17€14k€8k▼
Financial debts170/4€14k€8k▼
Amounts payable within one year42/48€119k€106k▼
Current portion of amounts payable after more than one year42€14k€5k▼
Trade debts44€2k€16k▲
Suppliers440/4€2k€16k▲
Taxes, remuneration and social security45€25k€9k▼
Taxes450/3€25k€9k▼
Other amounts payable47/48€78k€76k▼
Income statement
Code20242025
Non-recurring operating income76A-€967
Goods, raw materials, services and sundry goods60/61€130k€115k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€18k▲
Other operating charges640/8€692€634▼
Non-recurring operating charges66A€7k-
Gross operating margin9900€130k€58k▼
Operating profit (loss)9901€105k€39k▼
Financial income75/76B€661€31k▲
Recurring financial income75€661€31k▲
Financial charges65/66B€2k€900▼
Recurring financial charges65€2k€900▼
Profit (loss) for the period before taxes9903€104k€69k▼
Income taxes67/77€23k€9k▼
Profit (loss) for the period9904€81k€60k▼
Profit (loss) for the period to be appropriated9905€81k€60k▼
Appropriation of the result
Profit (loss) to be appropriated9906€186k€146k▼
Profit (loss) brought forward from the previous period14P€105k€86k▼
Profit to be distributed694/7€100k-
Return on contributions (dividend)694€100k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Equity above €100kEq €148k ▲68%
5 profitable years in a row build equity to €148k.
05-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 5 days late
2024
30-06
Financial
Highest result since 2021net €81k ▲64%
Operating result €105k, net result €81k, both a record.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Equity above €100kEq €107k ▲67.2%
3 profitable years in a row build equity to €107k.
16-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 16 days late
2022
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brasschaat · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hemelakkers 632930 BrasschaatGround area
1,712 m²
Building footprint
309 m²
Volume, LiDAR
1,245 m³
Parcel 11322E0556/00M000, Flanders · tallest building 6.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
zVer
since 20202.301.770.804
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11322E0556/00M000 | Flanders | 1,712 m² | 1 · 309 m² | 6.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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XC-IT
BE 0651.634.518
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WE-R SRL
BE 0763.608.843
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Of 16,807 companies in sector 62100 we hold annual accounts for 8,747. 6,819 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-04-2020
Fiscal year end30-06
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
62020IT consultancy
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.