Skip to content

ELBIO

Active
Private limited companyfounded 20224 yrs activeHemelakkers 63, 2930 Brasschaat, BelgiumKBO/BCE: BE 0780.641.548
Summary

ELBIO has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2,467 and a net result of €2,741. Equity is growing by ~158.3% per year across the filed fiscal years. Its solvency ranks better than 85% of 2300 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability100▲+100
Solvency100▲+100
Growth78=
Track record94
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Age of the figures
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filings
Deviation from the deadline
2025
26 d late
2024
30 d late
2023
29 d late
2022
29 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 29 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

ELBIO was incorporated on 19 January 2022 as a Private limited company.1 Total assets fell from EUR 17,387 in 2022 to EUR 2,885 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, abbreviated schema

Turnover
€5,313
EBIT margin
68.7%
Net result
€2,741
2024 · -€174
Working capital
€2,467
2024 · -€274
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line2022202320242025
Turnover€5,313
Operating result-€2,555-€1,175€52▼ 95.6%€3,649▲ 6,930%
Net result-€3,150below the sector's middle half-€1,049within the sector's middle half-€174within the sector's middle half€2,741within the sector's middle half
EBIT margin68.7%
Equity-€1,150below the sector's middle half--€101below the sector's middle half▲ 91.2%-€274below the sector's middle half▼ 172%€2,467below the sector's middle half
Total assets€17,387below the sector's middle half-€1,131below the sector's middle half▼ 93.5%€757below the sector's middle half▼ 33.1%€2,885below the sector's middle half▲ 281%
Debt€18,537-€1,232▼ 93.4%€1,031▼ 16.3%€418▼ 59.5%
Working capital-€3,406--€101▲ 97.0%-€274▼ 172%€2,467
Solvency-6.6%below the sector's middle half-
above within below the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€4,000-€2,000€0€2,000€4,000Operating result 2022: -€2,555-€2,555Net result 2022: -€3,150-€3,150Operating result 2023: €1,175€1,175Net result 2023: €1,049€1,049Operating result 2024: €52€52Net result 2024: -€174-€174Operating result 2025: €3,649€3,649Net result 2025: €2,741€2,7412022202320242025-€1,000€0€1,000€2,000€3,000€4,000Operating result 2023: €1,175€1,170Net result 2023: €1,049€1,050Operating result 2024: €52€52Net result 2024: -€174-€174Operating result 2025: €3,649€3,650Net result 2025: €2,741€2,740202320242025
The operating result recovers in 2025; 2025 is 6,930% above 2024 and is the highest result in the available series.
Balance-sheet composition
Equity and liabilities €2,885
Equity €2,467
Debt €418
Debt finances 14.5% of the balance-sheet total.
Key figures and ratios
2025 value · change against 2024
Debt ≤ 1 year
€418▼
2024 · €1,031
Income taxes
€865▲
2024 · €175
Ratios withheld: a balance sheet total of €2,885 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,275 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,275 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet Code20242025
Assets
Total assets20/58€757€2,885▲
Current assets29/58€757€2,885▲
Amounts receivable within one year40/41€37€900▲
Trade receivables40-€265
Other amounts receivable41€37€635▲
Cash at bank and in hand54/58€720€1,985▲
Equity and liabilities
Total equity and liabilities10/49€757€2,885▲
Equity10/15-€274€2,467▲
Contributions10/11€2,000€2,000=
Outside capital11€2,000€2,000=
Other1109/19€2,000€2,000=
Reserves13-€467
Distributable reserves133-€467
Profit (loss) carried forward14-€2,274-
Amounts payable17/49€1,031€418▼
Amounts payable within one year42/48€1,031€418▼
Trade debts44€316€316=
Suppliers440/4€316€316=
Taxes, remuneration and social security45-€102
Taxes450/3-€102
Other amounts payable47/48€715-
Income statement Code20242025
Turnover70-€5,313
Non-recurring operating income76A-€718
Goods, raw materials, services and sundry goods60/61-€1,410
Other operating charges640/8-€973
Gross operating margin9900€52€4,621▲
Operating profit (loss)9901€52€3,649▲
Financial charges65/66B€50€42▼
Recurring financial charges65€50€42▼
Profit (loss) for the period before taxes9903€2€3,606▲
Income taxes67/77€175€865▲
Profit (loss) for the period9904-€174€2,741▲
Profit (loss) for the period to be appropriated9905-€174€2,741▲
Appropriation of the result
Profit (loss) to be appropriated9906-€2,274€467▲
Profit (loss) brought forward from the previous period14P-€2,101-€2,274▼
Transfer to equity691/2-€467
To other reserves6921-€467
Line2022202320242025Change
Turnover70---€5,313-
Non-recurring operating income76A-€596-€718-
Goods, raw materials, services and sundry goods60/61€15,600€537-€1,410-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,593----
Other operating charges640/8€348€384-€973-
Non-recurring operating charges66A€1,074----
Gross operating margin9900€2,459€1,559€52€4,621▲ 8,804%
Operating profit (loss)9901-€2,555€1,175€52€3,649▲ 6,930%
Financial charges65/66B€449€126€50€42▼ 15.4%
Recurring financial charges65€449€126€50€42▼ 15.4%
Profit (loss) for the period before taxes9903-€3,004€1,049€2€3,606▲ 209,559%
Income taxes67/77€146-€175€865▲ 393%
Profit (loss) for the period9904-€3,150€1,049-€174€2,741▲ 1,680%
Profit (loss) for the period to be appropriated9905-€3,150€1,049-€174€2,741▲ 1,680%
Line2022202320242025Change
Assets
Total assets20/58€17,387€1,131€757€2,885▲ 281%
Fixed assets21/28€15,357----
Tangible fixed assets22/27€15,357----
Furniture and vehicles24€15,357----
Current assets29/58€2,030€1,131€757€2,885▲ 281%
Amounts receivable within one year40/41€227-€37€900▲ 2,323%
Trade receivables40---€265-
Other amounts receivable41€227-€37€635▲ 1,610%
Cash at bank and in hand54/58€1,764€1,131€720€1,985▲ 176%
Deferred charges and accrued income490/1€40----
Equity and liabilities
Total equity and liabilities10/49€17,387€1,131€757€2,885▲ 281%
Equity10/15-€1,150-€101-€274€2,467▲ 999%
Contributions10/11€2,000€2,000€2,000€2,000=
Outside capital11€2,000€2,000€2,000€2,000=
Other1109/19€2,000€2,000€2,000€2,000=
Reserves13---€467-
Distributable reserves133---€467-
Profit (loss) carried forward14-€3,150-€2,101-€2,274--
Amounts payable17/49€18,537€1,232€1,031€418▼ 59.5%
Amounts payable after more than one year17€13,100----
Financial debts170/4€13,100----
Amounts payable within one year42/48€5,436€1,232€1,031€418▼ 59.5%
Current portion of amounts payable after more than one year42€4,037----
Trade debts44€598€527€316€316=
Suppliers440/4€598€527€316€316=
Taxes, remuneration and social security45€688€3-€102-
Taxes450/3€688€3-€102-
Other amounts payable47/48€114€703€715--
Line2022202320242025Change
Profit (loss) for the period9904-€3,150€1,049-€174€2,741▲ 1,680%
+ Depreciation and write-downs630€3,593----
Operating cash flow (approximation)€443€1,049-€174€2,741▲ 1,680%
Change in cash--€632-€412€1,265▲ 407%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
26-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 26 days late
2025
31-12
Financial Back to profitnet €2,741
Net result €2,741 after one loss-making year.
31-12
Financial Liquidity times 9current ratio 6.91
Current ratio from 0.73 to 6.91; short-term debt falls from €1,031 to €418.
30-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
29-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial Back to profitnet €1,049
Net result €1,049 after one loss-making year.
29-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brasschaat · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
1,712 m²
Building footprint
309 m²
Volume, LiDAR
1,245 m³
Parcel 11322E0556/00M000, Flanders · tallest building 6.2 m, ±1 floor. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
ELBIO
Hemelakkers 63, 2930 BrasschaatOffice administrative, office support and other business support activities
since 20222.326.591.124
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11322E0556/00M000 Flanders 1,712 m² 1 · 309 m² 6.2 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner

Chain of control

  1. zVer 100%
  2. ELBIO

Highest known parent: zVer. The sources do not say who stands above it.

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 11,218 companies in sector 82100 we hold annual accounts for 3,509. 881 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded19-01-2022
Fiscal year end31-12
Activities, NACEBEL 2025
82100Office administrative and support services
63920Other information service activities
73300Public relations and communication consultancy
82990Other business support services
85599Other education
Contact
Website ver-eecke.be
E-invoicing
Reachable via Peppol
Peppol ID 0208:0780641548
Also 9925:BE0780641548
Registered 29-06-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.