SILIBEL

Active

Private limited companyfounded 20206 yrs activeStreekbaan 114, 1800 Vilvoorde, BelgiumKBO/BCE: BE 0744.589.717

The computed 12-month bankruptcy probability of SILIBEL is 2.0% (moderate). The 2025 annual accounts show equity of €104k and a net result of €12k. Equity is growing by ~34.8% per year across the filed fiscal years. Its solvency ranks better than 49% of 27711 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

69 / 100

Healthy

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability76▼-18

Solvency71▼-1

Growth52▼-26

Track record100

Bankruptcy probability, 12 months

2.0% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €7k at 30 days acceptable

Liquidity ample (current ratio 1.93 against 1.93 in 2024; short-term debt: 40.1% and cash: 48.5% of total assets), but 53.9% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 43

Relative position

BE, all sectors

reference

Sector 43

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

46.1%

Return on assets

5.5%

Age of the figures

15 mo

A punctual record breaks

This company filed 4 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 01-02-2026, 1 day late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.

NBB · 5 filings

Deviation from the deadline

2025

1 d late

2024

on the day

2023

1 d early

2022

on the day

2021

2 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

30-06-2026 close22-09-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€104k▲ 13.5%

2024 · €91k

2021: €19k 2022: €49k 2023: €61k 2024: €91k

2021 → 2025

Total assets

€224k▲ 14.5%

2024 · €196k

2021: €54k 2022: €163k 2023: €130k 2024: €196k

2021 → 2025

Net result

€12k▼ 69.5%

2024 · €40k

2021: €14k 2022: €30k 2023: €12k 2024: €40k

2021 → 2025

Working capital

€83k▲ 13.1%

2024 · €74k

2021: €13k 2022: €31k 2023: €38k 2024: €74k

2021 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€19k-€49k▲ 159%€61k▲ 25.4%€91k▲ 49.5%€104k▲ 13.5%

Operating result€17k-€38k▲ 125%€18k▼ 54.2%€52k▲ 194%€23k▼ 54.5%

Net result€14k-€30k▲ 117%€12k▼ 58.7%€40k▲ 225%€12k▼ 69.5%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 54% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €224k

22.9%

77.1%

Fixed assets €51k▲ 19.8%

Current assets €173k▲ 13.1%

Equity and liabilities €224k

46.1%

53.9%

Equity €104k▲ 13.5%

Debt €121k▲ 15.5%

The debt ratio rises from 53.4% to 53.9%. Equity and debt are higher.

Key figures and ratios

2025 value · change against 2024

EBITDA

€54k▼

2024 · €78k

Cash flow

€43k▼

2024 · €67k

Solvency

46.1%▼

2024 · 46.6%

Current ratio

1.93=

2024 · 1.93

Quick ratio

1.93=

2024 · 1.93

Debt / equity

1.17▲

2024 · 1.15

ROE

11.9%▼

2024 · 44.1%

ROA

5.5%▼

2024 · 20.5%

Interest coverage

37.26▲

2024 · 30.12

Debt

€121k▲

2024 · €105k

Debt ≤ 1 year

€90k▲

2024 · €79k

Debt > 1 year

€31k▲

2024 · €25k

Income taxes

€10k▲

2024 · €9k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€196k€224k▲

Fixed assets21/28€43k€51k▲

Tangible fixed assets22/27€43k€51k▲

Furniture and vehicles24€43k€51k▲

Current assets29/58€153k€173k▲

Amounts receivable within one year40/41€26k€63k▲

Trade receivables40€25k€63k▲

Other amounts receivable41€2k-

Cash at bank and in hand54/58€127k€109k▼

Deferred charges and accrued income490/1€34€1k▲

Equity and liabilities

Total equity and liabilities10/49€196k€224k▲

Equity10/15€91k€104k▲

Contributions10/11€5k€5k=

Reserves13€30k€41k▲

Distributable reserves133€30k€41k▲

Profit (loss) carried forward14€56k€58k▲

Amounts payable17/49€105k€121k▲

Amounts payable after more than one year17€25k€31k▲

Financial debts170/4€25k€31k▲

Amounts payable within one year42/48€79k€90k▲

Current portion of amounts payable after more than one year42€17k€24k▲

Trade debts44€31k€25k▼

Suppliers440/4€31k€25k▼

Taxes, remuneration and social security45€10k€19k▲

Taxes450/3€10k€9k▼

Remuneration and social security454/9-€10k

Other amounts payable47/48€22k€22k▲

Accrued charges and deferred income492/3€448€199▼

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€31k▲

Other operating charges640/8€1k€2k▲

Gross operating margin9900€80k€56k▼

Operating profit (loss)9901€52k€23k▼

Financial income75/76B€202€5▼

Recurring financial income75€202€5▼

Financial charges65/66B€3k€1k▼

Recurring financial charges65€3k€1k▼

Profit (loss) for the period before taxes9903€49k€22k▼

Income taxes67/77€9k€10k▲

Profit (loss) for the period9904€40k€12k▼

Profit (loss) for the period to be appropriated9905€40k€12k▼

Appropriation of the result

Profit (loss) to be appropriated9906€96k€69k▼

Profit (loss) brought forward from the previous period14P€56k€56k▲

Transfer to equity691/2€30k€11k▼

To other reserves6921€30k€11k▼

Profit to be distributed694/7€10k-

Directors or managers695€10k-

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 8Financial 3Filings 5

Next filing, fiscal year 2026, expected by 31-01-2027

2026

01-02

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 1 day late

2025

30-06

Financial Weakest financial yearnet €12k ▼69.5%

Net result drops to €12k, the lowest in the series.

30-06

Financial Equity above €100kEq €104k ▲13.5%

5 profitable years in a row build equity to €104k.

31-01

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

30-06

Financial Highest result since 2021net €40k ▲225%

Operating result €52k, net result €40k, both a record.

30-01

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

31-01

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

29-01

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Vilvoorde · 1 establishment unit since 2020

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Streekbaan 1141800 Vilvoorde

Ground area

349 m²

Building footprint

55 m²

Volume, LiDAR

542 m³

Parcel 23088A0122/00S000, Flanders · tallest building 12.4 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

SILIBEL

Streekbaan 114, 1800 VilvoordeManufacture of wood and of products of wood and cork, except furniture; manufacture of articles of straw and plaiting materials

since 20202.300.030.346

1 parcel

Flanders 1 (100%)