Zurenborg Management is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €3.58M and a net result of €2.33M. Equity is growing by ~112.5% per year across the filed fiscal years. Its solvency ranks better than 82% of 5511 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2023, under 3 years, statistically higher risk.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
29 d late
2024
29 d late
2023
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€3.58M▲ 186%
2024 · €1.25M
2023: €766k
2024: €1.25M
2023 → 2025
Net result
€2.33M▲ 381%
2024 · €484k
2023: €765k
2024: €484k
2023 → 2025
Total assets
€4.11M▲ 138%
2024 · €1.73M
2023: €1.41M
2024: €1.73M
2023 → 2025
Solvency
86.9%▲ 14.6pp
2024 · 72.3%
2023: 54.5%
2024: 72.3%
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€766k-€1.25M▲ 63.2%€3.58M▲ 186%
Operating result€1.12M-€718k▼ 35.8%€3k▼ 99.6%
Net result€765k-€484k▼ 36.8%€2.33M▲ 381%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 100% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.11M
Fixed assets
€9k▼ 95.4%
Current assets
€4.11M▲ 168%
Equity and liabilities €4.11M
Equity
€3.58M▲ 186%
Debt
€538k▲ 12.5%
The debt ratio falls from 27.7% to 13.1%. Equity and debt are higher.
Key figures and ratios
Solvency
86.9%▲
2024 · 72.3%
ROE
65.1%▲
2024 · 38.7%
ROA
56.6%▲
2024 · 28.0%
Debt
€538k▲
2024 · €478k
Debt ≤ 1 year
€534k▲
2024 · €470k
Income taxes
€240k▲
2024 · €221k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.73M€4.11M▲
Fixed assets21/28€195k€9k▼
Tangible fixed assets22/27€10k€9k▼
Furniture and vehicles24€10k€9k▼
Financial fixed assets28€184k€275▼
Current assets29/58€1.53M€4.11M▲
Amounts receivable after more than one year29-€1.26M
Other amounts receivable291-€1.26M
Amounts receivable within one year40/41€1.15M€236k▼
Trade receivables40€1.15M€20k▼
Other amounts receivable41€642€216k▲
Current investments50/53€300k€2.46M▲
Cash at bank and in hand54/58€79k€137k▲
Deferred charges and accrued income490/1€680€7k▲
Equity and liabilities
Total equity and liabilities10/49€1.73M€4.11M▲
Equity10/15€1.25M€3.58M▲
Contributions10/11€500€500=
Reserves13€1.25M€3.58M▲
Distributable reserves133€1.25M€3.58M▲
Amounts payable17/49€478k€538k▲
Amounts payable within one year42/48€470k€534k▲
Trade debts44€164k€7k▼
Suppliers440/4€164k€7k▼
Taxes, remuneration and social security45€226k€461k▲
Taxes450/3€226k€461k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€81k€65k▼
Accrued charges and deferred income492/3€8k€4k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€3k▲
Other operating charges640/8€613€388▼
Gross operating margin9900€720k€7k▼
Operating profit (loss)9901€718k€3k▼
Financial income75/76B€220€2.57M▲
Recurring financial income75€220€36k▲
Non-recurring financial income76B-€2.53M
Financial charges65/66B€13k€6k▼
Recurring financial charges65€13k€6k▼
Profit (loss) for the period before taxes9903€705k€2.57M▲
Income taxes67/77€221k€240k▲
Profit (loss) for the period9904€484k€2.33M▲
Profit (loss) for the period to be appropriated9905€484k€2.33M▲
Appropriation of the result
Profit (loss) to be appropriated9906€484k€2.33M▲
Transfer to equity691/2€484k€2.33M▲
To other reserves6921€484k€2.33M▲
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 29 days late
23-03
State Gazette act
Registered officeBoard meeting · Registered-office move · Power of attorney4 facts ▸
State Gazette act
Registered office
Board meeting · Registered-office move · Power of attorney4 facts ▸
- Board meeting, 21/02/2026
- Registered-office move, Van Schoonbekestraat 62, 2018 Antwerpen
- Power of attorney, BV OPTIMUS ACCOUNTANCY
- Permanent representative, Dieter Schaek
2025
31-12
Financial
Highest result since 2023net €2.33M ▲381%
Net result €2.33M, the highest in the series.
31-12
Financial
Liquidity doublescurrent ratio 7.69
Current ratio from 3.26 to 7.69.
31-12
Financial
Equity above €2MEq €3.58M ▲186%
3 profitable years in a row build equity to €3.58M.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
31-12
Financial
Weakest financial yearnet €484k ▼36.8%
Net result drops to €484k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €1MEq €1.25M ▲63.2%
2 profitable years in a row build equity to €1.25M.
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Van Schoonbekestraat 622018 AntwerpenGround area
143 m²
Building footprint
96 m²
Volume, LiDAR
1,274 m³
Parcel 11810K1600/00R000, Flanders · tallest building 17.8 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Zurenborg Management
since 20232.350.531.615
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11810K1600/00R000 | Flanders | 143 m² | 1 · 96 m² | 17.8 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 1,927 EUR awarded · 1,927 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 1,927 EUR | 1,927 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
699400IIG297AQG24I50
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Of 24,727 companies in sector 64210 we hold annual accounts for 19,759. 9,162 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-09-2023
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70100Activities of head offices
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.