Active BE 0448.576.993Private limited company

Zunihi

Groot-Bijgaardenstraat 14 ·1082 Sint-Agatha-Berchem, Belgium· 33 yrs active

Sector: Development of residential building projects (68121)

Conclusion Checked

Zunihi has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (€-74k) and a net result of €-14k. Its solvency ranks better than 8% of 4970 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).

Based on the State Gazette, CBE and 2 annual accounts.

Key figures

Equity	€-74k
Net result	€-14k
Better than sector	8%
Active	33 yrs

Financial profile 5 of 5 axes measured · computed by Checked

56 / 100

Mixed profile: strong on stability, weaker on health.

All 5 axes are computed from data Checked has read.

Health 17

Profitability 93

Solvency 40

Growth 32

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

0.6% Low

0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Long-established

Founded in 1992, 33 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Checked score FY 2024 · computed

17 / 100 Critical

050100

Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Indicative credit limit

No credit

negative equity or figures too weak

Score history

13 2023

17 2024

purely financial, excl. current insolvency signals

Score components

Liquidity Current ratio 0.80 (< 1.0) -10

Quick ratio Quick ratio 0.21 (< 0.6) -5

Equity Negative equity -25

Profitability ROE 19% (≥ 10%) +10

Profit trend Net profit down YoY -3

Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Financial overview31 NBB filings

Annual accounts filed on 30-07-2025 with the NBB · fiscal year 2024 · micro schema

Operating resultNet result

Sector comparison

Fiscal year 2024 · NACE 68, Real estate activities · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	-24.3%	16.7%	better than 8% of 4970 sector peers
Net result	€-14k	€2k	better than 23% of 4962 sector peers
Equity	€-74k	€27k	better than 7% of 4973 sector peers
Gross operating margin	€-13k	€27k	better than 8% of 4956 sector peers
Total assets	€306k	€303k	better than 50% of 4972 sector peers

Net profit

€-14k

-398.5% 23-24

Total assets

€306k

+520755.6% 23-24

Equity

€-74k

-23.0% 23-24

Working capital

€-74k

-23.0% 23-24

Debt

€380k

+528.7% 23-24

Debt ≤ 1y

€380k

+528.7% 23-24

Current ratio

0.80

+82740.0% 23-24

Quick ratio

0.21

+21766.5% 23-24

Solvency

-24.3%

+100.0% 23-24

Debt / equity

-5.12

-411.4% 23-24

ROE

18.7%

+305.4% 23-24

ROA

-4.5%

+99.9% 23-24

Figures by fiscal year and ratios

Highlight YoY changes (±10%)

Fiscal year	2024	2023
Deposit	micro schema	micro schema
Revenue	-	-
EBITDA	-	-
Net profit	€-14k	€-3k
Cash flow	-	-
Staff costs	-	-
Income taxes	-	-
Dividends	-	-
Total assets	€306k	€59
Equity	€-74k	€-60k
Debt	€380k	€60k
of which ≤ 1y	€380k	€60k
of which > 1y	-	-
Working capital	€-74k	€-60k
Employees (FTE)	-	-

Ratios (computed)

	2024	2023
Current ratio	0.80	0.00
Quick ratio	0.21	0.00
Working capital ratio	-24.3%	-102854.0%
Solvency	-24.3%	-102854.0%
Debt / equity	-5.12	-1.00
Long-term debt ratio	-	-
Interest coverage	-	-
Gross margin	-	-
Net margin	-	-
ROA	-4.5%	-4736.8%
ROE	18.7%	4.6%
EBITDA margin	-	-
Days sales outstanding	-	-
Days payable outstanding	-	-
Inventory turnover	-	-
Days inventory (DSI)	-	-

Full annual accounts (20 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024	2023
Balance sheet, Assets
TOTAL ASSETS	20/58	€306k	€59
Current assets	29/58	€306k	€59
Stocks & contracts in progress	3	€225k	-
Amounts receivable within one year	40/41	€80k	-
Cash & bank	54/58	€969	€59
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€306k	€59
Equity	10/15	€-74k	€-60k
Contributions / capital	10/11	€12k	€12k
Reserves	13	€5k	€5k
Accumulated profits (losses)	14	€-92k	€-78k
Amounts payable	17/49	€380k	€60k
Amounts payable within one year	42/48	€380k	€60k
Trade debts payable within one year	44	€326k	€1k
Income statement
Gross operating margin	9900	€-13k	€-3k
Operating result	9901	€-14k	€-3k
Financial income	75	€0	-
Financial charges	65	€244	-
Result before taxes	9903	€-14k	€-3k
Net result for the period	9904	€-14k	€-3k
Result to be appropriated	9905	€-14k	€-3k

Legal Structure

NACE primary	Development of residential building projects(68121)
Legal form	Private limited company(610)
Incorporation	29-10-1992
Status	Active
Postal code	1082

Establishment units 1 location

Zunihi

Groot-Bijgaardenstraat 14, 1082 Sint-Agatha-BerchemReal estate development

since 20242.355.906.504

Real-estate footprint Source: CBE × cadastre

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21342B0043/00F003	Brussels	290 m²	1 · 293 m²	10.6 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 10 events

All 10Filings 10

2025

30-07