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Zuko Et Fils

Active
Private limited companyfounded 2025active for 1 yearRue Paireuses(AMA) 1, 4540 Amay, BelgiumKBO/BCE: BE 1019.741.303

From the official registers: KBO 1 annual account at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of Zuko Et Fils is 2.9% (moderate). The 2025 annual accounts show equity of €16,001 and a net result of €10,001. Its solvency ranks better than 53% of 34,902 sector peers (NACE 43, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

KBO
Status
Active since 07-02-2025 Normal situation
Activity
Site preparation NACE 43120and 3 others
Establishment unit
2.369.897.070 4540 Amay, since 07-02-2025
Financial year end
31 December
Peppol
Reachable since 12-12-2025

Board and ownership

Board
  • ZUKOWSKI KévinDirector · since 31-01-2025

Financial position

52 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.9%
Annual accounts 2025
Gross margin
€129,725
Turnover
≈ €420,000
estimated
Profit
€10,001
Equity
€16,001
Total assets
€32,556
Staff
3.8 FTE
Filed on 22-09-2026, 53 days after the deadlineat the National Bank
Score breakdownraises riskFounded in 2025Size: total assets €32,556Last filed accounts filed 53 days late; 1 of the last 3 accounts lateSector: Specialised construction activities (NACE 43)Show the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 54% of micro companies in specialised construction (NACE 43)
Financial strength
Strong
Solvency 74
equity 49.1% of total assets
Liquidity 29
short-term debt 50.9% · cash 3.3%
Profitability 100
return on assets 30.7%
Bankruptcy probability within 12 months
2.9% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 03-2026: 1.9%lowest value 04-2026: 1.9%● unchanged vs 03-2026 05-2026: 1.9%● unchanged vs 04-2026 06-2026: 2.4%▲ +0.5 percentage points vs 05-2026 07-2026: 2.4%● unchanged vs 06-2026 08-2026: 2.7%▲ +0.3 percentage points vs 07-2026 09-2026: 3.0%▲ +0.3 percentage points vs 08-2026highest value 10-2026: 2.9%▼ -0.1 percentage points vs 09-2026 11-2026: 2.9%● unchanged vs 10-2026
Credit of up to €500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.89, above the usual 1.5. Short-term debt is 50.9% and cash 3.3% of total assets. However, 50.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 53% of them on solvency, 17% on liquidity and 92% on profitability.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
raises risk
raises risk · Founded in 2025
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: total assets €32,556
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Last filed accounts filed 53 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · 2025 accounts filed 53 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-09-2026, 53 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
53 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2025.
KBO publications

Key points

  • Higher gross margin than 82% of companies in specialised constructionsector median €39,332 · 34,862 companies €129,725 View

Comparable companies

These companies have the same main activity as Zuko Et Fils: site preparation (NACE 43120). They are comparable in size and age: total assets between €24,100 and €52,800, founded between 2023 and 2024.

CompanyTotal assetsGross margin
Zuko Et Fils Amay€32,556€129,725
MDS Tech Gent€44,355€105,483
TERRATOM Montigny-le-Tilleul€48,438€127,740
TERKO Plombières€28,327€128,198
CONSTRUCTION HUTOISE Héron€52,778€71,663
BAMO SERVICE Beveren-Kruibeke-Zwijndrecht€24,146€94,133
Jns Menuiserie Mouscron€52,838€96,862
Full comparison

Documents

Annual accounts at the NBB

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about Zuko Et Fils

What is the company number of Zuko Et Fils?
The company number of Zuko Et Fils is 1019.741.303. The VAT number is the same number with BE in front: BE 1019.741.303.
Where is Zuko Et Fils based?
The registered office is at Rue Paireuses(AMA) 1, 4540 Amay.Company details
What does Zuko Et Fils do?
According to the KBO register, the main activity is site preparation (NACE 43120).
What is the legal form of Zuko Et Fils?
The legal form of Zuko Et Fils is Private limited company (BV).
When was Zuko Et Fils founded?
Zuko Et Fils was founded on 07-02-2025.
Is Zuko Et Fils still active?
Yes, Zuko Et Fils is an active enterprise in the KBO register.
How many employees does Zuko Et Fils have?
Zuko Et Fils had an average of 3.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Zuko Et Fils?
The turnover in financial year 2025 is ≈ €420,000. This figure is estimated from the gross margin of €129,725 and 236 comparable companies (NACE 43). It probably lies between €320,000 and €600,000.
Is Zuko Et Fils profitable?
In financial year 2025, Zuko Et Fils made a profit of €10,001.
Where can I find the annual accounts of Zuko Et Fils?
Zuko Et Fils filed 1 annual account with the National Bank of Belgium, for financial year 2025.Annual accounts at the National Bank

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