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TERKO

Active
Private limited company·Bouwrijp maken van terreinen· 2 yrs active
Rue de la Gare 12 ·4850 Plombières, Belgium
KBO/BCE: BE 0804.886.697
Watch Print / PDF
Age2 yrs
Real estate1 parcel · 2.0 ha

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of TERKO is 4.1% (elevated). The 2024 annual accounts show negative equity (€-35k) and a net result of €-41k. Its solvency ranks better than 8% of 11080 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
4.1% Elevated
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Signals

1 signal · with evidence
Negative equity
Equity is negative for financial year 2024: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
View the annual accounts

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Trust signals

3 signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events
No administrative flags

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-41k
Working capital€-307k

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 30-08-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 43, Specialised construction · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency -6.7% 40.9%
better than 8% of 11080 sector peers
Net result €-41k €11k
better than 5% of 11062 sector peers
Equity €-35k €34k
better than 5% of 11083 sector peers
Gross operating margin €101k €35k
better than 82% of 11053 sector peers
Total assets €528k €93k
better than 95% of 11080 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Revenue-
EBITDA€56k
Net profit€-41k
Cash flow€49k
Staff costs-
Income taxes-
Dividends-
Total assets€528k
Equity€-35k
Debt€564k
of which ≤ 1y€475k
of which > 1y€88k
Working capital€-307k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.35
Quick ratio0.28
Working capital ratio-58.1%
Solvency-6.7%
Debt / equity-15.96
Long-term debt ratio-2.50
Interest coverage8.32
Gross margin-
Net margin-
ROA-7.8%
ROE117.0%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€528k
Fixed assets 21/28€360k
Tangible fixed assets 22/27€360k
Current assets 29/58€168k
Stocks & contracts in progress 3€33k
Amounts receivable within one year 40/41€49k
Cash & bank 54/58€85k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€528k
Equity 10/15€-35k
Contributions / capital 10/11€6k
Accumulated profits (losses) 14€-41k
Amounts payable 17/49€564k
Amounts payable after one year 17€88k
Amounts payable within one year 42/48€475k
Trade debts payable within one year 44€9k
Income statement
Gross operating margin 9900€101k
Operating result 9901€-35k
Financial income 75€82
Financial charges 65€7k
Result before taxes 9903€-41k
Net result for the period 9904€-41k
Result to be appropriated 9905€-41k
Ratios computed by Checked.

Health barometer

FY 2024 · computed
28 / 100 Weak
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Establishment units

1 location
TERKO
Rue de la Gare 12, 4850 PlombièresBouwrijp maken van terreinen
since 20232.351.981.269
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area2.0 ha
Buildings1
Building footprint234 m²
Volume (LiDAR)1,677 m³
Tallest building8.6 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
63053A0933/00B000 Wallonia 2.0 ha 1 · 234 m² 8.6 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Analysis

Snowflake analysis

financial profile on 5 axes
Health28Profitability100Solvency33Growth50Stability67
56 / 100

Mixed profile: strong on profitability, weaker on health.

Health 28
Profitability 100
Solvency 33
Growth 50
Stability 67

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Bouwrijp maken van terreinen43120Bouwrijp maken van terreinen43120Overige bouwinstallatie43240Overige bouwinstallatie, n.e.g.43299Landschapsverzorging81300Landschapsverzorging81300Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
Legal nameFR TERKO
Registered office
Rue de la Gare 12
4850 Plombières, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.