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Generated 12-08-2026
Active BE 1008.363.005Private limited company

ZRL GROUP

Da Vincilaan 2 ·1930 Zaventem, Belgium· 2 yrs active
Sector: Diensten voor personenvervoer op aanvraag per voertuig met chauffeur (49330)
Conclusion Checked

The computed 12-month bankruptcy probability of ZRL GROUP is 3.5% (moderate). The 2025 annual accounts show equity of €16k and a net result of €15k. Its solvency ranks better than 49% of 425 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €16k
Net result €15k
Better than sector 49%
Active 2 yrs
Snowflake analysis 4 of 5 axes measured · computed by Checked
Health78Profitability100Solvency47Growth-Stability67
73 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 78
Profitability 100
Solvency 47
Growth -
Stability 67
Bankruptcy probability (12 mo) Checked model v1 · free
3.5% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2025 · computed
78 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 13-10-2025 with the NBB · fiscal year 2025 · micro
Sector comparison
Fiscal year 2025 · NACE 49, Land transport · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 29.4% 30.5%
better than 49% of 425 sector peers
Net result €15k €9k
better than 60% of 421 sector peers
Equity €16k €25k
better than 40% of 425 sector peers
Gross operating margin €26k €48k
better than 35% of 421 sector peers
Total assets €54k €110k
better than 30% of 425 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2025
Depositmicro
Revenue-
EBITDA€25k
Net profit€15k
Cash flow€21k
Staff costs-
Income taxes€4k
Dividends-
Total assets€54k
Equity€16k
Debt€38k
of which ≤ 1y€38k
of which > 1y-
Working capital€2k
Employees (FTE)-
Ratios (computed)
2025
Current ratio1.05
Quick ratio1.05
Working capital ratio3.2%
Solvency29.4%
Debt / equity2.40
Long-term debt ratio-
Interest coverage372.80
Gross margin-
Net margin-
ROA27.6%
ROE93.8%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€54k
Fixed assets 21/28€14k
Tangible fixed assets 22/27€14k
Financial fixed assets 28€500
Current assets 29/58€40k
Amounts receivable within one year 40/41€4k
Cash & bank 54/58€36k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€54k
Equity 10/15€16k
Contributions / capital 10/11€1k
Accumulated profits (losses) 14€15k
Amounts payable 17/49€38k
Amounts payable within one year 42/48€38k
Trade debts payable within one year 44€2k
Income statement
Gross operating margin 9900€26k
Operating result 9901€19k
Financial income 75€39
Financial charges 65€66
Result before taxes 9903€19k
Income taxes 67/77€4k
Net result for the period 9904€15k
Result to be appropriated 9905€15k
Ratios computed by Checked.
Directors & mandates 1 directors
Former directors (1)
  • Matamba Bakatupidia Manasse Jarod
    Werkende vennoot
    State Gazette act 25045729 (08-04-2025)
    Former
    - → 31-03-2025
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary Diensten voor personenvervoer op aanvraag per voertuig met chauffeur(49330)
Legal form Private limited company(610)
Incorporation12-04-2024
StatusActive
Postal code1930
Establishment units 1 location
ZRL GROUP
Da Vincilaan 2, 1930 ZaventemGroothandel in auto's en lichte bestelwagens (= 3,5 ton)
since 20242.358.479.972
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23094D0098/00M000 Flanders 2.1 ha - -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
13-10-2025
NBB filing Annual accounts filed
fiscal year 2025 · micro
08-04-2025
State Gazette act Director changes
21-01-2025
State Gazette act Director changes
Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 1 year ago
2025
08-04-2025 Matamba Bakatupidia Manasse Jarod resigns as werkende vennoot Director changes
  • Matamba Bakatupidia Manasse Jarod, Werkende vennoot
Technical details 
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  "events": [
    {
      "kind": "director_out",
      "role": "werkende_vennoot",
      "person": {
        "rrn": null,
        "name": "Matamba Bakatupidia Manasse Jarod",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2025-03-31",
      "evidence_quote": "De vergadering wordt gevraagd het ontslag van de heer Matamba Bakatupidia Manasse Jarod als werkende vennoot goed te keuren, en hem kwijting te verlenen voor de uitoefening van zijn functie tot het einde van zijn mandaat, met ingang van 31 maart 2025.",
      "decharge_status": null,
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      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
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    "firm_city": null,
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    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2025-04-08",
    "filing_date": "2025-04-01",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "bijzondere_algemene_vergadering",
      "date": "2025-03-27",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "1008.363.005",
    "name_full": "ZRL GROUP",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "org",
    "org_kbo": null,
    "org_name": "D-tax Consulting",
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
21-01-2025 Discharge granted to the board Director changes
Technical details 
{
  "events": [
    {
      "kind": "decharge_granted",
      "role": null,
      "person": null,
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": null,
    "filing_date": "2025-01-08",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "buitengewone_algemene_vergadering",
      "date": "2025-01-08",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "1008.363.005",
    "name_full": "ZRL GROUP",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "org",
    "org_kbo": null,
    "org_name": "D-tax Consulting",
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Exploitatie van taxi's49320Diensten voor personenvervoer op aanvraag per voertuig met chauffeur49330Groothandel in auto's en lichte bestelwagens (= 3,5 ton)45111Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)45113Groothandel in auto's en lichte bestelwagens (<= 3,5 ton)46711Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)47811Personenvervoer over de weg zonder dienstregeling49320Overig personenvervoer te land, n.e.g.49390Overige posterijen en koeriers53200Overige posterijen en koeriers53200Adviesbureaus op het gebied van public relations en communicatie70210Activiteiten van adviesbureaus op het gebied van public relations en communicatie73300
Primary activity highlighted.
Names & trade names
Legal nameNL ZRL GROUP
Registered office
Da Vincilaan 2 bus 219
1930 Zaventem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative