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ZOUTE IMMO

Active
Private limited companyfounded 20233 yrs activeGeneraal de Gaullelaan 48, 1050 Elsene, BelgiumKBO/BCE: BE 0795.834.322
Summary

ZOUTE IMMO has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €416,941 and a net result of -€23,009. Equity is shrinking by ~2.6% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.4% (low).

Risk analysisWatch ReportCompare
ZOUTE IMMOActiveChecked score 63/100
Risk analysis ReportCompare

Overview

Activity
Activity not known1 site
Size
€2.9mtotal assets 2025
Equity
€416,941
Loss
-€23,009
Turnover not published (abridged schema)
Financial health
63 Healthy Checked score 2025
Bankruptcy chance 12 m
1.4%
Structure
Accounts 28 d early0 of 2 deeds read
Why 63- Liquidity: current ratio 0.11, cash €5,258- 1 change of registered office in 24 months+ Size: total assets €2.9m+ Figures for FY 2025 (filed 03-07-2026)Show the evidence

Checked score

Score 2025
63 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 27% of its sector peers (no NACE code, small)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 39-1
equity 14.3% of total assets
Liquidity 50=
short-term debt 1.6% · cash 0.2%
Profitability 18-51
return on assets -0.8%
Bankruptcy probability, 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.5% 12-2024: 0.5%▼ -0.6% vs 11-2024 01-2025: 0.3%▼ -40.0% vs 12-2024lowest value 02-2025: 0.3%▲ +3.0% vs 01-2025 03-2025: 0.3%▲ +1.6% vs 02-2025 04-2025: 0.3%▼ -1.0% vs 03-2025 05-2025: 0.3%▲ +6.7% vs 04-2025 06-2025: 0.4%▲ +29.4% vs 05-2025 07-2025: 0.4%▲ +4.4% vs 06-2025 08-2025: 0.7%▲ +51.8% vs 07-2025 09-2025: 0.8%▲ +13.2% vs 08-2025 10-2025: 0.9%▲ +20.8% vs 09-2025 11-2025: 0.9%● 0.0% vs 10-2025 12-2025: 0.9%● 0.0% vs 11-2025 01-2026: 1.8%▲ +92.4% vs 12-2025 02-2026: 1.8%● 0.0% vs 01-2026 03-2026: 1.8%▼ -1.3% vs 02-2026 04-2026: 2.0%▲ +12.6% vs 03-2026 05-2026: 2.3%▲ +16.9% vs 04-2026 06-2026: 2.8%▲ +18.8% vs 05-2026 07-2026: 2.8%▲ +0.3% vs 06-2026highest value 08-2026: 1.4%▼ -51.1% vs 07-2026 09-2026: 1.4%● 0.0% vs 08-2026 10-2026: 1.4%● 0.0% vs 09-2026
  • Size: total assets €2.9m lowers the probability for this profile
  • Liquidity: current ratio 0.11, cash €5,258 raises the probability
  • 1 change of registered office in 24 months raises the probability
  • Figures for FY 2025 (filed 03-07-2026) lowers the probability
Credit up to €25,000 at 30 days acceptable
Liquidity short (current ratio 0.11 against 0.05 in 2024; short-term debt: 1.6% and cash: 0.2% of total assets), and 85.7% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, small). Better than this share of them on solvency 24%, liquidity 50%, profitability 9%, growth against the median 23%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €2.9m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.11, cash €5,258
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
lowers risk · Figures for FY 2025 (filed 03-07-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
232425
2023 to 2025 · latest year -€23,009
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
28 d early
2024
31 d late
2023
31 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 3 accounts on average 11 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (3 of the last 3 filed years within 59 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Weakest financial yearnet -€23,009
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Risk: 3 loss-making years in a rowloss fiscal year 2025 -€23,009 View
  • Total assets 20253 fiscal years filed €2.9m View
  • Active since 2023founded 06-01-2023 3 years View

By topic

Financials

Fiscal year
2025
Total assets
€2.9m
Loss
-€23,009
Solvency
14.3%
Total assets=
Net result
20232025
Go to Financials

Timeline

Events
4
Since
2024
Next accounts
by 31-07-2027
  1. 03-07-2026Annual accounts filed
  2. 31-12-2025Weakest financial year
  3. 31-08-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Founded
06-01-2023
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

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