ZORGCONCEPT
ActiveSummary
ZORGCONCEPT has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €179,410 and a net result of -€3,503. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 82% of 14258 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability34▲+2
Solvency100=
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13,000 at 30 days acceptable
Liquidity ample (current ratio 1.92 against 13.11 in 2024; short-term debt: 17.3% and cash: 14% of total assets), and 24.5% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-05-2026, 66 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
66 d early
2024
62 d early
2023
65 d early
2022
81 d early
2021
89 d early
2020
59 d early
2019
61 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 52 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 26 May (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check Which other companies belong to the same group?Triginta · 21 companies How does this company compare with its sector?Sector benchmark
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€179,410▼ 1.9%
2024 · €182,912
Total assets
€237,717▲ 28.3%
2024 · €185,217
Net result
-€3,503▲ 10.6%
2024 · -€3,919
Working capital
€37,985▲ 36.1%
2024 · €27,912
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€7,118▼ 43.9%-€8,343▼ 17.2%-€9,193▼ 10.2%-€9,403▼ 2.3%-€2,402▲ 74.5%
Net result€1,688within the sector's middle half€23,546within the sector's middle half▲ 1,295%-€40,700below the sector's middle half-€3,919within the sector's middle half▲ 90.4%-€3,503within the sector's middle half▲ 10.6%
Equity€203,986within the sector's middle half▲ 0.8%€227,532within the sector's middle half▲ 11.5%€186,832within the sector's middle half▼ 17.9%€182,912within the sector's middle half▼ 2.1%€179,410within the sector's middle half▼ 1.9%
Total assets€380,494below the sector's middle half▲ 35.3%€283,703below the sector's middle half▼ 25.4%€188,699below the sector's middle half▼ 33.5%€185,217below the sector's middle half▼ 1.8%€237,717within the sector's middle half▲ 28.3%
Debt€99,648▲ 4,572%€56,171▼ 43.6%€1,867▼ 96.7%€2,305▲ 23.4%€58,307▲ 2,430%
Working capital€336,183within the sector's middle half▲ 20.4%-€22,468within the sector's middle half€186,832within the sector's middle half€27,912within the sector's middle half▼ 85.1%€37,985within the sector's middle half▲ 36.1%
Solvency53.6%within the sector's middle half▼ 18.3pp80.2%above the sector's middle half▲ 26.6pp99.0%above the sector's middle half▲ 18.8pp98.8%above the sector's middle half▼ 0.3pp75.5%above the sector's middle half▼ 23.3pp
Current ratio14.64above the sector's middle half0.60within the sector's middle half▼ 14.0413.11above the sector's middle half1.92within the sector's middle half▼ 11.19
Return on assets (ROA)0.4%within the sector's middle half▲ 2.2pp8.3%above the sector's middle half▲ 7.9pp-21.6%below the sector's middle half▼ 29.9pp-2.1%below the sector's middle half▲ 19.5pp-1.5%within the sector's middle half▲ 0.6pp
above
within
below
the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2,402 in 2025 against €9,403 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €237,717
Fixed assets
€158,500 ▲ 2.3%
Current assets
€79,217 ▲ 162%
Equity and liabilities €237,717
Equity
€179,410 ▼ 1.9%
Debt
€58,307 ▲ 2,430%
Debt's share of the balance-sheet total rises from 1.2% to 24.5%. Equity is lower and debt is higher.
Key figures and ratios
Debt to equity
0.32▲
2024 · 0.01
ROE
-2.0%▲
2024 · -2.1%
Debt ≤ 1 year
€41,232▲
2024 · €2,305
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Goods, raw materials, services and sundry goods60/61 | €6,650 | €7,874 | - | - | - | - |
| Other operating charges640/8 | €468 | €469 | €2,004 | €554 | €16,215 | ▲ 2,825% |
| Gross operating margin9900 | -€6,650 | -€7,874 | -€7,189 | -€8,849 | €13,813 | ▲ 256% |
| Operating profit (loss)9901 | -€7,118 | -€8,343 | -€9,193 | -€9,403 | -€2,402 | ▲ 74.5% |
| Financial income75/76B | €8,852 | €7,285 | €7,920 | €6,245 | €4 | ▼ 99.9% |
| Recurring financial income75 | €8,852 | €7,285 | €7,920 | €6,245 | €4 | ▼ 99.9% |
| Financial charges65/66B | €46 | €986 | €730 | €761 | €1,105 | ▲ 45.1% |
| Recurring financial charges65 | €46 | €986 | €730 | €761 | €1,105 | ▲ 45.1% |
| Profit (loss) for the period before taxes9903 | €1,688 | -€2,044 | -€2,003 | -€3,919 | -€3,503 | ▲ 10.6% |
| Transfer from deferred taxes780 | - | €76,861 | - | - | - | - |
| Income taxes67/77 | - | €51,271 | €38,697 | - | - | - |
| Profit (loss) for the period9904 | €1,688 | €23,546 | -€40,700 | -€3,919 | -€3,503 | ▲ 10.6% |
| Transfer from tax-exempt reserves789 | - | €230,579 | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €1,688 | €254,125 | -€40,700 | -€3,919 | -€3,503 | ▲ 10.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €380,494 | €283,703 | €188,699 | €185,217 | €237,717 | ▲ 28.3% |
| Fixed assets21/28 | €19,663 | €250,000 | - | €155,000 | €158,500 | ▲ 2.3% |
| Intangible fixed assets21 | - | - | - | - | €28,500 | - |
| Tangible fixed assets22/27 | €19,663 | €0 | - | - | - | - |
| Land and buildings22 | €19,663 | €0 | - | - | - | - |
| Financial fixed assets28 | - | €250,000 | - | €155,000 | €130,000 | ▼ 16.1% |
| Current assets29/58 | €360,831 | €33,703 | €188,699 | €30,217 | €79,217 | ▲ 162% |
| Amounts receivable within one year40/41 | - | - | €188,318 | - | €32,165 | - |
| Trade receivables40 | - | - | - | - | €32,165 | - |
| Other amounts receivable41 | - | - | €188,318 | - | - | - |
| Cash at bank and in hand54/58 | €351,978 | €18,305 | €380 | €25,546 | €33,383 | ▲ 30.7% |
| Deferred charges and accrued income490/1 | €8,853 | €15,398 | - | €4,671 | €13,668 | ▲ 193% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €380,494 | €283,703 | €188,699 | €185,217 | €237,717 | ▲ 28.3% |
| Equity10/15 | €203,986 | €227,532 | €186,832 | €182,912 | €179,410 | ▼ 1.9% |
| Contributions10/11 | €127,665 | €127,665 | €127,665 | €127,665 | €127,665 | = |
| Capital10 | €127,665 | €127,665 | €127,665 | €127,665 | €127,665 | = |
| Issued capital100 | €127,665 | €127,665 | €127,665 | €127,665 | €127,665 | = |
| Reserves13 | €244,865 | €14,658 | €14,657 | €14,657 | €51,744 | ▲ 253% |
| Non-distributable reserves130/1 | €12,395 | €12,767 | €12,767 | €12,767 | €12,767 | = |
| Legal reserve130 | €12,395 | €12,767 | €12,767 | €12,767 | €12,767 | = |
| Tax-exempt reserves132 | €230,579 | - | - | - | - | - |
| Distributable reserves133 | €1,891 | €1,891 | €1,891 | €1,891 | €38,978 | ▲ 1,961% |
| Profit (loss) carried forward14 | -€168,544 | €85,209 | €44,509 | €40,590 | - | - |
| Provisions and deferred taxes16 | €76,860 | - | - | - | - | - |
| Deferred taxes168 | €76,860 | - | - | - | - | - |
| Amounts payable17/49 | €99,648 | €56,171 | €1,867 | €2,305 | €58,307 | ▲ 2,430% |
| Amounts payable after more than one year17 | €75,000 | - | - | - | - | - |
| Financial debts170/4 | €75,000 | - | - | - | - | - |
| Amounts payable within one year42/48 | €24,648 | €56,171 | €1,867 | €2,305 | €41,232 | ▲ 1,689% |
| Trade debts44 | €21,478 | €4,900 | €1,867 | €2,305 | €41,225 | ▲ 1,689% |
| Suppliers440/4 | €21,478 | €4,900 | €1,867 | €2,305 | €41,225 | ▲ 1,689% |
| Taxes, remuneration and social security45 | - | €51,271 | - | - | €7 | - |
| Taxes450/3 | - | €51,271 | - | - | €7 | - |
| Other amounts payable47/48 | €3,170 | - | - | - | - | - |
| Accrued charges and deferred income492/3 | - | - | - | - | €17,076 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1,688 | €23,546 | -€40,700 | -€3,919 | -€3,503 | ▲ 10.6% |
| Operating cash flow (approximation) | €1,688 | €23,546 | -€40,700 | -€3,919 | -€3,503 | ▲ 10.6% |
| Investment in fixed assets (approximation) | - | -€230,337 | - | - | -€3,500 | - |
| Change in cash | - | -€333,673 | -€17,925 | €25,166 | €7,837 | ▼ 68.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-06
State Gazette act
MiscellaneousPower of attorney3 facts ▸
State Gazette act
Miscellaneous
Power of attorney3 facts ▸
- Board meeting, 21-05-2026
- Power of attorney, Elome Consult BV
- Power of attorney, Olivier Vanoost
26-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
27-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet -€40,700
Net result drops to -€40,700, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 168current ratio 101.06
Current ratio from 0.60 to 101.06; short-term debt falls from €56,171 to €1,867.
11-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2018net €23,546 ▲1,295%
Net result €23,546, the highest in the series.
03-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €1,688
Net result €1,688 after 3 loss-making years.
02-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Liquidity quadruplescurrent ratio 131.88
Current ratio from 32.35 to 131.88; short-term debt falls from €9,061 to €2,133.
Show earlier events
31-12
Financial
Equity above €200,000Eq €202,298 ▲12.6%
Equity rises from €179,604 to €202,298.
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 61 days late
2019
13-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 87 days late
21-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 325 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 11 acts read
About the unread acts
Of the 11 Belgian State Gazette acts we know for this company, 1 has been read. The other 10 have not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 1988
Ground area
7,740 m²
Building footprint
3,094 m²
Parcel 44808H0364/00L004, Flanders. Linked by address, not a title deed.
39
companies at this address
See who is registered here
1 establishment unit
ZORGCONCEPT
since 19882.036.084.834
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44808H0364/00L004 | Flanders | 7,740 m² | 1 · 3,094 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Part of the group
Triginta
21 companies
Group, risk and exposure
Owners and holdings
1 ownerChain of control
- Triginta
- TRIGINTA FINANCE
- Triginta Investments
- ZORGCONCEPT
Highest known parent: Triginta. The sources do not say who stands above it.
Owners 1
-
100%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Similar companies · same sector, comparable size
Immo KMDV
BE 0702.989.682
Geel · Eq €179,426
GELINVEST
BE 0672.473.779
Menen · Eq €179,329
STAMINA
BE 0846.627.678
Waregem · Eq €179,234
BAKKERIJ VANDERHEYDEN
BE 0899.290.463
Beringen · Eq €179,614
GHYCA
BE 0478.662.930
Gent · Eq €179,201
Of 9,145 companies in sector 68201 we hold annual accounts for 6,776. 4,742 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded16-02-1988
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
68202Real estate activities
68203Renting and operating of own or leased non-residential real estate, excluding land
87992Residential care activities
87999Residential care activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0433309490
Also
9925:BE0433309490
Registered
10-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.