Fundaris
ActiveFundaris has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €212k and a net result of €1k. Equity is growing by ~5.1% per year across the filed fiscal years. Its solvency ranks better than 88% of 13936 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▼-2
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 61.13 against 32.97 in 2024; short-term debt: 0.4% and cash: 21.4% of total assets), and 14.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.2%
Return on assets
0.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
8 d early
2023
57 d early
2022
31 d early
2021
25 d late
2020
31 d late
2019
46 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€212k▲ 0.5%
2024 · €211k
2018: €154k
2019: €141k
2020: €137k
2021: €255k
2022: €232k
2023: €206k
2024: €211k
2018 → 2025
Total assets
€249k▼ 0.8%
2024 · €251k
2018: €159k
2019: €142k
2020: €144k
2021: €313k
2022: €286k
2023: €259k
2024: €251k
2018 → 2025
Net result
€1k▼ 79.5%
2024 · €5k
2018: €-18k
2019: €-13k
2020: €2k
2021: €129k
2022: €868
2023: €1k
2024: €5k
2018 → 2025
Working capital
€53k▲ 22.2%
2024 · €43k
2018: €85k
2019: €89k
2020: €96k
2021: €81k
2022: €66k
2023: €30k
2024: €43k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€255k-€232k▼ 9.1%€206k▼ 11.1%€211k▲ 2.4%€212k▲ 0.5%
Operating result€174k-€-384€-470▼ 22.4%€4k€420▼ 88.9%
Net result€129k-€868▼ 99.3%€1k▲ 28.1%€5k▲ 348%€1k▼ 79.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 89% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €249k
Fixed assets
€196k▼ 5.4%
Current assets
€54k▲ 20.5%
Equity and liabilities €249k
Equity
€212k▲ 0.5%
Provisions
€36k▼ 5.9%
Debt
€878▼ 45.2%
The debt ratio falls from 0.6% to 0.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€12k▼
2024 · €15k
Cash flow
€12k▼
2024 · €16k
Solvency
85.2%▲
2024 · 84.1%
Current ratio
61.13▲
2024 · 32.97
Quick ratio
61.13▲
2024 · 32.97
Debt / equity
0.00▼
2024 · 0.01
ROE
0.5%▼
2024 · 2.4%
ROA
0.4%▼
2024 · 2.0%
Interest coverage
159.72▼
2024 · 206.34
Debt
€878▼
2024 · €2k
Debt ≤ 1 year
€878▼
2024 · €1k
Income taxes
€2k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€251k€249k▼
Fixed assets21/28€207k€196k▼
Tangible fixed assets22/27€207k€196k▼
Land and buildings22€204k€194k▼
Plant, machinery and equipment23€1k€1k▼
Other tangible fixed assets26€937€624▼
Current assets29/58€45k€54k▲
Amounts receivable within one year40/41€78€433▲
Trade receivables40€78€433▲
Cash at bank and in hand54/58€44k€53k▲
Equity and liabilities
Total equity and liabilities10/49€251k€249k▼
Equity10/15€211k€212k▲
Contributions10/11€19k€19k=
Reserves13€193k€194k▲
Tax-exempt reserves132€115k€108k▼
Distributable reserves133€78k€85k▲
Provisions and deferred taxes16€38k€36k▼
Deferred taxes168€38k€36k▼
Amounts payable17/49€2k€878▼
Amounts payable within one year42/48€1k€878▼
Trade debts44€75€595▲
Suppliers440/4€75€595▲
Taxes, remuneration and social security45€1k€127▼
Taxes450/3€1k€127▼
Other amounts payable47/48€150€156▲
Accrued charges and deferred income492/3€250-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k=
Other operating charges640/8€2k€3k▲
Gross operating margin9900€17k€14k▼
Operating profit (loss)9901€4k€420▼
Financial income75/76B€179€255▲
Recurring financial income75€179€255▲
Financial charges65/66B€72€72=
Recurring financial charges65€72€72=
Profit (loss) for the period before taxes9903€4k€603▼
Transfer from deferred taxes780€2k€2k=
Income taxes67/77€1k€2k▲
Profit (loss) for the period9904€5k€1k▼
Transfer from tax-exempt reserves789€7k€7k=
Profit (loss) for the period to be appropriated9905€12k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€12k€8k▼
Transfer to equity691/2€12k€8k▼
To other reserves6921€12k€8k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity times 9current ratio 32.97
Current ratio from 3.72 to 32.97; short-term debt falls from €11k to €1k.
04-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
31-12
Financial
Highest result since 2018net €129k ▲6261%
Operating result €174k, net result €129k, both a record.
31-12
Financial
Equity above €200kEq €255k ▲86.9%
2 profitable years in a row build equity to €255k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
15-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 46 days late
2019
31-12
Financial
Liquidity times 7current ratio 120.75
Current ratio from 17.75 to 120.75; short-term debt falls from €5k to €741.
08-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
19-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2023
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
23-11-2023
Resigned as Director
Location & real-estate footprint
Registered office, Rumst · 1 establishment unit since 1986
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eikenstraat 1812840 RumstGround area
473 m²
Building footprint
94 m²
Volume, LiDAR
701 m³
Parcel 11036A0456/00X000, Flanders · tallest building 11.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Eikenstraat 181, 2840 Rumst
since 19862.037.059.584
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11036A0456/00X000 | Flanders | 473 m² | 1 · 94 m² | 11.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0442.112.934
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Upstairs
BE 0439.004.281
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ROGER DE BODT & DEVEL
BE 0401.162.702
Halle · Eq €212k
ADRATIO
BE 0895.965.046
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Sicoma
BE 0400.972.363
Hasselt · Eq €213k
Of 9,133 companies in sector 68201 we hold annual accounts for 6,762. 4,841 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-03-1986
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 39 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.