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Generated 28-06-2026
Active BE 0781.521.377Private limited company

Zon & Dak

Ankerrui 22 ·2000 Antwerpen, Belgium· 4 yrs active
Sector: Specialised construction (43211)
Conclusion Checked

The computed 12-month bankruptcy probability of Zon & Dak is 3.4% (average). The 2024 annual accounts show equity of €47k and a net result of €-95k. Its solvency ranks better than 24% of 138 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €47k
Net result €-95k
Staff (FTE) 7.5
Better than sector 24%
Snowflake analysis 5 axes · computed by Checked
Health22Profitability0Solvency18Growth32Stability94
33 / 100

Fragile profile — watch profitability in particular.

Health 22
Profitability 0
Solvency 18
Growth 32
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
3.4% Average
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: weaker financial profile +

Statistical estimate based on public sources — not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2022 — past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
22 / 100 Critical
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative — not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 06-05-2025 with the NBB · fiscal year 2024 · verkort
€-100k€0€100k€200kOperating result 2023: €191k€191kNet result 2023: €141k€141kOperating result 2024: €-85k€-85kNet result 2024: €-95k€-95k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 43 — Specialised construction · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 9.8% 29.8%
better than 24% of 138 sector peers
Net result €-95k €26k
better than 5% of 138 sector peers
Equity €47k €57k
better than 43% of 138 sector peers
Gross operating margin €256k €89k
better than 70% of 138 sector peers
Staff costs €320k €124k
higher than 68% of 77 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€-70k
— 23–24
Net profit
€-95k
— 23–24
Cash flow
€-80k
— 23–24
Total assets
€481k
-66.5% 23–24
Equity
€47k
-66.9% 23–24
Working capital
€7k
-93.5% 23–24
Employees (FTE)
8
+13.6% 23–24
Staff costs
€320k
+23.6% 23–24
Income taxes
€650
-98.6% 23–24
Debt
€434k
-66.4% 23–24
Debt ≤ 1y
€418k
-66.9% 23–24
Debt > 1y
€16k
-42.8% 23–24
Current ratio
1.02
-6.4% 23–24
Quick ratio
0.99
-9.2% 23–24
Solvency
9.8%
-1.2% 23–24
Debt / equity
9.23
+1.4% 23–24
ROE
-201.9%
— 23–24
ROA
-19.7%
— 23–24
Interest coverage
-6.54
— 23–24
Figures by fiscal year
Fiscal year2024
Revenue—
EBITDA€-70k
Net profit€-95k
Cash flow€-80k
Staff costs€320k
Income taxes€650
Dividends—
Total assets€481k
Equity€47k
Debt€434k
of which ≤ 1y€418k
of which > 1y€16k
Working capital€7k
Employees (FTE)7.5
Ratios (computed)
2024
Current ratio1.02
Quick ratio0.99
Working capital ratio1.5%
Solvency9.8%
Debt / equity9.23
Long-term debt ratio0.34
Interest coverage-6.54
Gross margin—
Net margin—
ROA-19.7%
ROE-201.9%
EBITDA margin—
Days sales outstanding—
Days payable outstanding—
Inventory turnover—
Days inventory (DSI)—
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet — Assets
TOTAL ASSETS 20/58€481k
Fixed assets 21/28€56k
Tangible fixed assets 22/27€51k
Financial fixed assets 28€5k
Current assets 29/58€426k
Stocks & contracts in progress 3€13k
Amounts receivable within one year 40/41€371k
Cash & bank 54/58€33k
Balance sheet — Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€481k
Equity 10/15€47k
Contributions / capital 10/11€1k
Reserves 13€46k
Amounts payable 17/49€434k
Amounts payable after one year 17€16k
Amounts payable within one year 42/48€418k
Trade debts payable within one year 44€356k
Income statement
Gross operating margin 9900€256k
Operating result 9901€-85k
Financial income 75€1k
Financial charges 65€11k
Result before taxes 9903€-94k
Income taxes 67/77€650
Net result for the period 9904€-95k
Result to be appropriated 9905€-95k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Specialised construction(43211)
Legal form Private limited company(610)
Incorporation02-02-2022
StatusActive
Postal code2000
Establishment units 1 location
Zon & Dak
Ankerrui 22, 2000 AntwerpenInstallatie van industriële machines, toestellen en werktuigen
since 20222.327.216.377
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates — not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11802B0238/00V002 Flanders 203 m² 1 · 171 m² 29.4 m · 9 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data — this is not proof of ownership.
Updates 3 events

A single timeline of everything that happened to this company — publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
06-05-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
2024
30-04-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
05-01-2023
State Gazette act Registered-office change
Belgisch Staatsblad — acts 1 acts
Address history · 1
05-01-2023
Registered-office move
All acts · 1 updated 3 years ago
2023
05-01-2023 Registered office moved within Antwerpen Registered-office change
  • Uitbreidingstraat 84 2600 Antwerpen → Ankerrui 22, 2000 Antwerpen
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "combined",
      "new_address": {
        "raw": "Ankerrui 22, 2000 Antwerpen",
        "city": "Antwerpen",
        "region": "vlaams_gewest",
        "street": "Ankerrui",
        "country": "BE",
        "postcode": "2000",
        "box_number": null,
        "street_number": "22",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Uitbreidingstraat 84\n2600 Antwerpen",
        "city": "Antwerpen",
        "region": "vlaams_gewest",
        "street": "Uitbreidingstraat",
        "country": "BE",
        "postcode": "2600",
        "box_number": null,
        "street_number": "84",
        "locality_suffix": null
      },
      "effective_date": "2022-11-07",
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "act_body",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "immediate",
      "statutaire_vs_werkelijke": "beide",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": null,
    "filing_date": "2022-12-23",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "enige_bestuurder",
    "date": "2022-11-07",
    "unanimous": null
  },
  "subject_company": {
    "kbo": "0781.521.377",
    "name_full": "ZON \u0026 DAK",
    "legal_form": "besloten vennootschap",
    "_kbo_filled_from_list": true
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Olensky David",
    "org_rep_person_name": null,
    "person_role_at_subject": "BESTUURDER"
  },
  "co_filed_documents": []
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Elektrotechnische installatiewerken aan gebouwen43211Algemene elektrotechnische installatiewerken43211Detailhandel in overige bouwmaterialen in gespecialiseerde winkels47529Detailhandel in overige bouwmaterialen, neg47529Installatie van industriële machines, toestellen en werktuigen33200Installatie van industriële machines, toestellen en werktuigen33200Dakwerkzaamheden43410Dakwerkzaamheden43910
Primary activity highlighted.
Names & trade names
Legal nameNL Zon & Dak
Registered office
Ankerrui 22
2000 Antwerpen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative