ZOLISE
ActiveSummary
ZOLISE has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €41k and a net result of €15k. Its solvency ranks better than 47% of 16618 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability96▼-4
Solvency85▲+12
Growth52
Track record82
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity short (current ratio 0.92 against 1.13 in 2024; short-term debt: 28.6% and cash: 13.5% of total assets), and 39.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60.2%
Return on assets
21.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
8 d early
2024
42 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€41k▲ 56.4%
2024 · €26k
2024: €26k
2025: €41k▲ +56.4% vs 2024
2024 → 2025
Total assets
€68k▲ 23.3%
2024 · €55k
2024: €55k
2025: €68k▲ +23.3% vs 2024
2024 → 2025
Net result
€15k▼ 37.6%
2024 · €24k
2024: €24k
2025: €15k▼ -37.6% vs 2024
2024 → 2025
Working capital
€-2k
2024 · €2k
2024: €2k
2025: €-2k▼ -176% vs 2024
2024 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€26k-€41k▲ 56.4%
2024: €26k
2025: €41k▲ +56.4% vs 2024
Operating result€31k-€20k▼ 35.5%
2024: €31k
2025: €20k▼ -35.5% vs 2024
Net result€24k-€15k▼ 37.6%
2024: €24k
2025: €15k▼ -37.6% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 36% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €68k
Fixed assets
€50k ▲ 31.8%
Current assets
€18k ▲ 4.5%
Equity and liabilities €68k
Equity
€41k ▲ 56.4%
Debt
€27k ▼ 6.6%
Debt's share of the balance-sheet total falls from 52.5% to 39.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€32k▼
2024 · €42k
Cash flow
€27k▼
2024 · €34k
Current ratio
0.92▼
2024 · 1.13
Debt to equity
0.66▼
2024 · 1.11
ROE
36.1%▼
2024 · 90.5%
ROA
21.7%▼
2024 · 43.0%
Interest coverage
33.60▼
2024 · 48.73
Debt ≤ 1 year
€19k▲
2024 · €15k
Debt > 1 year
€8k▼
2024 · €14k
Income taxes
€5k▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€55k€68k▲
Fixed assets21/28€38k€50k▲
Tangible fixed assets22/27€38k€50k▲
Land and buildings22-€18k
Furniture and vehicles24€18k€10k▼
Other tangible fixed assets26€20k€22k▲
Current assets29/58€17k€18k▲
Amounts receivable within one year40/41€8k€9k▲
Trade receivables40€8k€4k▼
Other amounts receivable41-€5k
Cash at bank and in hand54/58€9k€9k▲
Equity and liabilities
Total equity and liabilities10/49€55k€68k▲
Equity10/15€26k€41k▲
Contributions10/11€3k€3k=
Reserves13€24k€38k▲
Distributable reserves133€24k€38k▲
Amounts payable17/49€29k€27k▼
Amounts payable after more than one year17€14k€8k▼
Financial debts170/4€14k€8k▼
Amounts payable within one year42/48€15k€19k▲
Current portion of amounts payable after more than one year42€6k€6k▲
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€7k€11k▲
Taxes450/3€7k€11k▲
Remuneration and social security454/9€69-
Other amounts payable47/48€30-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€12k▲
Other operating charges640/8€1k€3k▲
Gross operating margin9900€44k€36k▼
Operating profit (loss)9901€31k€20k▼
Financial income75/76B-€130
Recurring financial income75-€130
Financial charges65/66B€865€956▲
Recurring financial charges65€865€956▲
Profit (loss) for the period before taxes9903€31k€19k▼
Income taxes67/77€7k€5k▼
Profit (loss) for the period9904€24k€15k▼
Profit (loss) for the period to be appropriated9905€24k€15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€24k€15k▼
Transfer to equity691/2€24k€15k▼
To other reserves6921€24k€15k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €11k | €12k | ▲ 10.8% |
| Other operating charges640/8 | €1k | €3k | ▲ 141% |
| Gross operating margin9900 | €44k | €36k | ▼ 18.3% |
| Operating profit (loss)9901 | €31k | €20k | ▼ 35.5% |
| Financial income75/76B | - | €130 | - |
| Recurring financial income75 | - | €130 | - |
| Financial charges65/66B | €865 | €956 | ▲ 10.6% |
| Recurring financial charges65 | €865 | €956 | ▲ 10.6% |
| Profit (loss) for the period before taxes9903 | €31k | €19k | ▼ 36.4% |
| Income taxes67/77 | €7k | €5k | ▼ 32.1% |
| Profit (loss) for the period9904 | €24k | €15k | ▼ 37.6% |
| Profit (loss) for the period to be appropriated9905 | €24k | €15k | ▼ 37.6% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €55k | €68k | ▲ 23.3% |
| Fixed assets21/28 | €38k | €50k | ▲ 31.8% |
| Tangible fixed assets22/27 | €38k | €50k | ▲ 31.8% |
| Land and buildings22 | - | €18k | - |
| Furniture and vehicles24 | €18k | €10k | ▼ 43.5% |
| Other tangible fixed assets26 | €20k | €22k | ▲ 10.9% |
| Current assets29/58 | €17k | €18k | ▲ 4.5% |
| Amounts receivable within one year40/41 | €8k | €9k | ▲ 3.1% |
| Trade receivables40 | €8k | €4k | ▼ 53.5% |
| Other amounts receivable41 | - | €5k | - |
| Cash at bank and in hand54/58 | €9k | €9k | ▲ 5.9% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €55k | €68k | ▲ 23.3% |
| Equity10/15 | €26k | €41k | ▲ 56.4% |
| Contributions10/11 | €3k | €3k | = |
| Reserves13 | €24k | €38k | ▲ 62.4% |
| Distributable reserves133 | €24k | €38k | ▲ 62.4% |
| Amounts payable17/49 | €29k | €27k | ▼ 6.6% |
| Amounts payable after more than one year17 | €14k | €8k | ▼ 45.1% |
| Financial debts170/4 | €14k | €8k | ▼ 45.1% |
| Amounts payable within one year42/48 | €15k | €19k | ▲ 28.7% |
| Current portion of amounts payable after more than one year42 | €6k | €6k | ▲ 4.0% |
| Trade debts44 | €2k | €2k | ▼ 20.9% |
| Suppliers440/4 | €2k | €2k | ▼ 20.9% |
| Taxes, remuneration and social security45 | €7k | €11k | ▲ 66.2% |
| Taxes450/3 | €7k | €11k | ▲ 67.9% |
| Remuneration and social security454/9 | €69 | - | - |
| Other amounts payable47/48 | €30 | - | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €24k | €15k | ▼ 37.6% |
| + Depreciation and write-downs630 | €11k | €12k | ▲ 10.8% |
| Operating cash flow (approximation) | €34k | €27k | ▼ 22.6% |
| Investment in fixed assets (approximation) | - | €-24k | - |
| Change in cash | - | €514 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ganshoren · 1 establishment unit since 2023
Ground area
1,502 m²
Building footprint
1,305 m²
Volume, LiDAR
7,973 m³
Parcel 21008A0341/00E000, Brussels · tallest building 11.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Wilgstraat 43, 1083 Ganshoren
since 20232.355.623.818
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21008A0341/00E000 | Brussels | 1,502 m² | 1 · 1,305 m² | 11.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
984500946E56I5EEE433
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Of 5,525 companies in sector 86931 we hold annual accounts for 550. 440 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded12-12-2023
Fiscal year end31-12
Activities, NACEBEL 2025
86931Psychology services
Scores and ratios are computed by Checked and are not a credit decision.