MERY KLD
ActiveMERY KLD has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25k and a net result of €1k. Its solvency ranks better than 31% of 16511 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▼-29
Solvency63▼-5
Growth52
Track record82
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity short (current ratio 0.97 against 1.33 in 2024; short-term debt: 60.7% and cash: 19.8% of total assets), and 62.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
37.9%
Return on assets
2.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
31 d late
2024
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€25k▲ 6.1%
2024 · €23k
2024: €23k
2024 → 2025
Total assets
€66k▲ 21.3%
2024 · €54k
2024: €54k
2024 → 2025
Net result
€1k▼ 93.8%
2024 · €23k
2024: €23k
2024 → 2025
Working capital
€-1k
2024 · €8k
2024: €8k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€23k-€25k▲ 6.1%
Operating result€32k-€3k▼ 89.6%
Net result€23k-€1k▼ 93.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 90% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €66k
Fixed assets
€27k▲ 17.4%
Current assets
€39k▲ 24.2%
Equity and liabilities €66k
Equity
€25k▲ 6.1%
Debt
€41k▲ 33.0%
The debt ratio rises from 56.6% to 62.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€8k▼
2024 · €34k
Cash flow
€6k▼
2024 · €25k
Solvency
37.9%▼
2024 · 43.4%
Current ratio
0.97▼
2024 · 1.33
Quick ratio
0.97▼
2024 · 1.33
Debt / equity
1.64▲
2024 · 1.31
ROE
5.7%▼
2024 · 97.9%
ROA
2.2%▼
2024 · 42.4%
Interest coverage
16.82▼
2024 · 17022.00
Debt
€41k▲
2024 · €31k
Debt ≤ 1 year
€40k▲
2024 · €23k
Income taxes
€1k▼
2024 · €9k
Staff costs
€17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€54k€66k▲
Fixed assets21/28€23k€27k▲
Intangible fixed assets21€6k€5k▼
Tangible fixed assets22/27€15k€20k▲
Plant, machinery and equipment23-€880
Furniture and vehicles24€6k€7k▲
Other tangible fixed assets26€9k€12k▲
Financial fixed assets28€2k€2k▲
Current assets29/58€31k€39k▲
Amounts receivable within one year40/41-€3k
Trade receivables40-€3k
Current investments50/53-€5k
Cash at bank and in hand54/58€19k€13k▼
Deferred charges and accrued income490/1€12k€18k▲
Equity and liabilities
Total equity and liabilities10/49€54k€66k▲
Equity10/15€23k€25k▲
Contributions10/11€500€500=
Reserves13€23k€23k=
Distributable reserves133€23k€23k=
Profit (loss) carried forward14-€1k
Amounts payable17/49€31k€41k▲
Amounts payable after more than one year17€6k-
Other amounts payable178/9€6k-
Amounts payable within one year42/48€23k€40k▲
Trade debts44€6k€23k▲
Suppliers440/4€6k€23k▲
Taxes, remuneration and social security45€9k€11k▲
Taxes450/3€9k€11k▲
Remuneration and social security454/9-€619
Other amounts payable47/48€8k€6k▼
Accrued charges and deferred income492/3€895€910▲
Income statement
Code20242025
Remuneration, social security and pensions62-€17k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€5k▲
Other operating charges640/8-€8k
Gross operating margin9900€34k€33k▼
Operating profit (loss)9901€32k€3k▼
Financial charges65/66B€2€498▲
Recurring financial charges65€2€498▲
Profit (loss) for the period before taxes9903€32k€3k▼
Income taxes67/77€9k€1k▼
Profit (loss) for the period9904€23k€1k▼
Profit (loss) for the period to be appropriated9905€23k€1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€23k€1k▼
Transfer to equity691/2€23k-
To other reserves6921€23k-
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Franz Merjaystraat 331050 ElseneGround area
395 m²
Building footprint
174 m²
Volume, LiDAR
3,101 m³
Parcel 21447B0307/00Z005, Brussels · tallest building 21.2 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
MERY KLD
since 20242.359.474.718
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21447B0307/00Z005 | Brussels | 395 m² | 1 · 174 m² | 21.2 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 5,524 companies in sector 86931 we hold annual accounts for 550. 442 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-04-2024
Fiscal year end31-12
Activities, NACEBEL
86904Human health activities
86931Psychology services
47120Other non-specialised retail sale
47910Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.