ZOE VERCAUTEREN
The computed 12-month bankruptcy probability of ZOE VERCAUTEREN is 3.5% (moderate). The 2025 annual accounts show negative equity (€-6k) and a net result of €-5k. Equity is shrinking by ~124.3% per year across the filed fiscal years. Its solvency ranks better than 5% of 389 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €-6k |
| Net result | €-5k |
| Better than sector | 5% |
| Active | 4 yrs |
Mixed profile: strong on profitability, weaker on health.
All 5 axes are computed from data Checked has read.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -1380.0% | 25.8% | |
| Net result | €-5k | €5k | |
| Equity | €-6k | €16k | |
| Gross operating margin | €-4k | €29k | |
| Total assets | €424 | €67k |
Show 7 other metrics
| Fiscal year | 2025 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €-4k |
| Net profit | €-5k |
| Cash flow | €-4k |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €424 |
| Equity | €-6k |
| Debt | €3k |
| of which ≤ 1y | €3k |
| of which > 1y | - |
| Working capital | €-3k |
| Employees (FTE) | - |
| 2025 | |
|---|---|
| Current ratio | 0.08 |
| Quick ratio | 0.08 |
| Working capital ratio | -601.7% |
| Solvency | -1380.0% |
| Debt / equity | -0.47 |
| Long-term debt ratio | - |
| Interest coverage | -54.38 |
| Gross margin | - |
| Net margin | - |
| ROA | -1222.6% |
| ROE | 88.6% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Full annual accounts (20 line items)
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €424 |
| Fixed assets | 21/28 | €200 |
| Tangible fixed assets | 22/27 | €200 |
| Current assets | 29/58 | €224 |
| Amounts receivable within one year | 40/41 | €19 |
| Cash & bank | 54/58 | €205 |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €424 |
| Equity | 10/15 | €-6k |
| Contributions / capital | 10/11 | €4k |
| Accumulated profits (losses) | 14 | €-10k |
| Provisions & deferred taxes | 16 | €4k |
| Amounts payable | 17/49 | €3k |
| Amounts payable within one year | 42/48 | €3k |
| Trade debts payable within one year | 44 | €111 |
| Income statement | ||
| Gross operating margin | 9900 | €-4k |
| Operating result | 9901 | €-5k |
| Financial charges | 65 | €78 |
| Result before taxes | 9903 | €-5k |
| Net result for the period | 9904 | €-5k |
| Result to be appropriated | 9905 | €-5k |
| NACE primary | Overige persoonlijke diensten(96999) |
| Legal form | Private limited company(610) |
| Incorporation | 14-01-2022 |
| Status | Active |
| Postal code | 9140 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46025B1314/00A000 | Flanders | 1,721 m² | 1 · 825 m² | 17.2 m · 2 fl. |
| 46025B0993/00S007 | Flanders | 1,044 m² | 1 · 166 m² | 16.6 m · 4 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
04-05-2026 Notarial deed · Incorporation · General meeting · Auditor report
- Filing: 2026-04-16 · ZOE VERCAUTEREN
- Publication: 2026-05-04 · ZOE VERCAUTEREN
- Notarial deed: 2026-03-30 · ZOE VERCAUTEREN
- Incorporation: 2022-01-11 · ZOE VERCAUTEREN
- General meeting: 2026-03-30 · ZOE VERCAUTEREN
- Auditor report: 2026-03-27 · ZOE VERCAUTEREN
- Dissolution balance sheet: date: 2025-12-31 · ZOE VERCAUTEREN
- Approval: 2026-03-30 · ZOE VERCAUTEREN
- Dissolution: 2026-03-30 · ZOE VERCAUTEREN
- Liquidation: 2026-03-30 · ZOE VERCAUTEREN
- Share distribution: 2026-03-30 · ZOE VERCAUTEREN
- Officer resignation: 2026-03-30 · VERCAUTEREN Zoë
- Officer discharge: 2026-03-30 · VERCAUTEREN Zoë
- Power of attorney: 2026-03-30 · ZOE VERCAUTEREN
- Act object: ONTBINDING EN SLUITING VEREFFENING IN ÉÉN AKTE
Technical details
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"type": "filing",
"quote": "NEERLEGGNG TER GRIFFIE VAN DE ONDERNEMINGSRECHTBANK GENT afdeling DENDERMONDE 16 APR. 2026",
"value": "2026-04-16",
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{
"type": "publication",
"quote": "Bijlagen bij het Belgisch Staatsblad - 04/05/2026",
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{
"type": "notarial_deed",
"quote": "Uit een akte verleden voor ons, Meester Lien VAN GOETHEM, notaris met standplaats te Beveren-Kruibeke-Zwijndrecht op 30 maart 2026",
"value": "2026-03-30",
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{
"type": "incorporation",
"quote": "De vennootschap werd opgericht ingevolge akte verleden voor notaris Joost Vercouteren te Beveren op 11 januari 2022",
"value": "2022-01-11",
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{
"type": "general_meeting",
"quote": "De buitengewone algemene vergadering van de enige aandeelhouder van de besloten vennootschap \u0022ZOE VERCAUTEREN\u0022 ... op 30 maart 2026",
"value": "2026-03-30",
"object": null,
"subject": "e1"
},
{
"type": "auditor_report",
"quote": "Opgesteld te Sint-Niklaas op 27-03-2026, Conscius Bedrijfsrevisoren BV vertegenwoordigd door de heer Georges KOSLOWSKI Bedrijfsrevisor",
"value": "2026-03-27",
"object": "e4",
"subject": "e1"
},
{
"type": "dissolution_balance_sheet",
"quote": "Bij het verslag van het bestuursorgaan is een staat van activa en passiva gevoegd afgesloten per 31 december 2025. ... Het balanstotaal van de staat van activa en passiva, opgesteld door het bestuursorgaan, bedraagt 424,41 EUR en geeft een netto passief van 5.851,39 EUR.",
"value": {
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},
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{
"type": "approval",
"quote": "De vergadering beslist voormelde verslagen goed te keuren.",
"value": "2026-03-30",
"object": null,
"subject": "e1"
},
{
"type": "dissolution",
"quote": "De vergadering beslist tot de ontbinding van de vennootschap en stelt haar in vereffening, te rekenen vanaf heden.",
"value": "2026-03-30",
"object": null,
"subject": "e1"
},
{
"type": "liquidation",
"quote": "De vergadering beslist de ontbinding, vereffening en sluiting van de vereffening in \u00E9\u00E9n akte te laten plaatsvinden ... De vergadering beslist de vereffening van de vennootschap onmiddellijk te sluiten en stelt zij vast dat de vennootschap vanaf heden definitief heeft opgehouden te bestaan",
"value": "2026-03-30",
"object": null,
"subject": "e1"
},
{
"type": "share_distribution",
"quote": "De vergadering beslist dat het resterend actief door de enige aandeelhouder zal worden teruggenomen.",
"value": "2026-03-30",
"object": "e6",
"subject": "e1"
},
{
"type": "officer_resignation",
"quote": "De vergadering aanvaardt bijgevolg het ontslag van de thans in functie zijnde bestuurder, te weten: mevrouw VERCAUTEREN Zo\u00EB",
"value": "2026-03-30",
"object": "e1",
"subject": "e6"
},
{
"type": "officer_discharge",
"quote": "De vergadering verleent kwijting aan voornoemde bestuurder voor het tot op heden gevoerde bestuur.",
"value": "2026-03-30",
"object": "e1",
"subject": "e6"
},
{
"type": "power_of_attorney",
"quote": "De vergadering verklaart aan de besloten vennootschap Centrum voor boekhouding en fiscaliteit ... alle volmachten te verlenen ... om (i) alle handelingen te stellen die zij nodig of nuttig acht om de voormelde besluiten van de algemene vergadering uit te voeren ... en (ii) alle aangiften ... in te dienen bij de bevoegde overheidsinstanties",
"value": "2026-03-30",
"object": "e7",
"subject": "e1"
},
{
"type": "act_object",
"quote": "Onderwerp akte: ONTBINDING EN SLUITING VEREFFENING IN \u00C9\u00C9N AKTE",
"value": "ONTBINDING EN SLUITING VEREFFENING IN \u00C9\u00C9N AKTE",
"object": null,
"subject": null
}
],
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"entities": [
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"kind": "company",
"name": "ZOE VERCAUTEREN",
"attrs": {
"seat": "Leie 4a te 9140 Temse",
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},
{
"id": "e2",
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"kind": "person",
"name": "Lien VAN GOETHEM",
"attrs": {
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"name": "Joost Vercouteren",
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"kind": "org",
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"attrs": {
"seat": "9100 Sint-Niklaas, Gentse Baan 71A bus 101",
"legal_form": "besloten vennootschap"
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},
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}
]
}18-01-2022 Incorporation of a new BV
Technical details
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"seat": "9140 Temse, Leie 4a",
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"founders": [
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"dob": "1991-08-09",
"name": "Zo\u00EB Audrey Guido Vercauteren",
"niss": null,
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"share_class": "Aandelen op naam",
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"contribution_type": "cash",
"amount_paid_in_eur": 4000,
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"incorporation_date": "2022-01-11",
"post_incorporation_mandates": []
}| Legal nameNL | ZOE VERCAUTEREN |