Zo-Fier
The computed 12-month bankruptcy probability of Zo-Fier is 0.9% (low). The 2025 annual accounts show equity of €8.47M and a net result of €-777k. Equity is growing by ~4.1% per year across the filed fiscal years. Its solvency ranks better than 57% of 30 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €8.47M |
| Net result | €-777k |
| Better than sector | 57% |
| Active | 5 yrs |
Mixed profile: strong on stability, weaker on profitability.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
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The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 27.3% | 26.1% | |
| Equity | €8.47M | €6.03M | |
| Total assets | €30.97M | €26.24M |
| Fiscal year | 2025 |
|---|---|
| Revenue | €2.48M |
| EBITDA | €1.84M |
| Net profit | €-777k |
| Cash flow | €777k |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €30.97M |
| Equity | €8.47M |
| Debt | €22.42M |
| of which ≤ 1y | €1.34M |
| of which > 1y | €20.96M |
| Working capital | €355k |
| Employees (FTE) | - |
| 2025 | |
|---|---|
| Current ratio | 1.26 |
| Quick ratio | 1.26 |
| Working capital ratio | 1.1% |
| Solvency | 27.3% |
| Debt / equity | 2.65 |
| Long-term debt ratio | 2.48 |
| Interest coverage | 1.72 |
| Gross margin | - |
| Net margin | -31.3% |
| ROA | -2.5% |
| ROE | -9.2% |
| EBITDA margin | 74.1% |
| Days sales outstanding | 175d |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €30.97M |
| Fixed assets | 21/28 | €29.27M |
| Formation expenses | 20 | €60 |
| Tangible fixed assets | 22/27 | €29.27M |
| Current assets | 29/58 | €1.70M |
| Amounts receivable within one year | 40/41 | €1.59M |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €30.97M |
| Equity | 10/15 | €8.47M |
| Contributions / capital | 10/11 | €9.84M |
| Reserves | 13 | €53k |
| Accumulated profits (losses) | 14 | €-1.43M |
| Provisions & deferred taxes | 16 | €92k |
| Amounts payable | 17/49 | €22.42M |
| Amounts payable after one year | 17 | €20.96M |
| Amounts payable within one year | 42/48 | €1.34M |
| Trade debts payable within one year | 44 | €216k |
| Income statement | ||
| Turnover | 70 | €2.48M |
| Operating result | 9901 | €282k |
| Financial income | 75 | €6k |
| Financial charges | 65 | €1.07M |
| Result before taxes | 9903 | €-777k |
| Net result for the period | 9904 | €-777k |
| Result to be appropriated | 9905 | €-777k |
| NACE primary | 35120 |
| Legal form | Public limited company(014) |
| Incorporation | 18-01-2021 |
| Status | Active |
| Postal code | 1210 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21014A0004/00Y018 | Brussels | 2,230 m² | 1 · 2,026 m² | 36.2 m · 10 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
16-09-2025 9 directors appointed
- Frederik Snoeck, Bestuurder
- Kris Callebaut, Bestuurder
- Yannick Soares Almeida, Bestuurder
- Christophe De Waele, Bestuurder
- Henk Kindt, Bestuurder
- Christian Robin, Dagelijks bestuur
- Heidi Heleven, Dagelijks bestuur
- Paul Soens, Dagelijks bestuur
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}06-09-2024 KPMG Bedrijfsrevisoren BV/SRL reappointed as statutory auditor
- KPMG Bedrijfsrevisoren BV/SRL, Commissaris
Technical details
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}28-02-2023 Capital increase of €2,367,000 to €7,715,024
- €5.348.024 → €7.715.024
- Inbreng in geld · Apport en numéraire
Technical details
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}22-09-2022 Capital increase of €1,808,490 to €3,071,126
- €1.262.636 → €3.071.126
- Inbreng in geld · Apport en numéraire
Technical details
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"not_yet_called_eur": null,
"merger_new_shares_n": null,
"merger_exchange_ratio": null,
"distribution_amount_eur": null,
"statutory_unavailable_equity_op": null
},
{
"kind": "share_class_creation",
"after_eur": null,
"delta_eur": null,
"before_eur": null,
"share_emission": {
"agio_eur": null,
"share_form": null,
"share_class": "Klasse B.2 Aandelen",
"n_new_shares": null,
"with_new_shares": null,
"nominal_value_eur": null,
"issue_price_per_share_eur": null
},
"decrease_purpose": null,
"contribution_type": null,
"paid_up_delta_eur": null,
"n_shares_destroyed": null,
"not_yet_called_eur": null,
"merger_new_shares_n": null,
"merger_exchange_ratio": null,
"distribution_amount_eur": null,
"statutory_unavailable_equity_op": null
}
],
"notary": {
"name": "Peter VAN MELKEBEKE",
"firm_city": null,
"firm_name": "BERQUIN NOTARISSEN",
"office_city": "Brussel",
"is_associated": true
},
"act_meta": {
"language": "nl",
"pub_date": "2022-09-22",
"filing_date": "2022-09-20",
"act_kind_objet": "Onderwerp akte:"
},
"decision": {
"body": "buitengewone_algemene_vergadering",
"act_date": "2022-09-15",
"unanimous": null,
"under_authorized_capital": false,
"underlying_resolution_date": null
},
"bedrijfsrevisor": null,
"subject_company": {
"kbo": "0761.723.974",
"name_full": "Zo-Fier",
"legal_form": "Naamloze vennootschap",
"is_foreign_registered": false
},
"publication_proxy": {
"kind": "none",
"org_kbo": null,
"org_name": null,
"person_name": null,
"org_rep_person_name": null,
"person_role_at_subject": null
},
"co_filed_documents": [
"een uitgifte van het proces-verbaal",
"twee volmachten",
"het verslag van het bestuursorgaan in toepassing van artikel 7:155 van het WVV",
"de geco\u00F6rdineerde tekst van statuten"
],
"shareholders_after": [],
"share_classes_after": [
{
"n_shares": 461165,
"class_name": "Klasse A.2 Aandelen",
"capital_share_eur": null,
"voting_rights_per_share": null
},
{
"n_shares": 443080,
"class_name": "Klasse B.2 Aandelen",
"capital_share_eur": null,
"voting_rights_per_share": null
}
]
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | Zo-Fier |