ZKC
ActiveSummary
ZKC has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €103,893 and a net result of -€71,161. Equity remains stable across the filed fiscal years (±2.4% per year). Its solvency ranks better than 66% of 8112 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability0▼-100
Solvency96▼-4
Growth32▼-20
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity ample (current ratio 5.58 against 4.32 in 2023; short-term debt: 12.2% and cash: 1.2% of total assets), and 29.5% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
70.5%
Return on assets
-48.3%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-06-2026, 38 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
38 d early
2024
22 d late
2023
19 d early
2022
30 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 1 day before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 2 August (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, abbreviated schema
Equity
€103,893▼ 40.7%
2023 · €175,054
Total assets
€147,267▼ 34.1%
2023 · €223,365
Net result
-€71,161
2023 · €65,940
Working capital
€82,580▼ 48.6%
2023 · €160,630
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202220232024
Operating result€145,118-€88,984▼ 38.7%-€79,142
Net result€108,114within the sector's middle half-€65,940within the sector's middle half▼ 39.0%-€71,161below the sector's middle half
Equity€109,114below the sector's middle half-€175,054within the sector's middle half▲ 60.4%€103,893below the sector's middle half▼ 40.7%
Total assets€164,623below the sector's middle half-€223,365below the sector's middle half▲ 35.7%€147,267below the sector's middle half▼ 34.1%
Debt€55,510-€48,311▼ 13.0%€43,374▼ 10.2%
Working capital€101,036within the sector's middle half-€160,630within the sector's middle half▲ 59.0%€82,580within the sector's middle half▼ 48.6%
Solvency66.3%within the sector's middle half-78.4%within the sector's middle half▲ 12.1pp70.5%within the sector's middle half▼ 7.8pp
Current ratio2.82within the sector's middle half-4.32above the sector's middle half▲ 1.505.58above the sector's middle half▲ 1.26
Return on assets (ROA)65.7%above the sector's middle half-29.5%above the sector's middle half▼ 36.2pp-48.3%below the sector's middle half▼ 77.8pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €79,142 after €88,984 in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €147,267
Fixed assets
€46,663 ▲ 224%
Current assets
€100,604 ▼ 51.9%
Equity and liabilities €147,267
Equity
€103,893 ▼ 40.7%
Debt
€43,374 ▼ 10.2%
Debt's share of the balance-sheet total rises from 21.6% to 29.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€73,116▼
2023 · €91,772
Cash flow
-€65,136▼
2023 · €68,729
Debt to equity
0.42▲
2023 · 0.28
ROE
-68.5%▼
2023 · 37.7%
Interest coverage
-21.60▼
2023 · 18.13
Debt ≤ 1 year
€18,023▼
2023 · €48,311
Debt > 1 year
€25,350
Income taxes
€310▼
2023 · €17,998
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,592 companies that looked in July 2024 the way this one looks now, 3.0% went bankrupt within 24 months and 87% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
3.0%
went bankrupt
9.5%
stopped otherwise
87%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,592 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,203 | €2,789 | €6,026 | ▲ 116% |
| Other operating charges640/8 | €1,324 | €973 | €5,118 | ▲ 426% |
| Gross operating margin9900 | €147,645 | €92,745 | -€67,998 | ▼ 173% |
| Operating profit (loss)9901 | €145,118 | €88,984 | -€79,142 | ▼ 189% |
| Financial income75/76B | - | €18 | €11,676 | ▲ 66,314% |
| Recurring financial income75 | - | €18 | €11,676 | ▲ 66,314% |
| Financial charges65/66B | €6,657 | €5,063 | €3,385 | ▼ 33.1% |
| Recurring financial charges65 | €6,657 | €5,063 | €3,385 | ▼ 33.1% |
| Profit (loss) for the period before taxes9903 | €138,461 | €83,938 | -€70,852 | ▼ 184% |
| Income taxes67/77 | €30,347 | €17,998 | €310 | ▼ 98.3% |
| Profit (loss) for the period9904 | €108,114 | €65,940 | -€71,161 | ▼ 208% |
| Profit (loss) for the period to be appropriated9905 | €108,114 | €65,940 | -€71,161 | ▼ 208% |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €164,623 | €223,365 | €147,267 | ▼ 34.1% |
| Fixed assets21/28 | €8,142 | €14,424 | €46,663 | ▲ 224% |
| Tangible fixed assets22/27 | €8,142 | €14,424 | €46,663 | ▲ 224% |
| Furniture and vehicles24 | - | €8,151 | €42,259 | ▲ 418% |
| Other tangible fixed assets26 | €8,142 | €6,273 | €4,404 | ▼ 29.8% |
| Current assets29/58 | €156,481 | €208,941 | €100,604 | ▼ 51.9% |
| Amounts receivable within one year40/41 | €545 | €130,892 | €97,777 | ▼ 25.3% |
| Trade receivables40 | €545 | €108,900 | €20,225 | ▼ 81.4% |
| Other amounts receivable41 | - | €21,992 | €77,552 | ▲ 253% |
| Current investments50/53 | €44,685 | €42,398 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €110,544 | €34,239 | €1,821 | ▼ 94.7% |
| Deferred charges and accrued income490/1 | €707 | €1,412 | €1,006 | ▼ 28.8% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €164,623 | €223,365 | €147,267 | ▼ 34.1% |
| Equity10/15 | €109,114 | €175,054 | €103,893 | ▼ 40.7% |
| Contributions10/11 | €1,000 | €1,000 | €1,000 | = |
| Profit (loss) carried forward14 | €108,114 | €174,054 | €102,893 | ▼ 40.9% |
| Amounts payable17/49 | €55,510 | €48,311 | €43,374 | ▼ 10.2% |
| Amounts payable after more than one year17 | - | - | €25,350 | - |
| Financial debts170/4 | - | - | €25,350 | - |
| Amounts payable within one year42/48 | €55,445 | €48,311 | €18,023 | ▼ 62.7% |
| Current portion of amounts payable after more than one year42 | - | - | €6,188 | - |
| Financial debts43 | €638 | €297 | €3,471 | ▲ 1,071% |
| Credit institutions430/8 | €638 | €297 | €3,471 | ▲ 1,071% |
| Trade debts44 | €1,073 | €31,298 | €57 | ▼ 99.8% |
| Suppliers440/4 | €1,073 | €31,298 | €57 | ▼ 99.8% |
| Taxes, remuneration and social security45 | €40,134 | €16,717 | €8,307 | ▼ 50.3% |
| Taxes450/3 | €40,134 | €16,717 | €8,307 | ▼ 50.3% |
| Other amounts payable47/48 | €13,600 | €0 | - | - |
| Accrued charges and deferred income492/3 | €64 | €0 | - | - |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €108,114 | €65,940 | -€71,161 | ▼ 208% |
| + Depreciation and write-downs630 | €1,203 | €2,789 | €6,026 | ▲ 116% |
| Operating cash flow (approximation) | €109,317 | €68,729 | -€65,136 | ▼ 195% |
| Investment in fixed assets (approximation) | - | -€9,070 | -€38,265 | ▼ 322% |
| Change in cash | - | -€76,305 | -€32,418 | ▲ 57.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 22 days late
2024
31-12
Financial
Weakest financial yearnet -€71,161
Net result drops to -€71,161, the lowest in the series.
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €150,000Eq €175,054 ▲60.4%
2 profitable years in a row build equity to €175,054.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2021
Ground area
155 m²
Building footprint
155 m²
Volume, LiDAR
2,747 m³
Parcel 11802B0005/00S000, Flanders · tallest building 23.0 m, ±7 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
ZKC
since 20212.316.146.994
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11802B0005/00S000 | Flanders | 155 m² | 1 · 155 m² | 23.0 m · 7 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
894500BXQ6OYWNY54J95
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Of 82,641 companies in sector 70200 we hold annual accounts for 52,623. 40,667 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded13-04-2021
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0766686812
Also
9925:BE0766686812
Registered
26-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.