MILIVA
ActiveMILIVA has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €190k and a net result of €127k. Equity is growing by ~19.2% per year across the filed fiscal years. Its solvency ranks better than 49% of 31616 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+18
Solvency80▼-20
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 4.8 against 36.57 in 2024; short-term debt: 11.4% and cash: 16.4% of total assets), and 44.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55.1%
Return on assets
36.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-03-2026, 151 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
151 d early
2024
45 d early
2023
48 d early
2022
45 d early
2021
60 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€190k▼ 58.0%
2024 · €453k
2021: €226k
2022: €326k
2023: €392k
2024: €453k
2021 → 2025
Total assets
€345k▼ 41.0%
2024 · €585k
2021: €325k
2022: €368k
2023: €552k
2024: €585k
2021 → 2025
Net result
€127k▲ 107%
2024 · €61k
2021: €224k
2022: €100k
2023: €66k
2024: €61k
2021 → 2025
Working capital
€150k▼ 63.7%
2024 · €414k
2021: €187k
2022: €285k
2023: €350k
2024: €414k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€226k-€326k▲ 44.0%€392k▲ 20.4%€453k▲ 15.7%€190k▼ 58.0%
Operating result€300k-€126k▼ 57.9%€88k▼ 30.5%€84k▼ 4.3%€175k▲ 108%
Net result€224k-€100k▼ 55.6%€66k▼ 33.3%€61k▼ 7.4%€127k▲ 107%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 108% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €345k
Fixed assets
€156k▼ 2.7%
Current assets
€190k▼ 55.4%
Equity and liabilities €345k
Equity
€190k▼ 58.0%
Debt
€155k▲ 17.5%
The debt ratio rises from 22.5% to 44.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€182k▲
2024 · €91k
Cash flow
€134k▲
2024 · €68k
Solvency
55.1%▼
2024 · 77.5%
Current ratio
4.80▼
2024 · 36.57
Quick ratio
4.80▼
2024 · 36.57
Debt / equity
0.81▲
2024 · 0.29
ROE
66.7%▲
2024 · 13.5%
ROA
36.8%▲
2024 · 10.5%
Interest coverage
17.60▲
2024 · 11.29
Debt
€155k▲
2024 · €132k
Debt ≤ 1 year
€40k▲
2024 · €12k
Debt > 1 year
€115k▼
2024 · €120k
Income taxes
€38k▲
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€585k€345k▼
Fixed assets21/28€160k€156k▼
Tangible fixed assets22/27€120k€116k▼
Land and buildings22€120k€113k▼
Furniture and vehicles24-€2k
Financial fixed assets28€40k€40k=
Current assets29/58€425k€190k▼
Amounts receivable after more than one year29€170k€0▼
Other amounts receivable291€170k€0▼
Amounts receivable within one year40/41€78k€132k▲
Trade receivables40€78k€132k▲
Cash at bank and in hand54/58€174k€57k▼
Deferred charges and accrued income490/1€3k€1k▼
Equity and liabilities
Total equity and liabilities10/49€585k€345k▼
Equity10/15€453k€190k▼
Contributions10/11€2k€2k=
Reserves13€451k€188k▼
Distributable reserves133€451k€188k▼
Profit (loss) carried forward14€427€457▲
Amounts payable17/49€132k€155k▲
Amounts payable after more than one year17€120k€115k▼
Financial debts170/4€120k€115k▼
Amounts payable within one year42/48€12k€40k▲
Current portion of amounts payable after more than one year42€5k€5k▲
Trade debts44€1k€9k▲
Suppliers440/4€1k€9k▲
Taxes, remuneration and social security45€4k€19k▲
Taxes450/3€4k€19k▲
Other amounts payable47/48€2k€7k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k▲
Other operating charges640/8€505€4k▲
Gross operating margin9900€91k€186k▲
Operating profit (loss)9901€84k€175k▲
Financial income75/76B€2k€293▼
Recurring financial income75€2k€293▼
Financial charges65/66B€8k€10k▲
Recurring financial charges65€8k€10k▲
Profit (loss) for the period before taxes9903€78k€165k▲
Income taxes67/77€16k€38k▲
Profit (loss) for the period9904€61k€127k▲
Profit (loss) for the period to be appropriated9905€61k€127k▲
Appropriation of the result
Profit (loss) to be appropriated9906€61k€127k▲
Profit (loss) brought forward from the previous period14P€14€427▲
Transfer from equity791/2-€390k
Transfer to equity691/2€61k€127k▲
To other reserves6921€61k€127k▲
Profit to be distributed694/7-€390k
Return on contributions (dividend)694-€390k
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €61k ▼7.4%
Net result drops to €61k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 36.57
Current ratio from 10.94 to 36.57; short-term debt falls from €35k to €12k.
13-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
16-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity triplescurrent ratio 7.68
Current ratio from 2.90 to 7.68; short-term debt falls from €98k to €43k.
01-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Edegem · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leeuwerikenlei 72650 EdegemGround area
716 m²
Building footprint
145 m²
Volume, LiDAR
1,014 m³
Parcel 11472B0107/00B005, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MILIVA
since 20202.303.227.980
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11472B0107/00B005 | Flanders | 716 m² | 1 · 145 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SOLBOS VENTURES
BE 0413.355.701
Elsene · Eq €190k
PHILCONS
BE 0560.957.829
Leuven · Eq €190k
IMPULSE IT
BE 0682.401.928
Sint-Jans-Molenbeek · Eq €190k
GAMAG
BE 0674.810.093
Knokke-Heist · Eq €190k
SYMONS MANAGEMENT CONSULTANCY
BE 0459.169.690
Dendermonde · Eq €191k
Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 40,183 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-06-2020
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
82990Other business support services
93110Operation of sports facilities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.