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Zito Construction

Active
Private limited companyfounded 20241 yr activeBeekakkersstraat 146, 2340 Beerse, BelgiumKBO/BCE: BE 1017.206.336
Summary

The computed 12-month bankruptcy probability of Zito Construction is 1.6% (moderate). The 2024 annual accounts show equity of €20,696 and a net result of €16,696. Its solvency ranks better than 87% of 9975 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes
Profitability100
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity ample (current ratio 6.31; short-term debt: 15.8% and cash: 59.3% of total assets), and 21.5% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
78.5%
Return on assets
63.4%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
49 d early
2024
38 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 44 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Zito Construction was incorporated on 11 December 2024 as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2024, micro schema

Equity
€20,696
Total assets
€26,350
Net result
€16,696
Working capital
€22,176

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Equity and liabilities €26,350
Equity €20,696
Debt €5,654
Debt finances 21.5% of the balance-sheet total.
Key figures and ratios
2024 value
Current ratio
6.31
Debt to equity
0.27
ROE
80.7%
ROA
63.4%
Debt ≤ 1 year
€4,174
Income taxes
€4,174

Peer companies

Historical observation

Of the 11,280 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
97% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 1.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,280 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 21 lines
Balance sheet Code2024
Assets
Total assets20/58€26,350
Current assets29/58€26,350
Amounts receivable within one year40/41€10,726
Trade receivables40€10,726
Cash at bank and in hand54/58€15,624
Equity and liabilities
Total equity and liabilities10/49€26,350
Equity10/15€20,696
Contributions10/11€4,000
Profit (loss) carried forward14€16,696
Amounts payable17/49€5,654
Amounts payable within one year42/48€4,174
Taxes, remuneration and social security45€4,174
Taxes450/3€4,174
Accrued charges and deferred income492/3€1,480
Income statement Code2024
Gross operating margin9900€20,870
Operating profit (loss)9901€20,870
Profit (loss) for the period before taxes9903€20,870
Income taxes67/77€4,174
Profit (loss) for the period9904€16,696
Profit (loss) for the period to be appropriated9905€16,696
Appropriation of the result
Profit (loss) to be appropriated9906€16,696

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Gross operating margin9900€20,870
Operating profit (loss)9901€20,870
Profit (loss) for the period before taxes9903€20,870
Income taxes67/77€4,174
Profit (loss) for the period9904€16,696
Profit (loss) for the period to be appropriated9905€16,696
Line2024
Assets
Total assets20/58€26,350
Current assets29/58€26,350
Amounts receivable within one year40/41€10,726
Trade receivables40€10,726
Cash at bank and in hand54/58€15,624
Equity and liabilities
Total equity and liabilities10/49€26,350
Equity10/15€20,696
Contributions10/11€4,000
Profit (loss) carried forward14€16,696
Amounts payable17/49€5,654
Amounts payable within one year42/48€4,174
Taxes, remuneration and social security45€4,174
Taxes450/3€4,174
Accrued charges and deferred income492/3€1,480
Line2024
Profit (loss) for the period9904€16,696
Operating cash flow (approximation)€16,696

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
12-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
23-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beerse · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
229 m²
Building footprint
111 m²
Volume, LiDAR
504 m³
Parcel 13004A0288/00C000, Flanders · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Zito Construction
Beekakkersstraat 146, 2340 BeerseSite preparation
since 20242.368.208.577
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13004A0288/00C000 Flanders 229 m² 1 · 111 m² 6.9 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 29,785 companies in sector 41001 we hold annual accounts for 16,058. 11,626 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded11-12-2024
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
41003General construction of other non-residential buildings
43990Other specialised construction activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:1017206336
Registered 25-10-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.