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Zipper Lab

Active
Private limited companyfounded 2022active for 4 yearsDefacqzstraat 141, 1060 Sint-Gillis (bij-Brussel), BelgiumKBO/BCE: BE 0783.979.041
Summary

Zipper Lab has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €106,493 and a net result of €49,046. Equity grew by about 14% per year on average since 2022. In 2025 it fell by 14.2%. Its solvency ranks better than 78% of 8,593 sector peers (NACE 73, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 29-03-2022 Normal situation
Activity
Public relations and communication consultancy NACE 73300
Establishment unit
2.330.158.051 1060 Sint-Gillis (bij-Brussel), since 29-03-2022
Financial year end
31 December
Peppol
Reachable since 18-10-2024

Board and ownership

Board
Shareholders
  • Galovic, Ivadeed of 31-03-2022

Financial position

94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€62,376
▲ 68.3%
Turnover
≈ €130,000
estimated
Profit
€49,046
▲ 45.5%
Equity
€106,493
▼ 14.2%
Total assets
€132,732
▼ 7.1%
Score breakdownraises riskSize: total assets €132,732lowers riskLiquidity: current ratio 7.28, cash €39,789Sector: Advertising, market research and public relations activities (NACE 73)Equity €106,493 (80.2% of total assets)Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 70% of micro companies in advertising and market research (NACE 73)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 80.2% of total assets
Liquidity 85+12
short-term debt 13.7% · cash 30.0%
Profitability 100+4
return on assets 37.0%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (11,229 companies, NACE 73, micro)
Last 24 months 12-2024: 0.3% 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.4%▲ +0.1 percentage points vs 01-2025 03-2025: 0.3%▼ -0.1 percentage points vs 02-2025 04-2025: 0.4%▲ +0.1 percentage points vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025 08-2025: 0.8%▲ +0.4 percentage points vs 07-2025highest value 09-2025: 0.2%▼ -0.6 percentage points vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.1%▼ -0.1 percentage points vs 12-2025 02-2026: 0.2%▲ +0.1 percentage points vs 01-2026 03-2026: 0.1%▼ -0.1 percentage points vs 02-2026 04-2026: 0.2%▲ +0.1 percentage points vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.1%▼ -0.1 percentage points vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €10,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 7.28 (7.59 in 2024), above the usual 1.5. Short-term debt is 13.7% and cash 30% of total assets. 19.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro). It does better than 87% of them on solvency, 77% on liquidity, 88% on profitability and 27% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 7.28, cash €39,789
NBB · annual accounts
lowers risk · Sector: Advertising, market research and public relations activities (NACE 73)
KBO
lowers risk · Equity €106,493 (80.2% of total assets)
NBB · annual accounts
raises risk · Size: total assets €132,732
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
on the day
2024
26 days late
2023
67 days late
2022
30 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 31 days after the deadline. In the sector (NACE 73), the median for financial year 2024 was 6 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 August (3 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Recent changes

  1. · Gazette deed IncorporationFounding capital of €2,500, 2,500 shares · Founder: Galovic, Iva · Appointment: Galovic, Iva (director)
All 7 events

Comparable companies

These companies have the same main activity as Zipper Lab: public relations and communication consultancy (NACE 73300). They are comparable in size and age: total assets between €118,000 and €155,000, founded in 2022.

CompanyTotal assetsGross margin
Zipper Lab Sint-Gillis (bij-Brussel)€132,732€62,376
SAJU Uccle€125,255€56,676
Made Fam Etterbeek€117,616€56,086
Chadoquema Watermael-Boitsfort€155,306€74,755
Jeroen Mertens Merksplas€132,442€62,425
GDC CONSULTING Sint-Lievens-Houtem€135,517€63,068
LCM COLLECTIVE Tournai€140,726€66,524
Full comparison

Key facts about Zipper Lab

What is the company number of Zipper Lab?
The company number of Zipper Lab is 0783.979.041. The VAT number is the same number with BE in front: BE 0783.979.041.
Where is Zipper Lab based?
The registered office is at Defacqzstraat 141, 1060 Sint-Gillis (bij-Brussel).Company details
What does Zipper Lab do?
According to the KBO register, the main activity is public relations and communication consultancy (NACE 73300).
What is the legal form of Zipper Lab?
Zipper Lab is a private limited company (BV).
When was Zipper Lab founded?
Zipper Lab was founded on 29-03-2022.
Is Zipper Lab still active?
Yes, Zipper Lab is an active enterprise in the KBO register.
What is the turnover of Zipper Lab?
The turnover in financial year 2025 is ≈ €130,000. This figure is estimated from the gross margin of €62,376 and 30 comparable companies (NACE 73). It probably lies between €120,000 and €180,000.Financials
Is Zipper Lab profitable?
In financial year 2025, Zipper Lab made a profit of €49,046.
Where can I find the annual accounts of Zipper Lab?
Zipper Lab filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Zipper Lab due?
Zipper Lab must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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