Chadoquema
ActiveThe computed 12-month bankruptcy probability of Chadoquema is 2.1% (moderate). The 2025 annual accounts show equity of €152k and a net result of €48k. Equity is growing by ~44.3% per year across the filed fiscal years. Its solvency ranks better than 95% of 7027 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+2
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 43.33 against 6.38 in 2024; short-term debt: 2% and cash: 64.5% of total assets), and 2.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.7%
Return on assets
31.2%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 26-01-2026, 5 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
5 d early
2024
3 d early
2023
19 d early
2022
53 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€152k▲ 46.9%
2024 · €103k
2022: €31k
2023: €75k
2024: €103k
2022 → 2025
Total assets
€155k▲ 27.8%
2024 · €121k
2022: €76k
2023: €99k
2024: €121k
2022 → 2025
Net result
€48k▲ 69.4%
2024 · €29k
2022: €28k
2023: €44k
2024: €29k
2022 → 2025
Working capital
€132k▲ 34.3%
2024 · €98k
2022: €21k
2023: €65k
2024: €98k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€31k-€75k▲ 142%€103k▲ 38.3%€152k▲ 46.9%
Operating result€39k-€62k▲ 59.8%€41k▼ 34.4%€69k▲ 69.4%
Net result€28k-€44k▲ 57.3%€29k▼ 34.6%€48k▲ 69.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 69% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €155k
Fixed assets
€20k▲ 304%
Current assets
€135k▲ 15.9%
Equity and liabilities €155k
Equity
€152k▲ 46.9%
Debt
€4k▼ 80.2%
The debt ratio falls from 15.0% to 2.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€74k▲
2024 · €46k
Cash flow
€54k▲
2024 · €34k
Solvency
97.7%▲
2024 · 85.0%
Current ratio
43.33▲
2024 · 6.38
Quick ratio
43.33▲
2024 · 6.38
Debt / equity
0.02▼
2024 · 0.18
ROE
31.9%▲
2024 · 27.7%
ROA
31.2%▲
2024 · 23.6%
Interest coverage
101.28▼
2024 · 151.27
Debt
€4k▼
2024 · €18k
Debt ≤ 1 year
€3k▼
2024 · €18k
Income taxes
€20k▲
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€121k€155k▲
Fixed assets21/28€5k€20k▲
Tangible fixed assets22/27€5k€20k▲
Furniture and vehicles24€5k€20k▲
Current assets29/58€116k€135k▲
Amounts receivable after more than one year29€6k€16k▲
Other amounts receivable291€6k€16k▲
Amounts receivable within one year40/41€22k€5k▼
Trade receivables40€22k€3k▼
Other amounts receivable41-€2k
Current investments50/53€11k€11k=
Cash at bank and in hand54/58€76k€100k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€121k€155k▲
Equity10/15€103k€152k▲
Contributions10/11€3k€3k=
Reserves13€100k€149k▲
Distributable reserves133€100k€149k▲
Amounts payable17/49€18k€4k▼
Amounts payable within one year42/48€18k€3k▼
Trade debts44€4k€2k▼
Suppliers440/4€4k€2k▼
Taxes, remuneration and social security45€14k€1k▼
Taxes450/3€13k€1k▼
Remuneration and social security454/9€500-
Other amounts payable47/48€214-
Accrued charges and deferred income492/3-€500
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▲
Other operating charges640/8€285€470▲
Gross operating margin9900€46k€75k▲
Operating profit (loss)9901€41k€69k▲
Financial income75/76B€258€12▼
Recurring financial income75€258€12▼
Financial charges65/66B€302€733▲
Recurring financial charges65€302€733▲
Profit (loss) for the period before taxes9903€41k€68k▲
Income taxes67/77€12k€20k▲
Profit (loss) for the period9904€29k€48k▲
Profit (loss) for the period to be appropriated9905€29k€48k▲
Appropriation of the result
Profit (loss) to be appropriated9906€29k€48k▲
Transfer to equity691/2€29k€48k▲
To other reserves6921€29k€48k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2022net €48k ▲69.4%
Operating result €69k, net result €48k, both a record.
30-06
Financial
Liquidity times 7current ratio 43.33
Current ratio from 6.38 to 43.33; short-term debt falls from €18k to €3k.
30-06
Financial
Equity above €150kEq €152k ▲46.9%
4 profitable years in a row build equity to €152k.
28-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Equity above €100kEq €103k ▲38.3%
3 profitable years in a row build equity to €103k.
12-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Liquidity triplescurrent ratio 3.65
Current ratio from 1.45 to 3.65; short-term debt falls from €45k to €24k.
2022
09-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Watermaal-Bosvoorde · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Visserijstraat 431170 Watermaal-BosvoordeGround area
1,011 m²
Building footprint
127 m²
Volume, LiDAR
1,056 m³
Parcel 21017D0200/00R005, Brussels · tallest building 10.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Chadoquema
since 20222.328.881.908
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21017D0200/00R005 | Brussels | 1,011 m² | 1 · 127 m² | 10.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
9845003BD1C90E6D3077
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Of 13,422 companies in sector 73300 we hold annual accounts for 6,901. 5,440 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-02-2022
Fiscal year end30-06
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
70200Business and other management consultancy
70220Business consulting
82300Organisation of conventions and trade shows
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.