Ziltelande
ActiveSummary
Ziltelande is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (-€46,616) and a net result of -€54,484. Its solvency ranks better than 5% of 8074 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 8074 sector peers (2025).
NBB · sector comparisonPosition among 8074 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-08-2026, 10 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
10 d late
2024
26 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 18 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What changed in the latest annual accounts?What changed What held for this company on a given day: board, seat, name?Company as of a date
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
-€46,616
2024 · €7,868
Net result
-€54,484▼ 2,456%
2024 · -€2,132
Total assets
€10,224▼ 68.3%
2024 · €32,245
Solvency
-455.9%▼ 480.3pp
2024 · 24.4%
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Operating result€2,015--€52,195
Net result-€2,132--€54,484▼ 2,456%
Equity€7,868--€46,616
Total assets€32,245-€10,224▼ 68.3%
Debt€24,376-€56,840▲ 133%
Working capital€6,939--€49,176
Solvency24.4%--455.9%▼ 480.3pp
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €52,195 after €2,015 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €10,224
Fixed assets
€2,561 ▼ 43.2%
Current assets
€7,664 ▼ 72.4%
Key figures and ratios
ROA
-532.9%▼
2024 · -6.6%
Debt ≤ 1 year
€56,840▲
2024 · €20,796
Income taxes
€177▼
2024 · €826
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,333 | €1,950 | ▼ 55.0% |
| Other operating charges640/8 | €535 | €725 | ▲ 35.6% |
| Gross operating margin9900 | €6,882 | -€49,520 | ▼ 820% |
| Operating profit (loss)9901 | €2,015 | -€52,195 | ▼ 2,691% |
| Financial income75/76B | €0 | €0 | ▼ 100% |
| Recurring financial income75 | €0 | €0 | ▼ 100% |
| Financial charges65/66B | €3,321 | €2,112 | ▼ 36.4% |
| Recurring financial charges65 | €3,321 | €2,112 | ▼ 36.4% |
| Profit (loss) for the period before taxes9903 | -€1,306 | -€54,306 | ▼ 4,058% |
| Income taxes67/77 | €826 | €177 | ▼ 78.5% |
| Profit (loss) for the period9904 | -€2,132 | -€54,484 | ▼ 2,456% |
| Profit (loss) for the period to be appropriated9905 | -€2,132 | -€54,484 | ▼ 2,456% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €32,245 | €10,224 | ▼ 68.3% |
| Fixed assets21/28 | €4,510 | €2,561 | ▼ 43.2% |
| Tangible fixed assets22/27 | €4,510 | €2,561 | ▼ 43.2% |
| Furniture and vehicles24 | €4,510 | €2,561 | ▼ 43.2% |
| Current assets29/58 | €27,735 | €7,664 | ▼ 72.4% |
| Amounts receivable within one year40/41 | €21,000 | €6,000 | ▼ 71.4% |
| Trade receivables40 | €21,000 | €6,000 | ▼ 71.4% |
| Cash at bank and in hand54/58 | €5,308 | €166 | ▼ 96.9% |
| Deferred charges and accrued income490/1 | €1,427 | €1,498 | ▲ 5.0% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €32,245 | €10,224 | ▼ 68.3% |
| Equity10/15 | €7,868 | -€46,616 | ▼ 692% |
| Contributions10/11 | €10,000 | €10,000 | = |
| Profit (loss) carried forward14 | -€2,132 | -€56,616 | ▼ 2,556% |
| Amounts payable17/49 | €24,376 | €56,840 | ▲ 133% |
| Amounts payable within one year42/48 | €20,796 | €56,840 | ▲ 173% |
| Financial debts43 | €49 | €82 | ▲ 67.6% |
| Credit institutions430/8 | €49 | €82 | ▲ 67.6% |
| Trade debts44 | €1,547 | €1,552 | ▲ 0.3% |
| Suppliers440/4 | €1,547 | €1,552 | ▲ 0.3% |
| Taxes, remuneration and social security45 | €6,378 | €4,618 | ▼ 27.6% |
| Taxes450/3 | €6,378 | €4,618 | ▼ 27.6% |
| Other amounts payable47/48 | €12,823 | €50,588 | ▲ 295% |
| Accrued charges and deferred income492/3 | €3,581 | €0 | ▼ 100% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€2,132 | -€54,484 | ▼ 2,456% |
| + Depreciation and write-downs630 | €4,333 | €1,950 | ▼ 55.0% |
| Operating cash flow (approximation) | €2,201 | -€52,534 | ▼ 2,487% |
| Investment in fixed assets (approximation) | - | €0 | - |
| Change in cash | - | -€5,142 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 10 days late
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
NBB filing
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Koksijde · 1 establishment unit since 2023
Ground area
1,623 m²
Building footprint
259 m²
Volume, LiDAR
1,067 m³
2 parcels, Flanders · tallest building 10.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Ziltelande
since 20232.346.861.154
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38343A0898/00P008 | Flanders | 1,092 m² | 1 · 186 m² | 10.7 m · 2 fl. |
| 38018B0896/00N000 | Flanders | 531 m² | 1 · 72 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MANO
BE 0754.548.548
Ronse · Eq €7,861
LW VISION
BE 1017.968.676
Wemmel · Eq €7,879
C.A.T.E.
BE 0837.135.338
Gent · Eq €7,852
LCPA CONSULTING
BE 0726.857.820
Gerpinnes · Eq €7,890
KNH International
BE 1007.752.202
Kalmthout · Eq €7,846
Of 24,729 companies in sector 64210 we hold annual accounts for 19,773. 4,323 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded23-06-2023
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
66300Activities auxiliary to financial services and insurance activities
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
70200Business and other management consultancy
82100Office administrative and support services
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0803085665
Also
9925:BE0803085665
Registered
02-05-2024
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.