ABC eCloud is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €6k and a net result of €-1.35M. Its solvency ranks better than 57% of 8013 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
29 d early
2024
27 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€6k▼ 99.4%
2024 · €1.00M
2024: €1.00M
2024 → 2025
Net result
€-1.35M▼ 15,446%
2024 · €-9k
2024: €-9k
2024 → 2025
Total assets
€9k▼ 99.1%
2024 · €1.00M
2024: €1.00M
2024 → 2025
Solvency
59.9%▼ 40.0pp
2024 · 99.9%
2024: 99.9%
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€1.00M-€6k▼ 99.4%
Operating result€-9k-€-5k▲ 46.4%
Net result€-9k-€-1.35M▼ 15,446%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €5k in 2025 against €9k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €9k
Equity
€6k▼ 99.4%
Debt
€4k▲ 187%
The debt ratio rises from 0.1% to 40.1%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
59.9%▼
2024 · 99.9%
Debt
€4k▲
2024 · €1k
Debt ≤ 1 year
€4k▲
2024 · €1k
A ratio outside any meaningful range has been withheld (balance sheet total €9k, equity €6k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.00M€9k▼
Fixed assets21/28€1.00M€0▼
Financial fixed assets28€1.00M€0▼
Current assets29/58€2k€9k▲
Amounts receivable within one year40/41€2k€132▼
Other amounts receivable41€2k€132▼
Cash at bank and in hand54/58€4€9k▲
Equity and liabilities
Total equity and liabilities10/49€1.00M€9k▼
Equity10/15€1.00M€6k▼
Contributions10/11€1.01M€1.37M▲
Profit (loss) carried forward14€-9k€-1.36M▼
Amounts payable17/49€1k€4k▲
Amounts payable within one year42/48€1k€4k▲
Trade debts44€1k€3k▲
Suppliers440/4€1k€3k▲
Other amounts payable47/48-€1k
Income statement
Code20242025
Other operating charges640/8€1k€528▼
Gross operating margin9900€-8k€-4k▲
Operating profit (loss)9901€-9k€-5k▲
Financial charges65/66B€81€1.35M▲
Recurring financial charges65€81€90▲
Non-recurring financial charges66B-€1.35M
Profit (loss) for the period before taxes9903€-9k€-1.35M▼
Profit (loss) for the period9904€-9k€-1.35M▼
Profit (loss) for the period to be appropriated9905€-9k€-1.35M▼
Appropriation of the result
Profit (loss) to be appropriated9906€-9k€-1.36M▼
Profit (loss) brought forward from the previous period14P-€-9k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity doublescurrent ratio 2.49
Current ratio from 1.22 to 2.49.
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostkamp · 1 establishment unit since 2023
Ground area
818 m²
Building footprint
541 m²
Volume, LiDAR
7,619 m³
Parcel 31403F0145/00C000, Flanders · tallest building 25.9 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
ABC eCloud
since 20232.345.908.178
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31403F0145/00C000 | Flanders | 818 m² | 1 · 541 m² | 25.9 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 3,515 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-05-2023
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.