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ZiEME

Active
Private limited companyfounded 20169 yrs activeLeeuweriklaan 10, 2470 Retie, BelgiumKBO/BCE: BE 0666.707.229
Summary

ZiEME has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €57,837 and a net result of €16,257. Equity is growing by ~38.9% per year across the filed fiscal years. Its solvency ranks better than 66% of 9511 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability93▲+21
Solvency94▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity ample (current ratio 2.19 against 3.59 in 2024; short-term debt: 24.3% and cash: 35.6% of total assets), and 30.6% of the assets are financed with debt.
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Signals

Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
69.4%
Return on assets
19.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-07-2026, 27 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
27 d early
2024
16 d early
2023
21 d early
2022
35 d early
2021
57 d late
2020
190 d late
2019
69 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 31 days after the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

ZiEME was incorporated on 25 November 2016.1 Total assets rose from EUR 38,034 in 2018 to EUR 83,371 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Turnover
€132,875
EBIT margin
10.6%
Net result
€16,257▲ 462%
2024 · €2,891
Working capital
€24,075▼ 36.6%
2024 · €37,945
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Turnover€132,875
Operating result€14,040▲ 73.4%€43,315▲ 209%€5,989▼ 86.2%€5,082▼ 15.1%€21,503▲ 323%
Net result€9,309▲ 74.8%€30,350▲ 226%€3,120▼ 89.7%€2,891▼ 7.3%€16,257▲ 462%
EBIT margin10.6%
Equity€29,018▲ 47.2%€59,369▲ 105%€62,489▲ 5.3%€71,580▲ 14.5%€57,837▼ 19.2%
Total assets€38,471▲ 33.0%€109,951▲ 186%€102,657▼ 6.6%€101,817▼ 0.8%€83,371▼ 18.1%
Debt€9,453▲ 2.6%€50,583▲ 435%€40,168▼ 20.6%€30,238▼ 24.7%€25,534▼ 15.6%
Working capital€17,514▲ 68.5%€23,374▲ 33.5%€28,716▲ 22.9%€37,945▲ 32.1%€24,075▼ 36.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20,000€40,000Operating result 2021: €14,040€14,040Net result 2021: €9,309€9,309Operating result 2022: €43,315€43,315Net result 2022: €30,350€30,350Operating result 2023: €5,989€5,989Net result 2023: €3,120€3,120Operating result 2024: €5,082€5,082Net result 2024: €2,891€2,891Operating result 2025: €21,503€21,503Net result 2025: €16,257€16,25720212022202320242025€0€10,000€20,000Operating result 2023: €5,989€5,990Net result 2023: €3,120€3,120Operating result 2024: €5,082€5,080Net result 2024: €2,891€2,890Operating result 2025: €21,503€21,500Net result 2025: €16,257€16,300202320242025
The operating result recovers in 2025; 2025 is 323% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €83,371
Fixed assets €39,018 ▼ 20.7%
Current assets €44,353 ▼ 15.7%
Equity and liabilities €83,371
Equity €57,837 ▼ 19.2%
Debt €25,534 ▼ 15.6%
Debt's share of the balance-sheet total rises from 29.7% to 30.6%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€42,042▲
2024 · €24,983
Cash flow
€36,795▲
2024 · €22,792
Current ratio
2.19▼
2024 · 3.59
Debt to equity
0.44▲
2024 · 0.42
ROE
28.1%▲
2024 · 4.0%
ROA
19.5%▲
2024 · 2.8%
Interest coverage
73.54▲
2024 · 32.63
Debt ≤ 1 year
€20,277▲
2024 · €14,644
Debt > 1 year
€5,256▼
2024 · €15,594
Income taxes
€4,824▲
2024 · €1,601
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 26,964 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.5% went bankrupt
3.4% stopped otherwise
95% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 26,964 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet Code20242025
Assets
Total assets20/58€101,817€83,371▼
Fixed assets21/28€49,229€39,018▼
Tangible fixed assets22/27€49,229€39,018▼
Furniture and vehicles24€49,229€39,018▼
Current assets29/58€52,589€44,353▼
Amounts receivable within one year40/41€12,763€12,212▼
Trade receivables40€12,161€12,161=
Other amounts receivable41€603€52▼
Cash at bank and in hand54/58€34,233€29,647▼
Deferred charges and accrued income490/1€5,592€2,493▼
Equity and liabilities
Total equity and liabilities10/49€101,817€83,371▼
Equity10/15€71,580€57,837▼
Contributions10/11€18,600€50▼
Reserves13€50,089€41,530▼
Non-distributable reserves130/1€560€560=
Reserves not available under the articles1311€560€560=
Distributable reserves133€49,529€40,970▼
Profit (loss) carried forward14€2,891€16,257▲
Amounts payable17/49€30,238€25,534▼
Amounts payable after more than one year17€15,594€5,256▼
Financial debts170/4€15,594€5,256▼
Amounts payable within one year42/48€14,644€20,277▲
Current portion of amounts payable after more than one year42€10,108€10,338▲
Trade debts44€1,477€902▼
Suppliers440/4€1,477€902▼
Taxes, remuneration and social security45€25€7,575▲
Taxes450/3€25€7,575▲
Other amounts payable47/48€3,034€1,463▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19,901€20,538▲
Other operating charges640/8€376€120▼
Gross operating margin9900€25,360€42,162▲
Operating profit (loss)9901€5,082€21,503▲
Financial income75/76B€175€149▼
Recurring financial income75€175€149▼
Financial charges65/66B€766€572▼
Recurring financial charges65€766€572▼
Profit (loss) for the period before taxes9903€4,492€21,081▲
Income taxes67/77€1,601€4,824▲
Profit (loss) for the period9904€2,891€16,257▲
Profit (loss) for the period to be appropriated9905€2,891€16,257▲
Appropriation of the result
Profit (loss) to be appropriated9906€2,891€27,706▲
Profit (loss) brought forward from the previous period14P-€11,450
Profit to be distributed694/7-€11,450
Return on contributions (dividend)694-€11,450

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Turnover70€132,875-----
Goods, raw materials, services and sundry goods60/61€111,121-----
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9,920€12,330€18,075€19,901€20,538▲ 3.2%
Other operating charges640/8€890€517€541€376€120▼ 68.1%
Non-recurring operating charges66A-€3,170----
Gross operating margin9900€24,850€59,332€24,605€25,360€42,162▲ 66.3%
Operating profit (loss)9901€14,040€43,315€5,989€5,082€21,503▲ 323%
Financial income75/76B-€1€58€175€149▼ 14.7%
Recurring financial income75-€1€58€175€149▼ 14.7%
Financial charges65/66B€31€843€961€766€572▼ 25.3%
Recurring financial charges65€31€843€961€766€572▼ 25.3%
Profit (loss) for the period before taxes9903€14,009€42,473€5,086€4,492€21,081▲ 369%
Income taxes67/77€4,700€12,123€1,966€1,601€4,824▲ 201%
Profit (loss) for the period9904€9,309€30,350€3,120€2,891€16,257▲ 462%
Profit (loss) for the period to be appropriated9905€9,309€30,350€3,120€2,891€16,257▲ 462%
Line20212022202320242025Change
Assets
Total assets20/58€38,471€109,951€102,657€101,817€83,371▼ 18.1%
Fixed assets21/28€11,566€71,580€59,475€49,229€39,018▼ 20.7%
Tangible fixed assets22/27€11,566€71,580€59,475€49,229€39,018▼ 20.7%
Plant, machinery and equipment23€2,599-----
Furniture and vehicles24€8,968€71,580€59,475€49,229€39,018▼ 20.7%
Current assets29/58€26,905€38,372€43,182€52,589€44,353▼ 15.7%
Amounts receivable within one year40/41€5,906€29,706€12,554€12,763€12,212▼ 4.3%
Trade receivables40€5,112€28,328€12,003€12,161€12,161=
Other amounts receivable41€794€1,377€551€603€52▼ 91.4%
Cash at bank and in hand54/58€17,379€6,182€28,227€34,233€29,647▼ 13.4%
Deferred charges and accrued income490/1€3,620€2,485€2,400€5,592€2,493▼ 55.4%
Equity and liabilities
Total equity and liabilities10/49€38,471€109,951€102,657€101,817€83,371▼ 18.1%
Equity10/15€29,018€59,369€62,489€71,580€57,837▼ 19.2%
Contributions10/11€12,400€12,400€12,400€18,600€50▼ 99.7%
Reserves13€8,060€46,969€50,089€50,089€41,530▼ 17.1%
Non-distributable reserves130/1€560€560€560€560€560=
Reserves not available under the articles1311-€560€560€560€560=
Other1319€560-----
Distributable reserves133€7,500€46,409€49,529€49,529€40,970▼ 17.3%
Profit (loss) carried forward14€8,558--€2,891€16,257▲ 462%
Amounts payable17/49€9,453€50,583€40,168€30,238€25,534▼ 15.6%
Amounts payable after more than one year17-€35,585€25,702€15,594€5,256▼ 66.3%
Financial debts170/4-€35,585€25,702€15,594€5,256▼ 66.3%
Amounts payable within one year42/48€9,391€14,997€14,466€14,644€20,277▲ 38.5%
Current portion of amounts payable after more than one year42-€9,664€9,883€10,108€10,338▲ 2.3%
Trade debts44€2,166€581€550€1,477€902▼ 38.9%
Suppliers440/4€2,166€581€550€1,477€902▼ 38.9%
Taxes, remuneration and social security45€5,455€483€904€25€7,575▲ 30,754%
Taxes450/3€5,455€483€904€25€7,575▲ 30,754%
Other amounts payable47/48€1,770€4,270€3,128€3,034€1,463▼ 51.8%
Accrued charges and deferred income492/3€62-----
Line20212022202320242025Change
Profit (loss) for the period9904€9,309€30,350€3,120€2,891€16,257▲ 462%
+ Depreciation and write-downs630€9,920€12,330€18,075€19,901€20,538▲ 3.2%
Operating cash flow (approximation)€19,229€42,680€21,195€22,792€36,795▲ 61.4%
Investment in fixed assets (approximation)--€72,344-€5,970-€9,655-€10,328▼ 7.0%
Change in cash--€11,197€22,045€6,006-€4,586▼ 176%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
04-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
15-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
10-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
26-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Highest result since 2018net €30,350 ▲226%
Operating result €43,315, net result €30,350, both a record.
26-09
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 57 days late
06-02
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 190 days late
2020
31-12
Financial Liquidity triplescurrent ratio 2.13
Current ratio from 0.76 to 2.13; short-term debt falls from €21,271 to €9,215.
08-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 69 days late
2019
30-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
23-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Retie · 1 establishment unit since 2016
seat establishment The establishment unit on the map
Ground area
1,809 m²
Building footprint
216 m²
Volume, LiDAR
975 m³
Parcel 13036E0495/00H026, Flanders · tallest building 7.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
ZiEME
Leeuweriklaan 10, 2470 RetieActivities of head offices; management consultancy activities
since 20162.259.582.633
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13036E0495/00H026 Flanders 1,809 m² 1 · 216 m² 7.4 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 11,577 companies in sector 71121 we hold annual accounts for 6,563. 4,994 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded25-11-2016
Fiscal year end31-12
Activities, NACEBEL 2025
71121Engineering and related technical consultancy, excluding land surveyors
E-invoicing
Reachable via Peppol
Peppol ID 0208:0666707229
Also 9925:BE0666707229
Registered 06-07-2025

Register as of 26 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.