ZICHTEN CONSTRUCT
ActiveSummary
ZICHTEN CONSTRUCT has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €95,112 and a net result of -€104,888. Its solvency ranks better than 23% of 11,268 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 05-12-2024 Normal situation
- Registered office
- 15 active companies are registered at this address 1 started in the 12 months before. Source: KBO register, as of 5 November 2026.
- Activity
- Development of residential building projects NACE 68121and 2 others
- Establishment unit
- 2.367.457.917 8300 Knokke-Heist, since 05-12-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 15-12-2025
Board and ownership
- BIS GROUPDirector · since 05-12-2024 · permanent representative Axel DE BISSCOP
- Jan FLORINDirector · since 05-12-2024
- IR VASTGOED20%· score 522025 annual accounts of IR VASTGOED
- BIS GROUP15%2025 annual accounts of BIS GROUP
- FRAL INVEST15%· score 672025 annual accounts of FRAL INVEST
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.4%
- Gross margin
- -€28,664
- Loss
- €104,888
- Equity
- €95,112
- Total assets
- €2.1m
Score breakdownraises riskLiquidity: current ratio 3.22, cash €4,186Founded in 2024lowers riskSector: Real estate activities (NACE 68)Size: total assets €2.1mShow the evidence
Checked score
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small). It does better than 22% of them on solvency, 31% on liquidity and 18% on profitability.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Searched, nothing found (1)
Financials
Financials · financial year 2025, abbreviated format
Annual accounts 2025 filed on 23-07-2026 at the NBB
Turnover and EBIT margin are not published. The abbreviated format does not require them.
Investments
| Item | 2025 |
|---|---|
| Financial fixed assets | €5,000 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
| Line | 2025 |
|---|---|
| Other operating charges640/8 | €711 |
| Gross operating margin9900 | -€28,664 |
| Operating profit (loss)9901 | -€29,375 |
| Financial income75/76B | €214 |
| Recurring financial income75 | €214 |
| Financial charges65/66B | €75,727 |
| Recurring financial charges65 | €75,727 |
| Profit (loss) for the period before taxes9903 | -€104,888 |
| Profit (loss) for the period9904 | -€104,888 |
| Profit (loss) for the period to be appropriated9905 | -€104,888 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €2.1m | |
| Fixed assets21/28 | €0.005m | |
| Financial fixed assets28 | €0.005m | |
| Current assets29/58 | €2.1m | |
| Stocks and contracts in progress3 | €2.1m | |
| Stocks30/36 | €2.1m | |
| Amounts receivable within one year40/41 | €0.005m | |
| Other amounts receivable41 | €0.005m | |
| Cash at bank and in hand54/58 | €0.004m | |
| Deferred charges and accrued income490/1 | €0.01m | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €2.1m | |
| Equity10/15 | €0.1m | |
| Contributions10/11 | €0.2m | |
| Profit (loss) carried forward14 | -€0.1m | |
| Amounts payable17/49 | €2.0m | |
| Amounts payable after more than one year17 | €1.4m | |
| Other amounts payable178/9 | €1.4m | |
| Amounts payable within one year42/48 | €0.7m | |
| Trade debts44 | €0.2m | |
| Suppliers440/4 | €0.2m | |
| Advances received on contracts in progress46 | €0.5m | |
| Taxes, remuneration and social security45 | €0.003m | |
| Taxes450/3 | €0.003m | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | -€104,888 |
| Operating cash flow (approximation) | -€104,888 |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 120 companies had the same profile as ZICHTEN CONSTRUCT has now. Two years later, 95.8% were still going and 2.5% had gone bankrupt.
- Small
- under 2 years old
- solvency under 10%
- a small loss
The bankruptcy probability of ZICHTEN CONSTRUCT itself is lower: 0.4% within 12 months. It rests on far more data about ZICHTEN CONSTRUCT than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 120 companies, not a prediction for ZICHTEN CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | abbreviated format | 23-07-2026 | 2026-00325129 |
Board & ownership
Directors
Board 2
Permanent representatives 1
Owners and capital
Shareholders
5 ownersOwners 5
- Equity €20,427 Loss of €1,796 in 2025 (profit of €53,753 in 2024) Checked score 5220%
- Sourceaccounts BIS GROUP 2025Equity €7.5m Profit of €177,463 in 2025 (profit of €903,298 in 2024)15%
- Equity €34,430 Loss of €8,320 in 2025 (loss of €72,666 in 2024) Checked score 6715%
- Equity €14,827 Loss of €8,281 in 2025 (loss of €32,634 in 2024) Checked score 7810%
- Sourceaccounts DW Copper 2025Equity €5.7m Profit of €767,135 in 2025 (profit of €885,586 in 2024) Checked score 9610%
Owners through the years 2024 to 2025
| Name | 2024 | 2025 |
|---|---|---|
| IR VASTGOED | 20% | |
| BIS GROUP | 15% | |
| FRAL INVEST | 15% | |
| CAMINO VERDE | 10% | |
| DW Copper | 10% | |
Source: lists of holdings in the owners' accounts
Capital transactions
- CAMINO VERDE (BE 0797.154.908) founder
- CAP HORN (BE 0844.733.606) founder
- FRAL INVEST (BE 0803.243.340) founder
- BIS GROUP (BE 0688.989.218) founder
- WOESTYN Dominique Claude Louis founder
- PLANCKAERT Imelda Ingeborg Maria founder
- DW COPPER (BE 0545.787.821) founder
- FLORRE (BE 0803.112.686) founder
- QUARTIER Bruno Jan founder
- DESCHUTTERE Sophie Jeannine Catherine founder
- 09-12-2024 Incorporation · €200,000 · 100 shares
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| BIS GROUP |
|
| Jan FLORIN |
|
Articles of association
- Liquidation ruleIn a liquidation the creditors are paid first. What is left goes to the shareholders.
- “Bestuurder(s) in functie indien geen andere vereffenaar benoemd, een of meerdere vereffenaars aanduiden,bevoegdheden omlijnen,vergoeding…”
Articles of association, deed of 09-12-2024 (in Dutch)
Network & group
Companies at the same address
14 other companies- Kastanjehof Construct Registered office · since 04-12-2025Founded in 2025 1031.185.521
- Zegemeer Invest Registered office · since 03-05-2025Founded in 2025 1022.948.637
- ADK Management Registered office · since 30-04-2025Founded in 2025 1022.920.329
- ZICHTEN INVEST Registered office · since 05-12-2024Founded in 2024 · total assets €2.4m (2025) 1017.010.257
- VILANOVA CONSTRUCT Registered office · since 23-01-2024Founded in 2024 · total assets €55,467 (2025) · negative equity 1005.049.464
- Res. Lily Registered office · since 01-12-2023Founded in 2023 1003.330.980
- Res. New Cnocke Registered office · since 15-11-2023Founded in 2023 1002.723.048
- RES. TOLHUIS Registered office · since 06-10-2023Founded in 2023 · total assets €2.8m (2025) 1000.900.240
- ADB MANAGEMENT Registered office · since 12-09-2019Founded in 2019 · total assets €7.3m (2025) 0733.994.446
- AQUA et DUNA Registered office · since 12-09-2018Founded in 2018 · total assets €11,805 (2025) 0703.950.180
Connections & network
12 connected companiesShow 8 more companies with a shared director
Timeline
Deeds, filings and financial milestones
09-12
Gazette deed
IncorporationFounding capital of €200,000, 100 shares · Founders: CAMINO VERDE, CAP HORN, FRAL INVEST and 7 others · Appointments: BIS GROUP (director) and Jan FLORIN (director)12 points ▸
- Incorporation, 05-12-2024
- Founder, CAMINO VERDE
- Founder, CAP HORN
- Founder, FRAL INVEST
- Founder, BIS GROUP
- Founder, WOESTYN Dominique Claude Louis
- Founder, PLANCKAERT Imelda Ingeborg Maria
- Founder, DW COPPER
- Founder, FLORRE
- Founder, QUARTIER Bruno Jan
- Founder, DESCHUTTERE Sophie Jeannine Catherine
- Founding capital, €200,000, 100 shares
- The deed holds 4 more points.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
15 activities
- Alle verrichtingen die rechtstreeks of onrechtstreeks betrekking hebben met het bouwbedrijf.
- De coördinatie van alle aannemingen en onderaannemingen uitgevoerd door onderaannemers,de directie van bouwprojecten,en werven,alle studiewerk,en alle inrichtingen.
- Onderneming in roerende en onroerende goederen,en het optreden als bouwpromotor in de meest ruime zin;alle bemiddeling,dienstverlening en service bij verrichtingen van roerende en onroerende aard;agent en/of makelaar in verzekeringen,eveneens voor Belgische en voor buitenlandse vennootschappen,leasing,financieringen en leningen;verwerven,bouwen,ruilen,laten bouwen,verbouwen,in huur geven en nemen,onderhuren,of-verhuren,verkopen en omvormen,verkavelen en uitbaten,beheren van alle onroerende goederen in de breedste zin,zoals appartementen,kantoren,winkels,woningen,studentenhomes,gronden,wouden,vijvers,domeinen.
- Alle onroerende verrichtingen,onder meer promotie,verkaveling,verbouwing,valorisatie,aan-en verkoop van onroerende goederen,onderneming voor het optrekken van gebouwen,onderneming voor het leggen van tegelvloeren,mozaïek en voor het plaatsen van alle wand-en vloerbekleding;onderneming voor het plaatsen van verlichting,drijfkracht en telefoon;onderneming voor het plaatsen van timmer-en schrijnwerk van gebouwen;onderneming voor het plaatsen van centrale verwarming,algemene bouwonderneming;onderneming voor het optrekken en onder dak brengen van gebouwen en de coördinatie van onderaannemers.
- Land-en tuinbouwgronden verpachten of zelf land-en tuinbouwbedrijven uitbaten.
- Alle handelsfondsen,met inbegrip van hoteluitbating,serviceflats,rusthuizen,winkels,horeca uitbatingen en vakantieoorden,vergunningen,octrooien,licenties en fabrieksmerken aankopen,in huur nemen,verhuren en onderverhuren,verkopen en ruilen,commercialiseren,exploiteren,in concessie geven en in concessie nemen.
- Het nemen van participaties onder eender welke vorm,in alle bestaande en nog op te richten vennootschappen en ondernemingen,evenals het verlenen van alle managementbijstand en het waarnemen van alle bestuursmandaten,en het ter beschikking stellen van personen gespecialiseerd in het adviseren en/of besturen van ondernemingen,dit alles in de meest ruime zin.
- Advies,bijstand en knowhow verlenen in alle domeinen waar zij competent is,zoals marketing,promotie,ontwikkeling,research,design,handel en productie,secretariaat,bedrijfs-en financieel beheer,en al wat daarmee rechtsreeks of onrechtstreeks verband houdt.
- De organisatie van business meetings,handelsmissies,professionele contracten,zowel in binnen-als in buitenland,en alles wat daarmee verband houdt;inbegrepen het zorgen voor maaltijden,overnachtingen,vergaderruimten,logistiek en intellectuele bijstand.
- De vennootschap heeft eveneens tot doel,zo in België als in het buitenland,hetzij rechtstreeks,hetzij als tussenpersoon,alle activiteiten als holding,patrimoniumvennootschap,beheermaatschappij,managementvennootschap,syndicus,makelaar,aannemer,handelaar,expert,commissionair,financier,adviseur op alle domeinen waarin zij competent is,en waarin zij actief mag zijn in overeenstemming met de wettelijke reglementeringen,dit alles ter uitsluiting van de activiteiten inzake beleggingsadvies en vermogensbeheer die overeenkomstig de wet van vier december negentienhonderd negentig en latere uitvoeringsbesluiten aan een wettelijke erkenning-en inschrijvingsregime onderworpen zijn,en voor zoverre daartoe geen erkenning en inschrijving werd bekomen,en ter uitsluiting van alle andere,activiteiten wettelijk voorbehouden aan erkende financiële instellingen en andere tussenpersonen.
- Trading in de meest ruime zin.
- De aankoop,verkoop,huur,verhuur,het onderhoud,de plaatsing,herstelling,fabricatie,invoer,uitvoer,ontwikkeling,conceptie,inplanting en organisatie,financiering en leasing,evenals alle industriële,handels en financiële,roerende en onroerende verrichtingen,hoegenaamd ook,die rechtstreeks en onrechtstreeks betrekking hebben op de gegevensverwerkende systemen of gedeelten ervan,zowel wat betreft de apparatuur,de programmatie als de benodigdheden in verband ermee;evenals op machines,apparaturen,installaties en inrichtingen;rollend materieel,zowel personenwagens,lichte vrachtwagens,kampeerwagens,en mobilhomes;bureelinrichtingen;meubileringen;onroerende goederen en opslagruimten;industriële inrichtingen.Het verstrekken van adviezen omtrent het voorgaande en alle aanverwante goederen en diensten,evenals de uitvoering van alle gegevensverwerking en gegevensanalyses.
- Alle verrichtingen die rechtsreeks of onrechtstreeks betrekking hebben op het oordeelkundig beheer,uitbreiding,verfraaiing en transformatie van een eigen roerend en onroerend patrimonium,zoals:
- Onroerende goederen aanwerven,laten bouwen en verbouwen,laten opschikken,laten uitrusten,ombouwen,verfraaien,in huur geven en nemen,verkavelen,onderhouden,ontwikkelen,en uitbaten,urbaniseren,vervreemden,en ruilen met het oog op beheer,wederbelegging en opbrengst;
- Beschikbare middelen beleggen in alle roerende goederen en waarden,een portefeuille maken van roerende waarden beheren,en dienaangaande aankopen en verkopen verrichten zonder speculatief karakter.
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1017.011.544
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 31333K0284/00K000 | Flanders | 2.0 ha | 1 · 1,092 m² | 10.0 m · 2 |