Vilanova
ActiveVilanova has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.56M and a net result of €320k. Equity is growing by ~15.1% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
90
/ 100
Excellent▼ -3 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+49
Solvency97▼-3
Growth78=
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €140k at 30 days acceptable
Liquidity ample (current ratio 2.03 against 3.5 in 2024), and 44.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55.7%
Return on assets
11.4%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
3 d early
2023
29 d late
2022
31 d late
2021
9 d late
2020
25 d late
2019
24 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€320k▲ 78.2%
2024 · €179k
2018: €-4k
2019: €-18k
2020: €43k
2021: €944k
2022: €249k
2023: €1k
2024: €179k
2018 → 2025
Working capital
€1.26M▼ 28.0%
2024 · €1.75M
2018: €-12k
2019: €250k
2020: €293k
2021: €1.24M
2022: €1.29M
2023: €1.29M
2024: €1.75M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.54M-€1.59M▲ 3.2%€1.59M▲ 0.1%€1.77M▲ 11.3%€1.56M▼ 11.5%
Operating result€1.25M-€366k▼ 70.8%€23k▼ 93.8%€282k▲ 1,142%€150k▼ 46.9%
Net result€944k-€249k▼ 73.6%€1k▼ 99.4%€179k▲ 12,459%€320k▲ 78.2%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 47% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.81M
Fixed assets
€318k▲ 4.1%
Current assets
€2.49M▲ 1.6%
Equity and liabilities €2.81M
Equity
€1.56M▼ 11.5%
Provisions
€0▼ 100%
Debt
€1.25M▲ 30.6%
The debt ratio rises from 34.6% to 44.3%: debt grows while equity shrinks.
Key figures and ratios
Solvency
55.7%▼
2024 · 64.1%
Current ratio
2.03▼
2024 · 3.50
Quick ratio
1.14▼
2024 · 1.92
Debt / equity
0.80▲
2024 · 0.54
ROE
20.5%▲
2024 · 10.2%
ROA
11.4%▲
2024 · 6.5%
Debt
€1.25M▲
2024 · €954k
Debt ≤ 1 year
€1.23M▲
2024 · €701k
Debt > 1 year
€14k▼
2024 · €253k
Income taxes
€65k▼
2024 · €84k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.76M€2.81M▲
Fixed assets21/28€305k€318k▲
Financial fixed assets28€305k€318k▲
Current assets29/58€2.45M€2.49M▲
Amounts receivable after more than one year29€31k€648k▲
Other amounts receivable291€31k€648k▲
Stocks and contracts in progress3€1.11M€1.09M▼
Stocks30/36€1.11M€1.09M▼
Amounts receivable within one year40/41€36k€17k▼
Trade receivables40-€4k
Other amounts receivable41€36k€14k▼
Current investments50/53€750k-
Cash at bank and in hand54/58€524k€735k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€2.76M€2.81M▲
Equity10/15€1.77M€1.56M▼
Contributions10/11€558k€558k=
Capital10€558k€558k=
Issued capital100€558k€558k=
Reserves13€1.21M€1.01M▼
Non-distributable reserves130/1€3k€3k=
Legal reserve130€3k€3k=
Distributable reserves133€1.21M€1.00M▼
Provisions and deferred taxes16€38k-
Provisions for liabilities and charges160/5€38k-
Other liabilities and charges164/5€38k-
Amounts payable17/49€954k€1.25M▲
Amounts payable after more than one year17€253k€14k▼
Other amounts payable178/9€253k€14k▼
Amounts payable within one year42/48€701k€1.23M▲
Financial debts43€700k€700k=
Credit institutions430/8€700k€700k=
Trade debts44€564€7k▲
Suppliers440/4€564€7k▲
Taxes, remuneration and social security45-€16k
Taxes450/3-€16k
Other amounts payable47/48-€507k
Accrued charges and deferred income492/3-€2k
Income statement
Code20242025
Provisions for liabilities and charges: additions (uses and reversals)635/8€38k€-38k▼
Other operating charges640/8€4k€16k▲
Gross operating margin9900€324k€129k▼
Operating profit (loss)9901€282k€150k▼
Financial income75/76B€28k€269k▲
Recurring financial income75€28k€269k▲
Financial charges65/66B€47k€34k▼
Recurring financial charges65€47k€34k▼
Profit (loss) for the period before taxes9903€263k€385k▲
Income taxes67/77€84k€65k▼
Profit (loss) for the period9904€179k€320k▲
Profit (loss) for the period to be appropriated9905€179k€320k▲
Appropriation of the result
Profit (loss) to be appropriated9906€179k€320k▲
Transfer from equity791/2-€523k
Transfer to equity691/2€179k€320k▲
To other reserves6921€179k€320k▲
Profit to be distributed694/7-€523k
Return on contributions (dividend)694-€523k
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-08
State Gazette act
Statutes amendment · MiscellaneousGeneral meeting · Statutes amendment · Director reappointment6 facts ▸
State Gazette act
Statutes amendment · Miscellaneous
General meeting · Statutes amendment · Director reappointment6 facts ▸
- General meeting, 06-08-2026
- Statutes amendment
- Director reappointment, BIS GROUP besloten vennootschap (bestuurder)
- Director reappointment, Bart Woestyn (bestuurder)
- Permanent representative, DE BISSCOP Axel André Catherine
- Power of attorney, Vilanova
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
09-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 9 days late
2021
31-12
Financial
Highest result since 2018net €944k ▲2112%
Operating result €1.25M, net result €944k, both a record.
31-12
Financial
Equity above €1MEq €1.54M ▲159%
2 profitable years in a row build equity to €1.54M.
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
31-12
Financial
Back to profitnet €43k
Net result €43k after 2 loss-making years.
24-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 24 days late
2019
31-12
Financial
Weakest financial yearnet €-18k
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €500kEq €550k
Equity rises from €-12k to €550k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors
Bart Woestyn
CurrentDirector
BIS GROUP
CurrentDirector · Private limited company · perm. rep.: DE BISSCOP Axel André Catherine
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 1988
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mimosastraat 28301 Knokke-HeistGround area
871 m²
Building footprint
284 m²
Volume, LiDAR
4,656 m³
2 parcels, Flanders · tallest building 30.0 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
Elizabetlaan 90, 8300 Knokke-Heist
since 19882.040.233.662
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31332F0169/00B000 | Flanders | 732 m² | 1 · 145 m² | 11.7 m · 3 fl. |
| 31337F0169/00A000 | Flanders | 139 m² | 1 · 139 m² | 30.0 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
1 partyControl over this companysits on this company's board1
1 subsidiary · 1 location
controls
VilanovaBE 0435.070.536
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded16-08-1988
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.