Ziant Alain
ActiveZiant Alain has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9k and a net result of €-822. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 20% of 27559 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
43
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability35▲+18
Solvency43▼-3
Growth52▲+17
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.16 against 1.15 in 2024; short-term debt: 81.9% and cash: 0.1% of total assets), and 81.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
18.1%
Return on assets
-1.7%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 27559 sector peers (2025).
NBB · sector comparisonPosition among 27559 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
49 d early
2024
43 d early
2023
37 d early
2022
40 d early
2021
38 d early
2020
32 d early
2019
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€82k▼ 59.6%
2024 · €203k
2018: €428k
2019: €337k
2020: €230k
2021: €197k
2022: €180k
2023: €236k
2024: €203k
2018 → 2025
EBIT margin
4.8%▲ 5.0pp
2024 · -0.2%
2018: 0.5%
2019: -11.1%
2020: -16.4%
2021: 15.7%
2022: 23.2%
2023: 14.5%
2024: -0.2%
2018 → 2025
Net result
€-822▲ 76.3%
2024 · €-3k
2018: €-3k
2019: €-42k
2020: €-41k
2021: €27k
2022: €37k
2023: €24k
2024: €-3k
2018 → 2025
Working capital
€6k▲ 11.0%
2024 · €6k
2018: €-12k
2019: €-49k
2020: €-84k
2021: €-54k
2022: €-15k
2023: €8k
2024: €6k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€197k-€180k▼ 8.6%€236k▲ 30.7%€203k▼ 14.0%€82k▼ 59.6%
Equity€-48k-€-11k▲ 77.8%€13k€10k▼ 26.6%€9k▼ 8.6%
Operating result€31k-€42k▲ 35.4%€34k▼ 18.4%€-501€4k
Net result€27k-€37k▲ 37.3%€24k▼ 36.7%€-3k€-822▲ 76.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €4k after a loss of €501 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €48k
Fixed assets
€2k▼ 36.8%
Current assets
€46k▲ 9.1%
Equity and liabilities €48k
Equity
€9k▼ 8.6%
Debt
€40k▲ 8.8%
The debt ratio rises from 79.2% to 81.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€5k▲
2024 · €1k
Cash flow
€458▲
2024 · €-2k
Solvency
18.1%▼
2024 · 20.8%
Current ratio
1.16▲
2024 · 1.15
Quick ratio
0.98▲
2024 · 0.89
Debt / equity
4.54▲
2024 · 3.81
ROE
-9.4%▲
2024 · -36.3%
ROA
-1.7%▲
2024 · -7.5%
Interest coverage
1.53▲
2024 · 0.53
Debt
€40k▲
2024 · €36k
Debt ≤ 1 year
€40k▲
2024 · €36k
Income taxes
€2k▲
2024 · €338
Staff costs
€12k▼
2024 · €63k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€46k€48k▲
Fixed assets21/28€4k€2k▼
Tangible fixed assets22/27€4k€2k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€1k€907▼
Financial fixed assets28€25€25=
Current assets29/58€42k€46k▲
Stocks and contracts in progress3€10k€7k▼
Stocks30/36€10k€7k▼
Amounts receivable within one year40/41€29k€36k▲
Trade receivables40€14k€21k▲
Other amounts receivable41€15k€15k▲
Cash at bank and in hand54/58€46€47▲
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€46k€48k▲
Equity10/15€10k€9k▼
Contributions10/11€20k€20k=
Reserves13€3k-
Tax-exempt reserves132€3k-
Profit (loss) carried forward14€-14k€-12k▲
Amounts payable17/49€36k€40k▲
Amounts payable within one year42/48€36k€40k▲
Financial debts43€23k€24k▲
Credit institutions430/8€23k€24k▲
Trade debts44€4k€13k▲
Suppliers440/4€4k€13k▲
Taxes, remuneration and social security45€8k€929▼
Taxes450/3€1k€929▼
Remuneration and social security454/9€7k-
Other amounts payable47/48€2k€2k▲
Income statement
Code20242025
Turnover70€203k€82k▼
Goods, raw materials, services and sundry goods60/61€142k€69k▼
Remuneration, social security and pensions62€63k€12k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€1k▼
Other operating charges640/8€2k€2k▼
Non-recurring operating charges66A-€161
Gross operating margin9900€66k€19k▼
Operating profit (loss)9901€-501€4k▲
Financial income75/76B€90€157▲
Recurring financial income75€90€157▲
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€-3k€691▲
Income taxes67/77€338€2k▲
Profit (loss) for the period9904€-3k€-822▲
Transfer from tax-exempt reserves789-€3k
Profit (loss) for the period to be appropriated9905€-3k€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-14k€-12k▲
Profit (loss) brought forward from the previous period14P€-10k€-14k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
18-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
21-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €37k ▲37.3%
Operating result €42k, net result €37k, both a record.
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €27k
Net result €27k after 3 loss-making years.
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-42k
Net result drops to €-42k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
22-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Stavelot · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Amon Cana 84970 StavelotGround area
1,289 m²
Building footprint
138 m²
Volume, LiDAR
641 m³
Parcel 63027A1139/00B000, Wallonia · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Amon Cana 8, 4970 Stavelot
since 19982.085.745.567
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63027A1139/00B000 | Wallonia | 1,289 m² | 1 · 138 m² | 6.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 8,562 companies in sector 43410 we hold annual accounts for 4,354. 2,113 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-02-1998
Fiscal year end31-12
Activities, NACEBEL
43410Roofing work
45220
43211General electrical installation work
43221Plumbing work
43320Joinery installation
45310
45332
45422
47551Retail sale of household furniture
47591Retail trade
52441
74700
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.