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TOITURES SALERNO

Active
Private limited companyfounded 1996active for 30 yearsRue d'Othée 78, 4430 Ans, BelgiumKBO/BCE: BE 0457.163.473
Summary

TOITURES SALERNO has been active since 1996 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9,806 and a net result of €7,199. Equity has been shrinking by about 20% per year since 2018. If that trend continues, it turns negative around financial year 2026. Its solvency ranks better than 27% of 34,972 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

Source: KBO
Status
Active since 05-02-1996 Normal situation
Activity
Roofing work NACE 43410and 2 others
Establishment unit
2.075.573.732 4430 Ans, since 08-03-1996
Financial year end
31 December
Peppol
Reachable since 27-11-2025

Board and ownership

Board

Financial position

87 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts 2025
Gross margin
€21,119
▼ 13.4%
Turnover
≈ €240,000
estimated
Profit
€7,199
Equity
€9,806
▲ 276%
Total assets
€38,276
▼ 4.6%
Staff
≈ 0.3 FTE
estimated
  • 2025 accounts filed 17 days after the deadline
Score breakdownraises riskSector: Specialised construction activities (NACE 43)Last filed accounts filed 17 days late; 1 of the last 3 accounts latelowers riskFounded in 1996Liquidity: current ratio 1.00, cash €24,922Show the evidence

Checked score

Score 2025
87 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 65% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 51+20
equity 25.6% of total assets
Liquidity 60+10
short-term debt 74.4% · cash 65.1%
Profitability 92+42
return on assets 18.8%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,685 companies, NACE 43, micro)
Last 24 months 12-2024: 1.3% 01-2025: 2.5%▲ +1.2 percentage points vs 12-2024highest value 02-2025: 2.5%● unchanged vs 01-2025highest value 03-2025: 0.7%▼ -1.8 percentage points vs 02-2025 04-2025: 0.7%● unchanged vs 03-2025 05-2025: 0.7%● unchanged vs 04-2025 06-2025: 0.6%▼ -0.1 percentage points vs 05-2025 07-2025: 0.7%▲ +0.1 percentage points vs 06-2025 08-2025: 0.9%▲ +0.2 percentage points vs 07-2025 09-2025: 1.0%▲ +0.1 percentage points vs 08-2025 10-2025: 1.0%● unchanged vs 09-2025 11-2025: 1.0%● unchanged vs 10-2025 12-2025: 1.0%● unchanged vs 11-2025 01-2026: 1.0%● unchanged vs 12-2025 02-2026: 1.0%● unchanged vs 01-2026 03-2026: 1.0%● unchanged vs 02-2026 04-2026: 0.9%▼ -0.1 percentage points vs 03-2026 05-2026: 0.9%● unchanged vs 04-2026 06-2026: 0.9%● unchanged vs 05-2026 07-2026: 1.0%▲ +0.1 percentage points vs 06-2026 08-2026: 1.3%▲ +0.3 percentage points vs 07-2026 09-2026: 0.3%▼ -1.0 percentage point vs 08-2026lowest value 10-2026: 0.3%● unchanged vs 09-2026lowest value 11-2026: 0.3%● unchanged vs 10-2026lowest value
Credit of up to €500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 1.0 (0.86 in 2024), below 1. Short-term debt is 74.4% and cash 65.1% of total assets. 74.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 27% of them on solvency, 57% on liquidity, 78% on profitability and 97% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
lowers risk · Founded in 1996
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Liquidity: current ratio 1.00, cash €24,922
NBB · annual accounts
raises risk · Last filed accounts filed 17 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · 2025 accounts filed 17 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
17 days late
2024
27 days late
2023
188 days late
2022
5 days early
2021
24 days early
2020
1 day early
2019
2 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 29 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 17 August (4 of the last 5 accounts filed within 41 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Less equity than 83% of companies in specialised constructionsector median €57,775 · 34,984 companies €9,806 View

Recent changes

  1. · Gazette deed Appointment: Cédric BECKAERT (director)
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as TOITURES SALERNO: roofing work (NACE 43410). They are comparable in size and age: total assets between €27,400 and €52,100, founded between 1998 and 2007.

CompanyTotal assetsGross margin
TOITURES SALERNO Ans€38,276€21,119
Ziant Alain Stavelot€48,352€19,330
Berk o'dak Schaarbeek€31,337€18,491
MIKE WAGNER Waremme€32,189€14,345
BURCODAN Sint-Katelijne-Waver€52,115€26,242
GEERT VAN DEN BOSSCHE Lebbeke€27,419€28,103
DAKWERKEN LAAN Genk€39,482€12,293
Full comparison

Key facts about TOITURES SALERNO

What is the company number of TOITURES SALERNO?
The company number of TOITURES SALERNO is 0457.163.473. The VAT number is the same number with BE in front: BE 0457.163.473.
Where is TOITURES SALERNO based?
The registered office is at Rue d'Othée 78, 4430 Ans.Company details
What does TOITURES SALERNO do?
According to the KBO register, the main activity is roofing work (NACE 43410).
What is the legal form of TOITURES SALERNO?
The legal form of TOITURES SALERNO is Private limited company (BV).
When was TOITURES SALERNO founded?
TOITURES SALERNO was founded on 05-02-1996.
Is TOITURES SALERNO still active?
Yes, TOITURES SALERNO is an active enterprise in the KBO register.
How many employees does TOITURES SALERNO have?
TOITURES SALERNO had an average of 1 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
What is the turnover of TOITURES SALERNO?
The turnover in financial year 2025 is ≈ €240,000. This figure is estimated from the gross margin of €21,119 and 31 comparable companies (NACE 43410). It probably lies between €140,000 and €390,000. It is a rough estimate. In financial year 2022 turnover was €164,787.
Is TOITURES SALERNO profitable?
In financial year 2025, TOITURES SALERNO made a profit of €7,199.
Where can I find the annual accounts of TOITURES SALERNO?
TOITURES SALERNO filed 30 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of TOITURES SALERNO due?
TOITURES SALERNO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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