ZF Construct
The computed 12-month bankruptcy probability of ZF Construct is 2.1% (moderate). The 2025 annual accounts show equity of €112k and a net result of €36k. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €112k |
| Net result | €36k |
| Staff (FTE) | 1 |
| Active | 4 yrs |
Exceptional profile — strong across almost every axis.
Statistical estimate based on public sources — not credit advice nor a finding of fact. How do we compute this?
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See plans →| Fiscal year | 2025 |
|---|---|
| Revenue | — |
| EBITDA | €63k |
| Net profit | €36k |
| Cash flow | €51k |
| Staff costs | €38k |
| Income taxes | €10k |
| Dividends | — |
| Total assets | €174k |
| Equity | €112k |
| Debt | €62k |
| of which ≤ 1y | €53k |
| of which > 1y | €10k |
| Working capital | €93k |
| Employees (FTE) | 1.0 |
| 2025 | |
|---|---|
| Current ratio | 2.76 |
| Quick ratio | 2.76 |
| Working capital ratio | 53.1% |
| Solvency | 64.2% |
| Debt / equity | 0.56 |
| Long-term debt ratio | 0.09 |
| Interest coverage | 49.01 |
| Gross margin | — |
| Net margin | — |
| ROA | 20.6% |
| ROE | 32.0% |
| EBITDA margin | — |
| Days sales outstanding | — |
| Days payable outstanding | — |
| Inventory turnover | — |
| Days inventory (DSI) | — |
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet — Assets | ||
| TOTAL ASSETS | 20/58 | €174k |
| Fixed assets | 21/28 | €29k |
| Tangible fixed assets | 22/27 | €29k |
| Current assets | 29/58 | €145k |
| Amounts receivable within one year | 40/41 | €16k |
| Cash & bank | 54/58 | €125k |
| Balance sheet — Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €174k |
| Equity | 10/15 | €112k |
| Contributions / capital | 10/11 | €3k |
| Accumulated profits (losses) | 14 | €109k |
| Amounts payable | 17/49 | €62k |
| Amounts payable after one year | 17 | €10k |
| Amounts payable within one year | 42/48 | €53k |
| Trade debts payable within one year | 44 | €28k |
| Income statement | ||
| Gross operating margin | 9900 | €102k |
| Operating result | 9901 | €47k |
| Financial income | 75 | €23 |
| Financial charges | 65 | €1k |
| Result before taxes | 9903 | €46k |
| Income taxes | 67/77 | €10k |
| Net result for the period | 9904 | €36k |
| Result to be appropriated | 9905 | €36k |
| NACE primary | Construction of buildings(41001) |
| Legal form | Private limited company(610) |
| Incorporation | 28-06-2022 |
| Status | Active |
| Postal code | 1770 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates — not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23762C0207/00S000 | Flanders | 750 m² | 1 · 156 m² | 9.6 m · 1 fl. |
| 23044A0446/00Z000 | Flanders | 228 m² | 1 · 71 m² | 9.6 m · 2 fl. |
A single timeline of everything that happened to this company — publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
18-02-2026 Registered office moved within Liedekerke
- Poortstraat 96, 1770 Liedekerke → Hoefstraat 166, 1770 Liedekerke
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Liedekerke",
"region": null,
"street": "Hoefstraat",
"country": "BE",
"postcode": "1770",
"box_number": null,
"street_number": "166"
},
"old_address": {
"city": "Liedekerke",
"region": null,
"street": "Poortstraat",
"country": "BE",
"postcode": "1770",
"box_number": null,
"street_number": "96"
},
"effective_date": "2026-01-30",
"evidence_quote": "Approveert de verplaatsing van de vennootschapszetel naar Hoefstraat 166, 1770 Liedekerke, met effect van 30 januari 2026."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0787.774.018",
"name_full": "ZF CONSTRUCT",
"legal_form": "BV"
}
}30-06-2022 Incorporation of a new BV
Technical details
{
"kind": "oprichting",
"seat": "1770 Liedekerke, Poortstraat 96",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": null,
"name": "ZAHARIA Radu Florin",
"niss": null,
"address": "1770 Liedekerke, Poortstraat 96"
},
"share_class": "Aandelen",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 3000,
"holder_person_name": "ZAHARIA Radu Florin",
"is_subscriber_only": false,
"n_shares_subscribed": 100,
"amount_subscribed_eur": 3000,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 3000,
"subject_company": {
"kbo": "0787.774.018",
"name_full": "ZF Construct",
"legal_form": "BV"
},
"initial_directors": [],
"incorporation_date": "2022-06-13",
"post_incorporation_mandates": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | ZF Construct |