Payment terms
ZEZER pays its suppliers 88 days earlier than in 2023.
ZEZER pays its suppliers 88 days earlier than in 2023.
Short-term debts fell from €5,244 to €696.
2025 accounts not filed: deadline was 31-07-2026.
In July 2024, 5,843 companies had the same profile as ZEZER has now. Each dot stands for 15 companies, two years later.
Another 0.4% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 5,843 companies, not a prediction for ZEZER. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| ZEZER Charleroi | €9,681 | -€2,293 | 92.8% | - |
| AIT Liège | €8,805 | -€8,622 | -412.1% | - |
| HOUT-IDEE VERHOFSTEDE Temse | €6,923 | -€2,118 | 37.6% | - |
| AJI Mons | €7,362 | -€127 | -258.5% | - |
| SERENUS PRODUCTION ET FRANCIS NEWMAN MUSIC Genappe | €17,194 | €713 | -142.0% | - |
| IN DE POORT Antwerp | €15,270 | -€7,373 | -465.0% | - |
| EDITION LIMITEE Charleroi | €29,295 | €623 | 90.5% | - |
These companies have the same main activity as ZEZER: retail sale of lighting equipment (NACE 47552). They are comparable in size and age: total assets between €6,920 and €29,300, founded between 1981 and 1999.
ZEZER has existed since 1993. Turnover fell from €31,916 in 2006 to €21,972 in 2024.
Solvency rose in 2024 from 69.1% to 92.8% because of lower debts.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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