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ZETA

Active
Public limited companyfounded 1988active for 37 yearsHendrik Consciencestraat 47, 8301 Knokke-Heist, BelgiumKBO/BCE: BE 0436.055.778
Summary

ZETA has been active since 1988 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.3m and a net result of €35,154, of which €38,632 non-recurring income. Equity remains stable across the filed financial years (±0.6% per year). Its solvency ranks better than 88% of 5,034 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Activity
Retail sale of hardware, building materials, paint and glass (general range)
NACE 47521
2 sites
Size
≈ €4.0mturnover 2025, estimated
Staff
15 FTE
Equity
€2.3m
Profit
€35,154
Turnover estimated from the gross margin
Financial health
89 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Structure
Parent
Hubo België · 100%
Auditor: Ernst & Young Bedrijfsrevisoren BV2025 accounts 14 days early1 of 9 deeds summarised
Why 89raises riskSize: 15 FTE, total assets €2.9mSector: Retail trade (NACE 47)lowers riskFounded in 1988Equity €2.3m (78.2% of total assets)Show the evidence

Checked score

Score 2025
89 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 59% of its sector peers (NACE 47, small)
Financial strength · tick = 2024
Strong
Solvency 100+1
equity 78.2% of total assets
Liquidity 45+1
short-term debt 21.2% · cash 1.8%
Profitability 70+50
return on assets 1.2%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (3,693 companies, NACE 47, small)
Last 24 months 11-2024: 0.3% 12-2024: 0.3%● unchanged vs 11-2024 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.4%▲ +0.1 percentage points vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.5%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.4%▼ -0.1 percentage points vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.5%▲ +0.1 percentage points vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 0.2%▼ -0.3 percentage points vs 07-2026lowest value 09-2026: 0.2%● unchanged vs 08-2026lowest value 10-2026: 0.2%● unchanged vs 09-2026lowest value
Credit of up to €200,000 on 30-day terms is acceptable
Liquidity ample (current ratio 3.29, compared with 2.63 in 2024, above the usual 1.5; short-term debt: 21.2% and cash: 1.8% of total assets), and 21.8% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small): better than 95% on solvency, 53% on liquidity, 56% on profitability and 33% on growth.

The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Founded in 1988
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Size: 15 FTE, total assets €2.9m
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Equity €2.3m (78.2% of total assets)
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
14 days early
2024
15 days early
2023
26 days early
2022
31 days early
2021
4 days late
2020
3 days early
2019
2 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 12 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 16 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
31-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Back to profitnet €35,154
  3. Annual accounts filedfinancial year 2024 · abbreviated…

Key points

  • Positive: Back in profit in 2025after -€137,208 in 2024 €35,154 View
  • Positive: Among the best 13% on solvencysector median 36.1% · 5,034 companies 78.2% View
  • Controlled by Hubo Belgiëultimately: Teweka 100% View
  • Positive: Filed on time since financial year 2022accounts within the deadline every year 4 years View

By topic

Financials

Financial year
2025
Total assets
€2.9m
Profit
€35,154
Solvency
78.2%
Turnover▼ 12.3%
Net result
20182022
Go to Financials

Timeline

Events
41
Since
1990
Next accounts
by 31-07-2027
  1. 31-12-2024Weakest financial year
  2. 05-07-2024Annual accounts filed
  3. 12-10-2023Reappointment: Ernst & Young Bedrijfsrevisoren BV (statutory…
Go to Timeline

Company details

Sites
2
Legal form
Public limited company
Activity
Retail sale of hardware, building materials, paint and…NACE 47521
Founded
14-12-1988
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about ZETA

What is the company number of ZETA?
0436.055.778. In Belgium the VAT number is the company number with BE in front: BE 0436.055.778.
Where is ZETA based?
The registered office is at Hendrik Consciencestraat 47, 8301 Knokke-Heist.Company details
What does ZETA do?
According to the KBO register, the main activity is retail sale of hardware, building materials, paint and glass (general range) (NACE 47521).
What is the legal form of ZETA?
Public limited company (NV).
When was ZETA founded?
On 14-12-1988.
Is ZETA still active?
Yes, ZETA is an active enterprise in the KBO register.
How many employees does ZETA have?
On average 15 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of ZETA?
€4.9m in financial year 2022, according to the filed annual accounts.
Is ZETA profitable?
In financial year 2025, ZETA made a profit of €35,154.
Where can I find the annual accounts of ZETA?
ZETA filed 37 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ZETA due?
By 31-07-2027, for financial year 2026.Timeline

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