GAVERMAT
ActiveSummary
GAVERMAT has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.3m and a net result of €337,143. Equity has been growing by about 15% per year since 2018. Its solvency ranks better than 85% of 12,777 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Official details
Source: KBO- Status
- Active since 22-06-2017 Normal situation
- Activity
- Retail sale of hardware, building materials, paint and glass (general range) NACE 47521
- Joint committees
- 100 Aanvullend Paritair Comité voor de werklieden
- 201 Paritair Comité voor de zelfstandige kleinhandel · annual accounts 2025
- Establishment unit
- 2.265.253.470 9890 Gavere, since 22-06-2017
- Financial year end
- 31 December
- Peppol
- Reachable since 23-12-2025
Board and ownership
- Advice & Consultancy De CuyperDirector · permanent representative DE CUYPER Thomas Maria Marc
- DE CUYPER,EricDirector
- Advice & Consultancy De Cuyper98.48%· score 922025 annual accounts of Advice & Consultancy De Cuyper
Financial position
- Bankruptcy probabilitywithin 12 months
- < 0.1%
- Gross margin
- €1.0m
- ▲ 3.5%
- Turnover
- ≈ €3.9m
- estimated
- Profit
- €337,143
- ▼ 6.7%
- Equity
- €2.3m
- ▲ 4.3%
- Total assets
- €3.1m
- ▲ 3.4%
Score breakdownraises riskSector: Retail trade (NACE 47)lowers riskFigures for financial year 2025 (filed on 22-06-2026)Liquidity: current ratio 4.61, cash €1.0mSize: total assets €3.1mShow the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small). It does better than 90% of them on solvency, 97% on liquidity, 83% on profitability and 53% on growth.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
The company filed its last 7 accounts on average 24 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
Key points
Recent changes
- · Gazette deed 2 directors appointed, 1 director resigningResignation: DE CUYPER,Eric (director) · Appointments: DE CUYPER,Eric (director) and ADVICE & CONSULTANCY DE CUYPER (director) · Permanent representative: DE CUYPER Thomas Maria Marc
- · Gazette deed Incorporation
Comparable companies
These companies have the same main activity as GAVERMAT: retail sale of hardware, building materials, paint and glass (general range) (NACE 47521). They are comparable in size and age: total assets between €2m and €4.8m, founded between 2009 and 2018.
| Company | Total assets | Gross margin |
|---|---|---|
| GAVERMAT Gavere | €3.1m | €1.0m |
| LASENCO Sint-Martens-Latem | €3.4m | €0.2m |
| A.A. KAMELEON Lochristi | €2.0m | €0.5m |
| OCES GROUP Brussel | €4.8m | €1.1m |
| JEF STONE Geel | €2.4m | €0.3m |
| SOLUTION ENERGIE BELGIQUE Wavre | €2.7m | €0.7m |
| PROBUTEC Beringen | €2.1m | €0.7m |
Key facts about GAVERMAT
- What is the company number of GAVERMAT?
- The company number of GAVERMAT is 0677.481.454. The VAT number is the same number with BE in front: BE 0677.481.454.
- Where is GAVERMAT based?
- The registered office is at Nijverheidsstraat 93, 9890 Gavere.Company details
- What does GAVERMAT do?
- According to the KBO register, the main activity is retail sale of hardware, building materials, paint and glass (general range) (NACE 47521).
- What is the legal form of GAVERMAT?
- The legal form of GAVERMAT is Private limited company (BV).
- When was GAVERMAT founded?
- GAVERMAT was founded on 22-06-2017.
- Is GAVERMAT still active?
- Yes, GAVERMAT is an active enterprise in the KBO register.
- How many employees does GAVERMAT have?
- GAVERMAT had an average of 10.6 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
- Which joint committee does GAVERMAT fall under?
- In its 2025 annual accounts, GAVERMAT states joint committees 100 (Aanvullend Paritair Comité voor de werklieden) and 201 (Paritair Comité voor de zelfstandige kleinhandel).
- What is the turnover of GAVERMAT?
- The turnover in financial year 2025 is ≈ €3.9m. This figure is estimated from the gross margin of €1.0m and 87 comparable companies (NACE 47). It probably lies between €2.3m and €7.1m.
- Is GAVERMAT profitable?
- In financial year 2025, GAVERMAT made a profit of €337,143.
- Where can I find the annual accounts of GAVERMAT?
- GAVERMAT filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of GAVERMAT due?
- GAVERMAT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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