Equity
-€85,599
Debts exceed assets in financial year 2024.
Zerms
Lifetime
7 annual accounts with figures on one time axispeak €2,999 (2023)
-€251▼ €3,250
lowest -€27,165 (2022)
-€2,919▲ €8,110
peak €6,397 (2018)
-€85,599▼ €2,919
€88,431▲ 3.1%
Board3 names since 2024
1 directorTÜRKSOY Reyhan
Documentsfilings and deeds
30-10-202591 days late
2024micro format
Gross margin from €2,999 to -€251Loss of €2,919Registered office moved from Schaerbeek to Laken 14-08Changes of role: Umit TÜRKSOY (director) and Reyhan TÜRKSOY (… 06-02
Key points
from the 2024 annual accountsLosses
-€95,122 in six years
Every financial year from 2019 to 2024 closed with a loss. 2022 was the heaviest.
Filings
7 annual accounts 99 days past the deadline
2025 accounts not filed: deadline was 31-07-2026.
Turnover not published (micro format)
Checked score
28
Weak
Financially stronger than 12% of micro companies in retail trade (NACE 47)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
12.1% High
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,276 companies (NACE 47, micro).
About 1 in 8 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 8.9%
01-2025: 9.1%▲ +0.2 percentage points vs 12-2024
02-2025: 9.1%● unchanged vs 01-2025
03-2025: 5.5%▼ -3.6 percentage points vs 02-2025lowest value
04-2025: 11.3%▲ +5.8 percentage points vs 03-2025
05-2025: 11.1%▼ -0.2 percentage points vs 04-2025
06-2025: 10.6%▼ -0.5 percentage points vs 05-2025
07-2025: 10.5%▼ -0.1 percentage points vs 06-2025
08-2025: 11.3%▲ +0.8 percentage points vs 07-2025
09-2025: 12.3%▲ +1.0 percentage point vs 08-2025
10-2025: 15.9%▲ +3.6 percentage points vs 09-2025highest value
11-2025: 15.9%● unchanged vs 10-2025highest value
12-2025: 13.0%▼ -2.9 percentage points vs 11-2025
01-2026: 13.1%▲ +0.1 percentage points vs 12-2025
02-2026: 13.1%● unchanged vs 01-2026
03-2026: 13.0%▼ -0.1 percentage points vs 02-2026
04-2026: 13.0%● unchanged vs 03-2026
05-2026: 12.9%▼ -0.1 percentage points vs 04-2026
06-2026: 12.7%▼ -0.2 percentage points vs 05-2026
07-2026: 12.4%▼ -0.3 percentage points vs 06-2026
08-2026: 13.3%▲ +0.9 percentage points vs 07-2026
09-2026: 8.9%▼ -4.4 percentage points vs 08-2026
10-2026: 12.1%▲ +3.2 percentage points vs 09-2026
11-2026: 12.1%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
1 change of registered office in 24 months
1 financial year not filed after the legal deadline; last filed accounts filed 91 days late; 2 of the last 3 accounts late
Figures for financial year 2024 (filed on 06-11-2025)
lowers risk
Size: total assets €2,831
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 6% of them on solvency, 1% on liquidity, 6% on profitability and 33% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2024.
Of the companies with a bankruptcy probability in the high class on 30-06-2025, 14.6% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,008 companies had the same profile as Zerms has now. Each dot stands for 16 companies, two years later.
83.0%
were still trading
8.4%
stopped another way
7.9%
went bankrupt
Another 0.7% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Zerms itself is higher: 12.1% within 12 months. It rests on far more data about Zerms than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,008 companies, not a prediction for Zerms. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
The balance sheet total is too small for a liquidity verdict. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises risk
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year -€85,599
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 99 days later.
NBB · 7 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline07-11-2026 today
raises risk · 2024 accounts filed 91 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-10-2025, 91 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 7 filingsDeviation from the deadline
2025
not filed
2024
91 days late
2023
30 days late
2022
61 days late
2021
31 days late
2020
31 days late
2019
92 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 56 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (1)
Board and ownership
- TÜRKSOY Reyhandeed of 14-03-2025
- TEKIN Nevzat Can 100 sharesdeed of 14-03-2025
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0685561158
Registered office moved from Brussels to Schaerbeek
Transfer of 100 shares from TÜRKSOY Reyhan to TEKIN Nevzat Can · New registered office: avenue Chazal 93-1030 Schaerbeek · Previous registered office: Rue Emile Wauters 72-1020 Bruxelles · General meeting of 01-03-2025 · Gazette deed
First establishment
-, Chazallaan 93, Schaerbeek
Registered office moved from Schaerbeek to Laken
New registered office: Rue Émile Wauters 72, 1020 Laken · Previous registered office: Haachtsesteenweg 657, 1030 Schaarbeek · Resignation: Türksoy Umit (director) · General meeting of 27-05-2024 · Gazette deed
Comparable companies
same main activity, similar in size and ageThese companies have the same main activity as Zerms: retail sale of beverages, general range (NACE 47252). They are comparable in size and age: total assets between €1,310 and €6,150, founded between 2003 and 2023.
Official details
Source: KBO- Status
- Active since 01-12-2017Normal situation
- Activity
- Retail sale of beverages, general rangeNACE 47252and 3 others
- Establishment unit
- 2.371.093.1401030 Schaerbeek, since 01-03-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 06-01-2026
Insights on Zerms
Zerms files the micro format. That format states no turnover. The gross margin fell from €558 in 2018 to -€251 in 2024.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Zerms
- What is the company number of Zerms?
- The company number of Zerms is 0685.561.158. The VAT number is the same number with BE in front: BE 0685.561.158.
- Where is Zerms based?
- The registered office is at Chazallaan 93, 1030 Schaerbeek.Company details
- What does Zerms do?
- According to the KBO register, the main activity is retail sale of beverages, general range (NACE 47252).
- What is the legal form of Zerms?
- Zerms is a private limited company (BV).
- When was Zerms founded?
- Zerms was founded on 01-12-2017.
- Is Zerms still active?
- Yes, Zerms is an active enterprise in the KBO register.
- What is the turnover of Zerms?
- The annual accounts for financial year 2024 state no turnover. The micro format does not require it. In financial year 2023 turnover was €22,414.Financials
- Is Zerms profitable?
- In financial year 2024, Zerms made a loss of €2,919.
- Where can I find the annual accounts of Zerms?
- Zerms filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2024.
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