Zerms

Active

Private limited companyfounded 20178 yrs activeChazallaan 93, 1030 Schaarbeek, BelgiumKBO/BCE: BE 0685.561.158

Summary

The computed 12-month bankruptcy probability of Zerms is 4.4% (elevated). The 2024 annual accounts show negative equity (-€85,599) and a net result of -€2,919. Equity is shrinking by ~40% per year across the filed fiscal years. Its solvency ranks better than 5% of 26038 sector peers (fiscal year 2024). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

ZermsActiveChecked score 14/100

Risk analysis Report Compare

What they do

Retail sale of beverages, general range

NACE 47252Retail sale of newspapers and periodicals NACE 47621

1 site

How big

€2,831total assets 2024

Equity: -€85,599
Loss: -€2,919

Turnover not published (abridged schema)

Financially healthy?

14 Critical Checked score 2024

Bankruptcy chance 12 m: 4.4%

Who decides

Accounts 63 d overdue0 of 5 deeds read

Why 14- Annual accounts: weaker financial profile- Higher-failure-rate region- Higher-failure-rate sector- Negative equity- Filed more than 90 days lateShow the evidence

Checked score

Score 2024

14 / 100

Critical

Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability0=

Solvency0=

Growth33=

Track record100

Bankruptcy probability, 12 months

4.4% Elevated

0%0.5%1.5%4%10%≥ 25%

No credit on open account

balance sheet total too small for a liquidity verdict, and equity is negative.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

+raises risk

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Age of the figures

21 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 47

Relative position

BE, all sectors

reference

Retail trade (NACE 47)

about 45% more bankruptcies

← fewer bankruptcies more bankruptcies →

Negative equity

The 2024 annual accounts show negative equity and a net loss.

NBB · annual accounts 2024

Equity per financial year

18192021222324

2018 to 2024 · latest year -€85,599

Filed more than 90 days late

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-10-2025, 91 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.

NBB · 7 filings

Deviation from the deadline

2025

not confirmed

2024

91 d late

2023

30 d late

2022

61 d late

2021

31 d late

2020

31 d late

2019

92 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 56 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

30-10-25 Annual accounts filedfiscal year 2024 · micro…
30-08-24 Annual accounts filedfiscal year 2023 · micro…
30-09-23 Annual accounts filedfiscal year 2022 · micro…

Key points

Risk: Negative equityfiscal year 2024: debts exceed assets -€85,599 View
Risk: 6 loss-making years in a rowloss fiscal year 2024 -€2,919 View
Caution: Among the weakest 5% on solvencysector median 32.3% · 26,038 companies -3023.3% View
Caution: Accounts not fileddeadline was 31-07-2026 63 d late View