Credit risk
Bankruptcy probability (12 mo)
Credit advice
verdict per amount and termTimeline
What happened to this company, by date
fiscal year 2026 expected by 31-07-2027
2026
31-07-2026 NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
29-08-2025 NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-08-2024 NBB filing Annual accounts filed
fiscal year 2023 · micro schema
Financials
Equity€104k+61.3%
2023: €51k
2024: €64k
Total assets€122k+51.5%
2023: €79k
2024: €80k
Net result€39k+170.8%
2023: €51k
2024: €15k
Working capital€96k+98.0%
2023: €41k
2024: €49k
Turnover and EBIT margin not published: the micro schema does not require them.
Figures by fiscal year
fiscal year 2025 · micro schemaSector comparison
Fiscal year 2025 · NACE 70, Activities of head offices; management consultancy activities · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 85.1% | 55.4% | |
| Net result | €39k | €38k | |
| Equity | €104k | €64k | |
| Gross operating margin | €57k | €61k | |
| Total assets | €122k | €146k |
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
P85
Improving position over 2023-2025
· n=4760-12490
P51
Weakening position over 2023-2025
· n=4760-12492
P64
Improving position over 2023-2025
· n=4761-12498
P47
Weakening position over 2023-2025
· n=4753-12477
€56k
+121.3%
23-25
€48k
+125.8%
23-25
€11k
+137.1%
23-25
€0
-100.0%
23-25
€18k
+12.4%
23-25
€18k
+12.4%
23-25
6.31
+57.2%
23-25
6.31
+57.2%
23-25
85.1%
+6.5%
23-25
0.17
-30.3%
23-25
38.0%
+67.9%
23-25
32.3%
+78.8%
23-25
1392.92
+369.2%
23-25
Figures by fiscal year and ratios
| Fiscal year | 2025 |
|---|---|
| Deposit | micro schema |
| Revenue | - |
| EBITDA | €56k |
| Net profit | €39k |
| Cash flow | €48k |
| Staff costs | - |
| Income taxes | €11k |
| Dividends | €0 |
| Total assets | €122k |
| Equity | €104k |
| Debt | €18k |
| of which ≤ 1y | €18k |
| of which > 1y | - |
| Working capital | €96k |
| Employees (FTE) | - |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 6.31 |
| Quick ratio | 6.31 |
| Working capital ratio | 79.0% |
| Solvency | 85.1% |
| Debt / equity | 0.17 |
| Long-term debt ratio | - |
| Interest coverage | 1392.92 |
| Gross margin | - |
| Net margin | - |
| ROA | 32.3% |
| ROE | 38.0% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
This table shows the latest fiscal year. 2 prior years, with figures and ratios, belong to a paid plan.
See plans →
Balance-sheet composition 2025
Full annual accounts (23 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €122k |
| Fixed assets | 21/28 | €8k |
| Tangible fixed assets | 22/27 | €7k |
| Financial fixed assets | 28 | €970 |
| Current assets | 29/58 | €114k |
| Amounts receivable within one year | 40/41 | €84k |
| Cash & bank | 54/58 | €27k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €122k |
| Equity | 10/15 | €104k |
| Contributions / capital | 10/11 | €2k |
| Reserves | 13 | €102k |
| Accumulated profits (losses) | 14 | €0 |
| Amounts payable | 17/49 | €18k |
| Amounts payable within one year | 42/48 | €18k |
| Trade debts payable within one year | 44 | €442 |
| Income statement | ||
| Gross operating margin | 9900 | €57k |
| Operating result | 9901 | €48k |
| Financial income | 75 | €3k |
| Financial charges | 65 | €40 |
| Result before taxes | 9903 | €50k |
| Income taxes | 67/77 | €11k |
| Net result for the period | 9904 | €39k |
| Result to be appropriated | 9905 | €39k |
Signals
1 signal
Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
No strikeouts found in the KBO publications · how complete this is
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Filing history by fiscal year and how the deadline is computed
Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 3 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | 31-07-2026 | on the day | 2026-00363941 |
| 31-12-2024 | 31-07-2025 | 29-08-2025 | 29 d late | 2025-00446574 |
| 31-12-2023 | 31-07-2024 | 30-08-2024 | 30 d late | 2024-00402569 |
Source: the National Bank's deposit records, as we have ingested them. NOTE: our copy has a gap across June to August 2026, missing roughly 220,000 deposits; for July we hold 15,605 of about 137,000 expected. A year whose deadline falls in that window shows as not confirmed, not as not filed. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Locations & real estate
Registered office
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bouwkunststraat 432610 AntwerpenEstablishment units
1 locationZEREY SOLUTIONS
since 20232.342.424.591
Parcels1
Ground area186 m²
Buildings1
Building footprint76 m²
Volume (LiDAR)428 m³
Tallest building10.1 m · ±2 fl.
Real-estate footprint
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11462A0049/00L002 | Flanders | 186 m² | 1 · 76 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar
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How this selection is made
We hold annual accounts for 50,889 of the 82,341 companies in this sector. 39,605 of them are within a factor 10 of this company's equity.
Company registry
Company registry (CBE)
Crossroads BankActivities
Business and other management consultancy70200Business consulting70220Other business support services82990