ZeptoNova
ActiveZeptoNova has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €51k and a net result of €50k. Its solvency ranks better than 61% of 16941 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
91
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency95
Growth-
Track record67
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 3.05; short-term debt: 30.3% and cash: 63.7% of total assets), and 30.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.7%
Return on assets
67.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
4 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€51k
Total assets
€74k
Net result
€50k
Working capital
€46k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €74k
Fixed assets
€6k
Current assets
€68k
Equity and liabilities €74k
Equity
€51k
Debt
€22k
Debt finances 30.3% of the balance-sheet total.
Key figures and ratios
EBITDA
€64k
Cash flow
€50k
Solvency
69.7%
Current ratio
3.05
Quick ratio
3.05
Debt / equity
0.44
ROE
97.1%
ROA
67.6%
Interest coverage
86.30
Debt
€22k
Debt ≤ 1 year
€22k
Income taxes
€13k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€74k
Fixed assets21/28€6k
Tangible fixed assets22/27€6k
Plant, machinery and equipment23€2k
Furniture and vehicles24€3k
Current assets29/58€68k
Amounts receivable within one year40/41€21k
Trade receivables40€20k
Other amounts receivable41€950
Cash at bank and in hand54/58€47k
Deferred charges and accrued income490/1€72
Equity and liabilities
Total equity and liabilities10/49€74k
Equity10/15€51k
Contributions10/11€2k
Reserves13€50k
Distributable reserves133€50k
Amounts payable17/49€22k
Amounts payable within one year42/48€22k
Trade debts44€5k
Suppliers440/4€5k
Taxes, remuneration and social security45€17k
Taxes450/3€17k
Other amounts payable47/48€664
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€91
Gross operating margin9900€64k
Operating profit (loss)9901€64k
Financial income75/76B€14
Recurring financial income75€14
Financial charges65/66B€739
Recurring financial charges65€739
Profit (loss) for the period before taxes9903€63k
Income taxes67/77€13k
Profit (loss) for the period9904€50k
Profit (loss) for the period to be appropriated9905€50k
Appropriation of the result
Profit (loss) to be appropriated9906€50k
Transfer to equity691/2€50k
To other reserves6921€50k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Boutersem · 2 establishment units since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leuvensesteenweg 4443370 BoutersemGround area
9,665 m²
Building footprint
2,200 m²
Volume, LiDAR
12,534 m³
2 parcels, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
ZeptoNova
since 20242.365.118.534
ZeptoNova
since 20262.383.332.857
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24040C0005/00F000 | Flanders | 8,837 m² | 1 · 2,096 m² | 8.1 m · 2 fl. |
| 24016C0233/00G003 | Flanders | 827 m² | 1 · 104 m² | 3.8 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CULD
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CREAGEST
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Nazka Mapps
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CONDUGO
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Of 16,869 companies in sector 62100 we hold annual accounts for 8,779. 6,816 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-10-2024
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
26110Manufacture of computer, electronic and optical products
71121Engineering and related technical consultancy, excluding land surveyors
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.