Twin-T

Active

Private limited companyfounded 20241 yr activeHalleweg 37, 1701 Dilbeek, BelgiumKBO/BCE: BE 1016.930.479

Summary

Twin-T has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €50,977 and a net result of €47,977. Its solvency ranks better than 78% of 18866 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch Report Compare

Twin-TActiveChecked score 98/100

Risk analysis Report Compare

Activity

Computer programming

NACE 62100NACE 62010

1 site

Size

€61,398total assets 2025

Equity: €50,977
Profit: €47,977

Turnover not published (abridged schema)

Financial health

98 Excellent Checked score 2025

Bankruptcy chance 12 m: < 0.1%

Structure

Accounts 60 d early0 of 1 deed read

Why 98- Founded in 2024+ Sector Computer programming, consultancy and related activities (NACE 62)+ Liquidity: current ratio 3.20, cash €21,293+ Equity €50,977 (83.0% of total assets)Show the evidence

Checked score

Score 2025

98 / 100

Excellent

Probability in this band: under 0.55%

Better than 81% of its sector peers (NACE 62, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Strong

Solvency 100

equity 83.0% of total assets

Liquidity 89

short-term debt 17.0% · cash 34.7%

Profitability 100

return on assets 78.1%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,520 companies)

Last 24 months 01-2026: 0.4% 02-2026: 0.4%▲ +2.1% vs 01-2026 03-2026: 0.4%● 0.0% vs 02-2026 04-2026: 0.4%▲ +3.4% vs 03-2026 05-2026: 0.4%▲ +12.2% vs 04-2026highest value 06-2026: 0.4%● 0.0% vs 05-2026highest value 07-2026: < 0.1%▼ -91.2% vs 06-2026lowest value 08-2026: < 0.1%▲ +2.6% vs 07-2026 09-2026: < 0.1%● 0.0% vs 08-2026 10-2026: < 0.1%● 0.0% vs 09-2026

Sector Computer programming, consultancy and related activities (NACE 62) lowers the probability
Liquidity: current ratio 3.20, cash €21,293 lowers the probability
Founded in 2024 raises the probability for this profile
Equity €50,977 (83.0% of total assets) lowers the probability

Credit up to €4,500 at 30 days acceptable

Liquidity ample (current ratio 3.2; short-term debt: 17% and cash: 34.7% of total assets), and 17% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 62, micro). Better than this share of them on solvency 85%, liquidity 75%, profitability 83%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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