ZEN2M
ZEN2M is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €377k and a net result of €65k. Equity is growing by ~39.9% per year across the filed fiscal years. Its solvency ranks better than 64% of 678 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €377k |
| Net result | €65k |
| Better than sector | 64% |
| Active | 5 yrs |
Strong profile, led by solvency.
This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 63.0% | 44.9% | |
| Net result | €65k | €48k | |
| Equity | €377k | €1.36M | |
| Gross operating margin | €88k | €42k | |
| Employees (FTE) | 0.0 | 1.4 |
| Fiscal year | 2024 |
|---|---|
| Revenue | n/a |
| EBITDA | n/a |
| Net profit | €65k |
| Cash flow | n/a |
| Staff costs | - |
| Income taxes | €17k |
| Dividends | €53k |
| Total assets | €599k |
| Equity | €377k |
| Debt | €222k |
| of which ≤ 1y | €112k |
| of which > 1y | €110k |
| Working capital | n/a |
| Employees (FTE) | 0.0 |
| 2024 | |
|---|---|
| Current ratio | n/a |
| Quick ratio | n/a |
| Working capital ratio | n/a |
| Solvency | 63.0% |
| Debt / equity | n/a |
| Long-term debt ratio | n/a |
| Interest coverage | n/a |
| Gross margin | n/a |
| Net margin | n/a |
| ROA | 10.9% |
| ROE | 17.3% |
| EBITDA margin | n/a |
| Days sales outstanding | n/a |
| Days payable outstanding | n/a |
| Inventory turnover | n/a |
| Days inventory (DSI) | n/a |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €599k |
| Fixed assets | 21/28 | €360k |
| Tangible fixed assets | 22/27 | €86 |
| Financial fixed assets | 28 | €360k |
| Current assets | 29/58 | €239k |
| Amounts receivable within one year | 40/41 | €222k |
| Cash & bank | 54/58 | €14k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €599k |
| Equity | 10/15 | €377k |
| Contributions / capital | 10/11 | €20k |
| Accumulated profits (losses) | 14 | €357k |
| Amounts payable | 17/49 | €222k |
| Amounts payable after one year | 17 | €110k |
| Amounts payable within one year | 42/48 | €112k |
| Trade debts payable within one year | 44 | €4k |
| Income statement | ||
| Gross operating margin | 9900 | €88k |
| Operating result | 9901 | €87k |
| Financial charges | 65 | €5k |
| Result before taxes | 9903 | €82k |
| Income taxes | 67/77 | €17k |
| Net result for the period | 9904 | €65k |
| Result to be appropriated | 9905 | €65k |
| NACE primary | Financial services(64210) |
| Legal form | Private limited company(610) |
| Incorporation | 15-12-2020 |
| Status | Active |
| Postal code | 5640 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 93005C0034/00N002 | Wallonia | 196 m² | 1 · 73 m² | 6.5 m · 2 fl. |
| 93005B0025/00_000 | Wallonia | 81 m² | 1 · 71 m² | 7.0 m · 2 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
30-10-2025 Registered office moved from Mettet to Biesmerée
- Rue du Fau 33, 5640 Mettet → Rue de Stave 13, 5640 Biesmerée
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Biesmer\u00E9e",
"region": null,
"street": "Rue de Stave",
"country": "BE",
"postcode": "5640",
"box_number": "A",
"street_number": "13"
},
"old_address": {
"city": "Mettet",
"region": null,
"street": "Rue du Fau",
"country": "BE",
"postcode": "5640",
"box_number": null,
"street_number": "33"
},
"effective_date": "2025-10-01",
"evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale, par un vote sp\u00E9cial et \u00E0 l\u0027unanimit\u00E9, acte le transfert du si\u00E8ge social \u00E0 partir du 01/10/2025 \u00E0 l\u0027adresse suivante: Rue de Stave 13A, 5640 Biesmer\u00E9e."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0759.831.088",
"name_full": "ZEN2M",
"legal_form": "SRL"
}
}24-11-2021 Registered office moved from Fleurus to METTET
- Avenue du Spirou 41, 6220 Fleurus → Rue du Fau 33, 5640 METTET
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "METTET",
"region": null,
"street": "Rue du Fau",
"country": "BE",
"postcode": "5640",
"box_number": null,
"street_number": "33"
},
"old_address": {
"city": "Fleurus",
"region": null,
"street": "Avenue du Spirou",
"country": "BE",
"postcode": "6220",
"box_number": null,
"street_number": "41"
},
"effective_date": "2021-11-05",
"evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale, par un vote sp\u00E9cial et \u00E0 l\u0027unanimit\u00E9, acte le transfert du si\u00E8ge social \u00E0 l\u0027adresse suivante : Rue du Fau 33 \u00E0 5640 METTET"
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0759.831.088",
"name_full": "ZEN2M",
"legal_form": "SRL"
}
}17-12-2020 Incorporation of a new SRL
Technical details
{
"kind": "oprichting",
"seat": "6220 Fleurus, Avenue de Spirou 41",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1968-11-13",
"name": "MOUCHERON Eddy Marcel Alex",
"niss": null,
"address": "5640 Mettet, Rue du Fau, Biesmer\u00E9e, 33"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "mixed",
"amount_paid_in_eur": 20000,
"holder_person_name": "MOUCHERON Eddy Marcel Alex",
"is_subscriber_only": false,
"n_shares_subscribed": 380,
"amount_subscribed_eur": 20000,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 20000,
"subject_company": {
"kbo": "0759.831.088",
"name_full": "ZEN2M",
"legal_form": "SRL"
},
"initial_directors": [],
"incorporation_date": "2020-12-15",
"post_incorporation_mandates": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameFR | ZEN2M |