ZEN SOLUTIONS
ActiveSummary
ZEN SOLUTIONS has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €197k and a net result of €155k. Its solvency ranks better than 88% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78
Track record82
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days only on tighter terms
Liquidity ample (current ratio 8.94 against 1.66 in 2024; short-term debt: 10.1% and cash: 73.3% of total assets), and 10.1% of the assets are financed with debt.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.9%
Return on assets
70.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
31 d late
2024
30 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€197k▲ 368%
2024 · €42k
Total assets
€219k▲ 295%
2024 · €56k
Net result
€155k▲ 296%
2024 · €39k
Working capital
€175k▲ 1,883%
2024 · €9k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Operating result€39k-€155k▲ 296%
Net result€39k-€155k▲ 296%
Equity€42k-€197k▲ 368%
Total assets€56k-€219k▲ 295%
Debt€13k-€22k▲ 65.1%
Working capital€9k-€175k▲ 1,883%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 296% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €219k
Fixed assets
€22k ▼ 33.8%
Current assets
€197k ▲ 789%
Equity and liabilities €219k
Equity
€197k ▲ 368%
Debt
€22k ▲ 65.1%
Debt's share of the balance-sheet total falls from 24.1% to 10.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€166k▲
2024 · €41k
Cash flow
€166k▲
2024 · €41k
Current ratio
8.94▲
2024 · 1.66
Debt to equity
0.11▼
2024 · 0.32
ROE
78.6%▼
2024 · 92.9%
ROA
70.7%▲
2024 · 70.5%
Interest coverage
4049.81▲
2024 · 2708.31
Debt ≤ 1 year
€22k▲
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1k | €11k | ▲ 674% |
| Other operating charges640/8 | €156 | €3k | ▲ 1,780% |
| Gross operating margin9900 | €41k | €169k | ▲ 315% |
| Operating profit (loss)9901 | €39k | €155k | ▲ 296% |
| Financial income75/76B | - | €14 | - |
| Recurring financial income75 | - | €14 | - |
| Financial charges65/66B | €15 | €41 | ▲ 174% |
| Recurring financial charges65 | €15 | €41 | ▲ 174% |
| Profit (loss) for the period before taxes9903 | €39k | €155k | ▲ 296% |
| Profit (loss) for the period9904 | €39k | €155k | ▲ 296% |
| Profit (loss) for the period to be appropriated9905 | €39k | €155k | ▲ 296% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €56k | €219k | ▲ 295% |
| Fixed assets21/28 | €33k | €22k | ▼ 33.8% |
| Tangible fixed assets22/27 | €33k | €22k | ▼ 33.8% |
| Furniture and vehicles24 | €33k | €22k | ▼ 33.8% |
| Current assets29/58 | €22k | €197k | ▲ 789% |
| Amounts receivable within one year40/41 | €13k | €36k | ▲ 187% |
| Trade receivables40 | €13k | €36k | ▲ 187% |
| Cash at bank and in hand54/58 | €9k | €161k | ▲ 1,595% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €56k | €219k | ▲ 295% |
| Equity10/15 | €42k | €197k | ▲ 368% |
| Contributions10/11 | €3k | €3k | = |
| Profit (loss) carried forward14 | €39k | €194k | ▲ 396% |
| Amounts payable17/49 | €13k | €22k | ▲ 65.1% |
| Amounts payable within one year42/48 | €13k | €22k | ▲ 65.1% |
| Trade debts44 | €285 | €3k | ▲ 962% |
| Suppliers440/4 | €285 | €3k | ▲ 962% |
| Taxes, remuneration and social security45 | €2k | €17k | ▲ 660% |
| Taxes450/3 | €2k | €17k | ▲ 654% |
| Remuneration and social security454/9 | - | €146 | - |
| Other amounts payable47/48 | €11k | €2k | ▼ 78.8% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €39k | €155k | ▲ 296% |
| + Depreciation and write-downs630 | €1k | €11k | ▲ 674% |
| Operating cash flow (approximation) | €41k | €166k | ▲ 309% |
| Investment in fixed assets (approximation) | - | €0 | - |
| Change in cash | - | €151k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Liquidity times 5current ratio 8.94
Current ratio from 1.66 to 8.94.
31-12
Financial
Equity above €150kEq €197k ▲368%
2 profitable years in a row build equity to €197k.
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Watermaal-Bosvoorde · 1 establishment unit since 2024
Ground area
1.4 ha
Building footprint
398 m²
Volume, LiDAR
14,689 m³
Parcel 21017D0214/00F000, Brussels · tallest building 40.7 m, ±12 floors. Linked by address, not a title deed.
321
companies at this address
See who is registered here
1 establishment unit
ZEN SOLUTIONS
since 20242.362.143.505
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21017D0214/00F000 | Brussels | 1.4 ha | 1 · 398 m² | 40.7 m · 12 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Cobral Computing
BE 0642.763.768
Wingene · Eq €197,167
Steganos
BE 0644.423.260
Mortsel · Eq €197,045
COMPUTER PROJECT PARTNERS
BE 0475.088.182
Maldegem · Eq €196,886
ADVANCE TECHNOLOGY
BE 0473.584.385
Beersel · Eq €196,825
ShareTEC
BE 0821.099.357
Temse · Eq €197,492
Of 16,901 companies in sector 62100 we hold annual accounts for 8,772. 6,634 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-08-2024
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
Scores and ratios are computed by Checked and are not a credit decision.