Turnover
≈ €280,000 estimated
The micro format states no turnover.
Three Cascades Consulting
Lifetime
1 annual account with figurespeak €196,764 (2025)
€196,764
peak €149,898 (2025)
€149,898
peak €152,898 (2025)
€152,898
€70,457
Board3 names since 2024
3 directorsCHELALA Jeremy Nicolas Nathan and 2 others
Documentsfilings and deeds
31-08-202631 days late
2025micro format
First year with figures
Key points
from the 2025 annual accountsBoard
1 joined
New director. Latest change 10-01-2026 · 3 in office.
Position in the sector
€149,898
Higher net result than 95% of companies in computer programming and consultancy. Sector median €28,568 · 21,214 companies.
2025 accounts filed 31 days after the deadline
Checked score
87
Excellent
Financially stronger than 53% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
08-2025: 0.4%
09-2025: 0.4%● unchanged vs 08-2025
10-2025: 0.4%● unchanged vs 09-2025
11-2025: 0.4%● unchanged vs 10-2025
12-2025: 0.4%● unchanged vs 11-2025
01-2026: 0.4%● unchanged vs 12-2025
02-2026: 0.5%▲ +0.1 percentage points vs 01-2026
03-2026: 0.5%● unchanged vs 02-2026
04-2026: 0.5%● unchanged vs 03-2026
05-2026: 0.5%● unchanged vs 04-2026
06-2026: 0.6%▲ +0.1 percentage points vs 05-2026
07-2026: 0.6%● unchanged vs 06-2026
08-2026: 0.6%● unchanged vs 07-2026highest value
09-2026: 0.3%▼ -0.3 percentage points vs 08-2026lowest value
10-2026: 0.3%● unchanged vs 09-2026lowest value
11-2026: 0.3%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
Last filed accounts filed 31 days late; 1 of the last 3 accounts late
Liquidity: current ratio 3.12, cash €6,783
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 61% of them on solvency, 17% on liquidity and 82% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as Three Cascades Consulting has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Three Cascades Consulting itself is lower: 0.3% within 12 months. It rests on far more data about Three Cascades Consulting than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for Three Cascades Consulting. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €13,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is ample, with a current ratio of 3.12, above the usual 1.5. Short-term debt is 31.5% and cash 3% of total assets. 31.5% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
31 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Board and ownership
- CHELALA Pascal 120 sharesdeed of 04-07-2024
- CHELALA Jeremy Nicolas Nathan 90 sharesdeed of 04-07-2024
- CHELALA Caroline Céline Laurence 90 sharesdeed of 04-07-2024
Recent changes
3 directors appointed
Chelala Pascal (chair), Chelala Jeremy (secretary) and Chelala Caroline (director) · General meeting of 18-02-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1011056833
Incorporation
Founding capital of €3,000, 300 shares · Founders: CHELALA Pascal, CHELALA Jeremy Nicolas Nathan and CHELALA Caroline Céline Laurence · Appointments: CHELALA Pascal (director) and CHELALA Jeremy Nicolas Nathan (director) · published on 04-07-2024 · Gazette deed
First establishment
Rue du Monastère 116, Rixensart
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Three Cascades Consulting Rixensart | €223,355 | €196,764 | 68.5% | - |
| JLE-O Berchem-Sainte-Agathe | €210,497 | €200,459 | 72.1% | - |
| ZEN SOLUTIONS Watermael-Boitsfort | €219,196 | €169,208 | 89.9% | - |
| GrowScale Sint-Niklaas | €219,547 | €217,446 | 73.7% | - |
| Obsiden Somme-Leuze | €234,279 | €167,702 | 51.0% | - |
| TECKY Walhain | €247,261 | €165,625 | 97.8% | - |
| SAPI-C Jodoigne | €267,322 | €156,982 | 60.2% | - |
These companies have the same main activity as Three Cascades Consulting: computer programming (NACE 62100). They are comparable in size and age: total assets between €210,000 and €267,000, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 02-07-2024Normal situation
- Activity
- Computer programmingNACE 62100and 4 others
- Establishment unit
- 2.361.321.2801330 Rixensart, since 02-07-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 15-07-2025
Insights on Three Cascades Consulting
Three Cascades Consulting has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €152,898 and a net result of €149,898.
Its solvency ranks better than 59% of 21,208 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Three Cascades Consulting
- What is the company number of Three Cascades Consulting?
- The company number of Three Cascades Consulting is 1011.056.833. The VAT number is the same number with BE in front: BE 1011.056.833.
- Where is Three Cascades Consulting based?
- The registered office is at Rue du Monastère 116, 1330 Rixensart.Company details
- What does Three Cascades Consulting do?
- According to the KBO register, the main activity is computer programming (NACE 62100).
- What is the legal form of Three Cascades Consulting?
- Three Cascades Consulting is a private limited company (BV).
- When was Three Cascades Consulting founded?
- Three Cascades Consulting was founded on 02-07-2024.
- Is Three Cascades Consulting still active?
- Yes, Three Cascades Consulting is an active enterprise in the KBO register.
- What is the turnover of Three Cascades Consulting?
- The turnover in financial year 2025 is ≈ €280,000. This figure is estimated from the gross margin of €196,764 and 32 comparable companies (NACE 62100). It probably lies between €250,000 and €410,000.Financials
- Is Three Cascades Consulting profitable?
- In financial year 2025, Three Cascades Consulting made a profit of €149,898.
- Where can I find the annual accounts of Three Cascades Consulting?
- Three Cascades Consulting filed 1 annual account with the National Bank of Belgium, for financial year 2025.
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark Estimate what this company is worth.Value indication
See how customers, suppliers and banks see your own company and what to improve first.