Financials
- Financial year
- 2025
- Total assets
- €20,267
- Loss
- -€38,339
- Solvency
- -41.1%
ZEN BY KALA
ActiveSummary
The computed 12-month bankruptcy probability of ZEN BY KALA is 3.0% (moderate). The 2025 annual accounts show negative equity (-€8,339) and a net result of -€38,339. Its solvency ranks better than 13% of 22,260 sector peers (NACE 47, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Retail sale of women's outerwear
NACE 47711
1 site
Size
€20,267total assets 2025
- Equity
- -€8,339
- Loss
- -€38,339
Turnover not published (micro format)
Structure
Accounts 3 days early
Why 48raises riskFounded in 2025Negative equity -€8,339Sector: Retail trade (NACE 47)lowers riskSize: total assets €20,267Show the evidence
Checked score
Score 2025
48
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 8% of its sector peers (NACE 47, micro)
Financial strength
Weak
Solvency
0
equity -41.1% of total assets
Liquidity
9
short-term debt 141.1% · cash 7.3%
Profitability
0
return on assets -189.2%
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
02-2026: 1.8%lowest value
03-2026: 1.8%● unchanged vs 02-2026lowest value
04-2026: 1.9%▲ +0.1 percentage points vs 03-2026
05-2026: 2.2%▲ +0.3 percentage points vs 04-2026
06-2026: 2.3%▲ +0.1 percentage points vs 05-2026
07-2026: 2.6%▲ +0.3 percentage points vs 06-2026
08-2026: 2.8%▲ +0.2 percentage points vs 07-2026
09-2026: 2.9%▲ +0.1 percentage points vs 08-2026
10-2026: 3.0%▲ +0.1 percentage points vs 09-2026highest value
No credit on open account
Liquidity insufficient (current ratio 0.37, below 1; short-term debt: 141.1% and cash: 7.3% of total assets), and equity is negative.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 6% on solvency, 10% on liquidity and 6% on profitability.
The bankruptcy probability was computed on 16-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
3 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointment: Chielens Kala (director) ·…
Key points
By topic
Timeline
- Events
- 2
- Since
- 2025
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Retail sale of women's outerwearNACE 47711
- Founded
- 20-01-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 37
- Purpose
- “Detailhandel in overig textiel in gespecialiseerde winkels; Detailhandel in…” (deed in Dutch)
- Statutory auditor
- No statutory auditor
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