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Complete company report
Generated 18-08-2026
Active BE 1001.677.230Private limited company

Zen Antiques

Tramweg 4 ·2820 Bonheiden, Belgium· 2 yrs active
Sector: Overige niet-gespecialiseerde detailhandel (47120)
Conclusion Checked

The computed 12-month bankruptcy probability of Zen Antiques is 3.9% (moderate). The 2024 annual accounts show negative equity (€-10k) and a net result of €-20k. Its solvency ranks better than 16% of 6720 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €-10k
Net result €-20k
Better than sector 16%
Active 2 yrs
Financial profile 4 of 5 axes measured · computed by Checked
Health10Profitability100Solvency38Growth-Stability67
54 / 100

Mixed profile: strong on profitability, weaker on health.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 10
Profitability 100
Solvency 38
Growth -
Stability 67
Bankruptcy probability (12 mo) Checked model v1 · free
3.9% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Annual accounts: weaker financial profile +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2024 · computed
10 / 100 Critical
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 23-07-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency -31.6% 20.4%
better than 16% of 6720 sector peers
Net result €-20k €4k
better than 12% of 6701 sector peers
Equity €-10k €16k
better than 18% of 6735 sector peers
Gross operating margin €-18k €24k
better than 5% of 6680 sector peers
Total assets €30k €94k
better than 22% of 6724 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositmicro
Revenue-
EBITDA€-18k
Net profit€-20k
Cash flow€-19k
Staff costs-
Income taxes-
Dividends-
Total assets€30k
Equity€-10k
Debt€40k
of which ≤ 1y€40k
of which > 1y-
Working capital€-11k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.72
Quick ratio0.03
Working capital ratio-37.1%
Solvency-31.6%
Debt / equity-4.17
Long-term debt ratio-
Interest coverage-40.72
Gross margin-
Net margin-
ROA-64.5%
ROE204.1%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts (20 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€30k
Fixed assets 21/28€2k
Tangible fixed assets 22/27€2k
Current assets 29/58€29k
Stocks & contracts in progress 3€27k
Amounts receivable within one year 40/41€1k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€30k
Equity 10/15€-10k
Contributions / capital 10/11€10k
Accumulated profits (losses) 14€-20k
Amounts payable 17/49€40k
Amounts payable within one year 42/48€40k
Trade debts payable within one year 44€3k
Income statement
Gross operating margin 9900€-18k
Operating result 9901€-19k
Financial income 75€106
Financial charges 65€450
Result before taxes 9903€-20k
Net result for the period 9904€-20k
Result to be appropriated 9905€-20k
Ratios computed by Checked.
Legal Structure
NACE primary Overige niet-gespecialiseerde detailhandel(47120)
Legal form Private limited company(610)
Incorporation26-10-2023
StatusActive
Postal code2820
Establishment units 1 location
Zen Antiques
Tramweg 4, 2820 BonheidenKleinhandel in grote verscheidenheid van goederen waarbij voedings- en genotmiddelen niet overheersen, zoals kleding, meubelen, apparaten, ijzerwaren, cosmetica, sieraden, speelgoed, enz.
since 20232.351.297.123
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11039D0168/00P000 Flanders 1,523 m² 1 · 142 m² 6.9 m · 2 fl.
12005D0302/00D002 Flanders 1,240 m² 1 · 167 m² 6.9 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 2 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
14-08-2026
State Gazette act Registered-office move
Registered-office move
2025
23-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
Belgian State Gazette reading coverage 1 of 2 acts read

Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts
Address history · 1
14-08-2026
Seat change: to: Groenelaan 41 te 2970 Schilde, from: Tramweg 4 te 2820 Bonheiden, effective_date: 2026-07-27
All acts · 1 updated 4 days ago
2026
14-08-2026 Act object · Seat change Open-capture extraction
  • Act object: VERPLAATSING MAATSCHAPPELIJKE ZETEL · ZEN ANTIQUES
  • Publication: 14/08/2026 · ZEN ANTIQUES
  • Filing: 06/08/2026 · ZEN ANTIQUES
  • Seat change: to: Groenelaan 41 te 2970 Schilde, from: Tramweg 4 te 2820 Bonheiden, effective_date: 2026-07-27 · ZEN ANTIQUES
Summary: Act object · Seat change
Technical details 
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    {
      "type": "act_object",
      "quote": "Onderwerp akte: VERPLAATSING MAATSCHAPPELIJKE ZETEL",
      "value": "VERPLAATSING MAATSCHAPPELIJKE ZETEL",
      "object": null,
      "subject": "e1"
    },
    {
      "date": "2026-08-14",
      "type": "publication",
      "quote": "Bijlagen bij het Belgisch Staatsblad - 14/08/2026",
      "value": "14/08/2026",
      "object": null,
      "subject": "e1"
    },
    {
      "date": "2026-08-06",
      "type": "filing",
      "quote": "06 AUG. 2026",
      "value": "06/08/2026",
      "object": null,
      "subject": "e1"
    },
    {
      "date": "2026-07-27",
      "type": "seat_change",
      "quote": "beslissing om, met ingang van 27 juli 2026, de zetel van de vennootschap te verplaatsen van Tramweg 4 te 2820 Bonheiden naar Groenelaan 41 te 2970 Schilde",
      "value": {
        "to": "Groenelaan 41 te 2970 Schilde",
        "from": "Tramweg 4 te 2820 Bonheiden",
        "effective_date": "2026-07-27"
      },
      "object": null,
      "subject": "e1",
      "_value_raw": {
        "to": "Groenelaan 41 te 2970 Schilde",
        "from": "Tramweg 4 te 2820 Bonheiden",
        "effective_date": "27/07/2026"
      }
    }
  ],
  "act_meta": {
    "outcome": "clean",
    "model_id": 50,
    "verified": true,
    "extractor": "verified-v1",
    "ocr_chars": 1146,
    "truncated": false
  },
  "entities": [
    {
      "id": "e1",
      "kbo": "1001.677.230",
      "kind": "company",
      "name": "ZEN ANTIQUES",
      "attrs": {
        "seat": "TRAMWEG 4, 2820 BONHEIDEN",
        "legal_form": "BESLOTEN VENNOOTSCHAP"
      }
    },
    {
      "id": "e2",
      "kbo": null,
      "kind": "person",
      "name": "Tahara Hideki",
      "attrs": {}
    }
  ]
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Overige niet-gespecialiseerde detailhandel47120Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen niet overheersen (verkoopoppervlakte < 2500 m²)47191
Primary activity highlighted.
Names & trade names
Legal nameNL Zen Antiques
Registered office
Groenelaan 41
2970 Schilde, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative