Zelo
ActiveFrom the official registers: KBO 2 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
Zelo has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28,046 and a net result of €23,272. Its solvency ranks better than 50% of 8,566 sector peers (NACE 73, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Official details
KBO- Status
- Active since 03-07-2023 Normal situation
- Legal form
- Private limited company
- Registered office
- Goorweg 64, 2221 Heist-op-den-Berg
- Activity
- Public relations and communication consultancy NACE 73300and 2 others
- Establishment unit
- 2.346.819.582 2221 Heist-op-den-Berg, since 03-07-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 09-07-2024
How it is doing
- Bankruptcy probabilitywithin 12 months
- 0.1%
- Gross margin
- €37,707
- ▲ 114%
- Turnover
- ≈ €110,000
- estimated
- Profit
- €23,272
- ▲ 923%
- Equity
- €28,046
- ▲ 487%
- Total assets
- €52,611
- ▲ 91.7%
Why 96raises riskFounded in 2023lowers riskLiquidity: current ratio 2.00, cash €38,228Sector: Advertising, market research and public relations activities (NACE 73)Equity €28,046 (53.3% of total assets)Show the evidence
Checked score
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro): better than 52% on solvency, 69% on liquidity, 88% on profitability and 98% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 2 accounts on average 95 days before the deadline; the sector median (NACE 73) for financial year 2024 is 6 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
Financials · financial year 2025, micro format
Annual accounts 2025
- Financial year ended
- 31-12-2025
- Filed on
- 08-04-2026
- Format
- micro format
- Reference
- 2026-00075306
2024 to 2025, 2 financial years
The operating result rises in 2025; 2025 is 3.5 times 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 73, Advertising, market research and public relations activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.9% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
For this company itself Checked computes a lower bankruptcy probability: 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,702 | €1,260 | ▼ 26.0% |
| Other operating charges640/8 | €1,582 | €1,189 | ▼ 24.8% |
| Non-recurring operating charges66A | €4,286 | - | - |
| Gross operating margin9900 | €17,601 | €37,707 | ▲ 114% |
| Operating profit (loss)9901 | €10,031 | €35,258 | ▲ 251% |
| Financial income75/76B | €63 | €13 | ▼ 79.4% |
| Recurring financial income75 | €63 | €13 | ▼ 79.4% |
| Financial charges65/66B | €2,865 | €2,583 | ▼ 9.8% |
| Recurring financial charges65 | €2,865 | €2,583 | ▼ 9.8% |
| Profit (loss) for the period before taxes9903 | €7,229 | €32,688 | ▲ 352% |
| Income taxes67/77 | €4,955 | €9,416 | ▲ 90.0% |
| Profit (loss) for the period9904 | €2,274 | €23,272 | ▲ 923% |
| Profit (loss) for the period to be appropriated9905 | €2,274 | €23,272 | ▲ 923% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €27,439 | €52,611 | ▲ 91.7% |
| Fixed assets21/28 | €2,583 | €3,468 | ▲ 34.3% |
| Tangible fixed assets22/27 | €2,583 | €3,468 | ▲ 34.3% |
| Plant, machinery and equipment23 | €2,583 | €3,468 | ▲ 34.3% |
| Current assets29/58 | €24,856 | €49,143 | ▲ 97.7% |
| Amounts receivable within one year40/41 | €13,683 | €9,042 | ▼ 33.9% |
| Trade receivables40 | €13,683 | €9,042 | ▼ 33.9% |
| Cash at bank and in hand54/58 | €9,665 | €38,228 | ▲ 296% |
| Deferred charges and accrued income490/1 | €1,508 | €1,873 | ▲ 24.2% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €27,439 | €52,611 | ▲ 91.7% |
| Equity10/15 | €4,774 | €28,046 | ▲ 487% |
| Contributions10/11 | €2,500 | €2,500 | = |
| Reserves13 | €2,274 | €25,546 | ▲ 11× |
| Distributable reserves133 | €2,274 | €25,546 | ▲ 11× |
| Amounts payable17/49 | €22,665 | €24,565 | ▲ 8.4% |
| Amounts payable within one year42/48 | €22,665 | €24,565 | ▲ 8.4% |
| Trade debts44 | €3,467 | €3,076 | ▼ 11.3% |
| Suppliers440/4 | €3,467 | €3,076 | ▼ 11.3% |
| Taxes, remuneration and social security45 | €7,370 | €20,262 | ▲ 175% |
| Taxes450/3 | €7,370 | €20,262 | ▲ 175% |
| Other amounts payable47/48 | €11,828 | €1,227 | ▼ 89.6% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €2,274 | €23,272 | ▲ 923% |
| + Depreciation and write-downs630 | €1,702 | €1,260 | ▼ 26.0% |
| Operating cash flow (approximation) | €3,976 | €24,532 | ▲ 517% |
| Investment in fixed assets (approximation) | - | -€2,145 | - |
| Change in cash | - | €28,563 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| T'JAMPENS Inge |
|
| VAN SANDVOET Ruben |
|
How the board is organised
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- Each director alone
- Board ruleHow the board is made up, meets and takes decisions.
- “Algemene vergadering die bestuurder(s)benoemt, één of meer bestuurders”
Oversight and winding up
- Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Articles of association, deed of 05-07-2023
Owners and capital
Capital and shareholders
- T'JAMPENS Inge 50 shares (50%)
- VAN SANDVOET Ruben 50 shares (50%)
- 05-07-2023 Incorporation · €2,500 · 100 shares
Other provisions of the articles of association
- Other provisionsRules from the articles on subjects other than the board, the shares, the purpose and the meetings.
- Other provision: “Bevoegdheden bestuursorgaan, behalve deze die wet of statuten aan algemene vergadering voorbehouden”Other provision: “Dagelijks bestuur, alleen dan wel gezamenlijk zoals bestuursorgaan bepaalt”Other provision: “Toegang tot algemene vergadering, houder van effecten op naam ingeschreven in register van effecten op naam voor zijn categorie”Other provision: “Ieder aandeel één stem onder voorbehoud wettelijke en statutaire bepalingen aandelen zonder stemrecht, elke aandeelhouder kan ieder ander…”Other provision: “Bestemming winst-reserves, algemene vergadering”Liquidation distribution: “Netto actief onder alle aandeelhouders naar verhouding aantal aandelen;goederen in natura opzelfde wijze”
Articles of association, deed of 05-07-2023 (in Dutch)
Group and network
Connections & network
2 current directorsThe board mandates are listed below; here you explore them as a network.
Board mandates elsewhere
2 board mandatesHistory
Acts, filings and financial milestones
05-07
Gazette deed
IncorporationAppointments: T'JAMPENS Inge (director) and VAN SANDVOET Ruben (director) · Founder · Founding capital9 facts ▸
- Incorporation, “Zelo” (deed in Dutch)
- Founder, T'JAMPENS Inge
- Founder, VAN SANDVOET Ruben
- Founding capital, €2,500
- Bank account, “KBC Bank, voorafgaandelijk deposito inbrengen in geld” (deed in Dutch)
- Registered office clause, “2221 Heist-op-den-Berg (Booischot), Goorweg 64” (deed in Dutch)
- Director appointment, T'JAMPENS Inge (director (not named in the articles))
- Director appointment, VAN SANDVOET Ruben (director (not named in the articles))
- Other provision, “digitaal aandelenregister en UBO-register, vanuit register wordt UBO automatisch aangemaakt” (deed in Dutch)
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
Register details
Who it is
KBO recordWhere it is based
What it does
NACEBEL 2025Invoicing and payment
Financial year and general meeting
Accounts at the NBBScores and ratios are computed by Checked and are not a credit decision.
Purpose, financial year and meetings according to the articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Freelance ondersteuning in administratie,facturatie,opvolgen leveringen,kwaliteitsopvolging bij verschillende bedrijven; Hoofdzakelijk via…”
8 activities
- Freelance ondersteuning in administratie,facturatie,opvolgen leveringen,kwaliteitsopvolging bij verschillende bedrijven.
- Hoofdzakelijk via thuiswerk maar ook ter plaatse in de bedrijven.
- Freelance in restaurants,focus op de zaal.
- Freelance kok,ondersteuning bieden en koken in verschillende restaurants die in personeelsproblemen zitten.
- Uitwerken van gerechten voor caterings.
- Verzorgen van home catering,plannen van evenementen waaronder trouwfeesten,bedrijfsevents,verjaardagen,etc …
- Transport van paarden,aankoop en verzorging van paarden.
- Consulting.
- Name clauseThe name the company operates under according to its articles.
- Zelo
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams Gewest”
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Last Friday of June at 18:00
Articles of association, deed of 05-07-2023 (in Dutch)
Environmental permits: No permit applications found in Flanders.
Sites & property
1 establishment unit
Buildings and parcels at the address
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 12006D0809/00R000 | Flanders | 1,067 m² | 1 · 109 m² | 7.9 m · 2 |