ZEKERSLAGEN
ActiveSummary
The computed 12-month bankruptcy probability of ZEKERSLAGEN is 5.3% (elevated). For ZEKERSLAGEN, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €327 and a net result of -€1,065. Equity is shrinking by about 25% per year and would, assuming unchanged policy, indicatively turn negative around financial year 2024. Its solvency ranks better than 20% of 2,272 sector peers (NACE 85, financial year 2023). The company has been active since 2014 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Driving schools for cars and motorcycles
NACE 85531
1 site
Size
€15,195total assets 2023
- Equity
- €327
- Loss
- -€1,065
Turnover not published (micro format)
Financial health
- Bankruptcy probabilitywithin 12 months
- 5.3%
2023 figures too old to score
Signalsraises risk2 financial years not filed after the legal deadline; latest accounts 449 days late; 1 of the last 3 lateFigures for financial year 2023 (filed 23-04-2025)Two or more financial years not filedFiled more than 90 days latelowers riskSector: Education (NACE 85)Founded in 2014Show the evidence
Bankruptcy probability
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Bankruptcy probability: Elevated
Filing: At least two filing cycles are missing
Financial strength, FY 2023 · tick = 2022
Weak
Solvency
27-4
equity 2.2% of total assets
Liquidity
13-5
short-term debt 97.8% · cash 10.7%
Profitability
60+53
return on assets -7.0%
Bankruptcy probability, 12 months
5.3%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 7.4%highest value
12-2024: 3.1%▼ -4.3 percentage points vs 11-2024lowest value
01-2025: 3.9%▲ +0.8 percentage points vs 12-2024
02-2025: 5.5%▲ +1.6 percentage points vs 01-2025
03-2025: 5.3%▼ -0.2 percentage points vs 02-2025
04-2025: 5.5%▲ +0.2 percentage points vs 03-2025
05-2025: 3.9%▼ -1.6 percentage points vs 04-2025
06-2025: 4.5%▲ +0.6 percentage points vs 05-2025
07-2025: 5.9%▲ +1.4 percentage points vs 06-2025
08-2025: 3.8%▼ -2.1 percentage points vs 07-2025
09-2025: 4.0%▲ +0.2 percentage points vs 08-2025
10-2025: 3.7%▼ -0.3 percentage points vs 09-2025
11-2025: 3.7%● unchanged vs 10-2025
12-2025: 3.7%● unchanged vs 11-2025
01-2026: 3.7%● unchanged vs 12-2025
02-2026: 5.2%▲ +1.5 percentage points vs 01-2026
03-2026: 5.2%● unchanged vs 02-2026
04-2026: 5.1%▼ -0.1 percentage points vs 03-2026
05-2026: 5.3%▲ +0.2 percentage points vs 04-2026
06-2026: 5.3%● unchanged vs 05-2026
07-2026: 5.3%● unchanged vs 06-2026
08-2026: 5.3%● unchanged vs 07-2026
09-2026: 5.3%● unchanged vs 08-2026
10-2026: 5.3%● unchanged vs 09-2026
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Signals
Six signals.
lowers riskraises risk
raises risk · Two or more financial years not filed
Since the financial year that closed on 30-06-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 8 filingsPosition against the passed deadline
30-06-2024 year end31-01-2025 deadline16-10-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 30-06-2023 was due by 31-01-2024 and was filed on 23-04-2025, 448 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 8 filingsDeviation from the deadline
2025
not filed
2024
not filed
2023
448 days late
2022
42 days early
2021
on the day
2020
12 days late
2019
21 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 88 days after the deadline; the sector median (NACE 85) for financial year 2024 is 16 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (1)
- Resignation: Bildirici Erhan (director)Appointment: Akgül Keder (director) ·…
- Annual accounts filedfinancial year 2023 · micro…
- Annual accounts filedfinancial year 2022 · micro…
Financials · financial year 2023, micro format
2024 annual accounts not yet filed, deadline passed on 31 January 2025 Financial year closed on 30 June 2024; filing due at the latest 7 months after the close (Companies Code art. 3:10). 2 financial years without a filing since the last one filed. Source: NBB filings, as of 16 October 2026.
Equity
€327▼ 76.5%
2022 · €1,392
Total assets
€15,195▼ 37.1%
2022 · €24,146
Net result
-€1,065▲ 85.5%
2022 · -€7,358
Working capital
-€10,185▲ 16.1%
2022 · -€12,132
Trend over the years
2019 to 2023, 5 financial years 2019 to 2023, 5 financial years
The operating result turns negative in 2023: a loss of €750 after €935 in 2022, the lowest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
Operating result-€750
2023
Net result-€1,065
2023
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Total assets€15,195
2023
Equity€327
2023
Debt€14,867
2023
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Working capital-€10,185
2023
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
Return on assets (ROA)-7.0%
2023
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Solvency2.2%
2023
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Current ratio0.31
2023
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 85, Education: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the financial year before
favourable
unfavourable
Line20192020202120222023
Operating result€5,291-€5,734▲ 8.4%€1,140▼ 80.1%€935▼ 18.0%-€750
Net result-€2,300-€4,842within the sector's middle half€105within the sector's middle half▼ 97.8%-€7,358below the sector's middle half-€1,065within the sector's middle half▲ 85.5%
Equity€3,803-€8,645within the sector's middle half▲ 127%€8,750within the sector's middle half▲ 1.2%€1,392below the sector's middle half▼ 84.1%€327below the sector's middle half▼ 76.5%
Total assets€68,918-€66,664within the sector's middle half▼ 3.3%€46,479within the sector's middle half▼ 30.3%€24,146below the sector's middle half▼ 48.1%€15,195below the sector's middle half▼ 37.1%
Debt€65,115-€58,019▼ 10.9%€37,730▼ 35.0%€22,754▼ 39.7%€14,867▼ 34.7%
Working capital-€4,749--€11,703below the sector's middle half▼ 146%-€10,187below the sector's middle half▲ 13.0%-€12,132below the sector's middle half▼ 19.1%-€10,185below the sector's middle half▲ 16.1%
Solvency5.5%-13.0%within the sector's middle half▲ 7.4pp18.8%within the sector's middle half▲ 5.9pp5.8%below the sector's middle half▼ 13.1pp2.2%below the sector's middle half▼ 3.6pp
Current ratio0.91-0.76below the sector's middle half▼ 0.150.73below the sector's middle half▼ 0.030.47below the sector's middle half▼ 0.260.31below the sector's middle half▼ 0.15
Return on assets (ROA)-3.3%-7.3%within the sector's middle half▲ 10.6pp0.2%within the sector's middle half▼ 7.0pp-30.5%below the sector's middle half▼ 30.7pp-7.0%below the sector's middle half▲ 23.5pp
above
within
below
the middle half of NACE 85, Education: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €15,195
Fixed assets
€10,512 ▼ 22.3%
Current assets
€4,683 ▼ 55.9%
Equity and liabilities €15,195
Equity
€327 ▼ 76.5%
Debt
€14,867 ▼ 34.7%
Debt's share of the balance-sheet total rises from 94.2% to 97.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€4,662▼
2022 · €6,347
Cash flow
€4,347▲
2022 · -€1,946
Interest coverage
19.76▲
2022 · 0.81
Debt ≤ 1 year
€14,867▼
2022 · €22,754
Income taxes
€79▼
2022 · €409
Equity ratios withheld: equity of €327 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €13,088 | €9,522 | €11,412 | €5,412 | €5,412 | = |
| Other operating charges640/8 | - | - | - | €2,297 | €348 | ▼ 84.9% |
| Gross operating margin9900 | €21,694 | €19,597 | €15,526 | €8,644 | €5,010 | ▼ 42.0% |
| Operating profit (loss)9901 | €5,291 | €5,734 | €1,140 | €935 | -€750 | - |
| Recurring financial income75 | - | - | €74 | - | - | - |
| Financial charges65/66B | - | - | - | €7,883 | €236 | ▼ 97.0% |
| Recurring financial charges65 | €265 | €178 | €355 | €7,883 | €236 | ▼ 97.0% |
| Profit (loss) for the period before taxes9903 | €5,026 | €5,556 | €859 | -€6,948 | -€986 | ▲ 85.8% |
| Income taxes67/77 | €7,326 | €714 | €754 | €409 | €79 | ▼ 80.7% |
| Profit (loss) for the period9904 | -€2,300 | €4,842 | €105 | -€7,358 | -€1,065 | ▲ 85.5% |
| Profit (loss) for the period to be appropriated9905 | -€2,300 | €4,842 | €105 | -€7,358 | -€1,065 | ▲ 85.5% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €68,918 | €66,664 | €46,479 | €24,146 | €15,195 | ▼ 37.1% |
| Fixed assets21/28 | €22,552 | €30,348 | €18,936 | €13,524 | €10,512 | ▼ 22.3% |
| Tangible fixed assets22/27 | €22,552 | €30,348 | €18,936 | €13,524 | €8,112 | ▼ 40.0% |
| Land and buildings22 | - | - | - | €8,100 | - | - |
| Furniture and vehicles24 | - | - | - | €5,424 | €2,712 | ▼ 50.0% |
| Other tangible fixed assets26 | - | - | - | - | €5,400 | - |
| Financial fixed assets28 | - | - | - | - | €2,400 | - |
| Current assets29/58 | €46,367 | €36,316 | €27,543 | €10,622 | €4,683 | ▼ 55.9% |
| Amounts receivable within one year40/41 | €32,818 | €32,727 | €24,622 | €6,356 | €3,056 | ▼ 51.9% |
| Trade receivables40 | - | - | - | €6,341 | €3,041 | ▼ 52.0% |
| Other amounts receivable41 | - | - | - | €15 | €15 | = |
| Cash at bank and in hand54/58 | €13,549 | €3,589 | €2,921 | €3,430 | €1,626 | ▼ 52.6% |
| Deferred charges and accrued income490/1 | - | - | - | €836 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €68,918 | €66,664 | €46,479 | €24,146 | €15,195 | ▼ 37.1% |
| Equity10/15 | €3,803 | €8,645 | €8,750 | €1,392 | €327 | ▼ 76.5% |
| Contributions10/11 | €18,600 | €18,600 | - | €18,600 | €18,600 | = |
| Reserves13 | €299 | €299 | €299 | €299 | €299 | = |
| Non-distributable reserves130/1 | - | - | - | €299 | €299 | = |
| Reserves not available under the articles1311 | - | - | - | €299 | €299 | = |
| Profit (loss) carried forward14 | -€15,095 | -€10,254 | -€10,149 | -€17,507 | -€18,571 | ▼ 6.1% |
| Amounts payable17/49 | €65,115 | €58,019 | €37,730 | €22,754 | €14,867 | ▼ 34.7% |
| Amounts payable after more than one year17 | €14,000 | €10,000 | - | - | - | - |
| Amounts payable within one year42/48 | €51,115 | €48,019 | €37,730 | €22,754 | €14,867 | ▼ 34.7% |
| Trade debts44 | €2,450 | €2,024 | €16,764 | €1,109 | - | - |
| Suppliers440/4 | - | - | - | €1,109 | - | - |
| Taxes, remuneration and social security45 | - | - | - | €2,827 | €3,714 | ▲ 31.4% |
| Taxes450/3 | - | - | - | €2,827 | €3,564 | ▲ 26.1% |
| Remuneration and social security454/9 | - | - | - | - | €150 | - |
| Other amounts payable47/48 | - | - | - | €18,818 | €11,153 | ▼ 40.7% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€2,300 | €4,842 | €105 | -€7,358 | -€1,065 | ▲ 85.5% |
| + Depreciation and write-downs630 | €13,088 | €9,522 | €11,412 | €5,412 | €5,412 | = |
| Operating cash flow (approximation) | €10,788 | €14,364 | €11,517 | -€1,946 | €4,347 | - |
| Investment in fixed assets (approximation) | - | -€17,319 | €0 | €0 | -€2,400 | - |
| Change in cash | - | -€9,960 | -€668 | €509 | -€1,803 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (8)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 30-06-2023 | micro format | 23-04-2025 | 2025-00073442 |
| 30-06-2022 | micro format | 20-12-2022 | 2022-20540857 |
| 30-06-2021 | micro format | 31-01-2022 | 2022-03900247 |
| 30-06-2020 | micro format | 12-02-2021 | 2021-05400054 |
| 30-06-2019 | micro format | 21-02-2020 | 2020-05400439 |
| 30-06-2018 | micro format | 21-01-2019 | 2019-02100055 |
| 30-06-2017 | micro format | 12-03-2018 | 2018-06700599 |
| 30-06-2016 | abbreviated format | 30-03-2017 | 2017-08500124 |
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Of the 1,038 active companies whose main activity is driving schools for cars and motorcycles (NACE 85531), figures are known for 359. 22 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Directors
1 director, last change in 2026
Akgül Keder
CurrentDirector · since 31-12-2025
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ.
See the directors and other office holders in the KBO →
Not every act has been read: a resignation may still be missing
5 of this company's 6 Belgian Official Gazette deeds have not been read yet. Appointments and resignations recorded in them are not yet in the list of directors: someone who resigned there may still be listed as sitting. The acts are in the Timeline.
Mandate history
2 people since 2025, 1 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Akgül Keder |
|
| Bildirici Erhan |
|
Owners and capital
Capital and shareholders
Shareholders according to the deeds
Stated in the act
act of 11-05-2026 ↗
- Bildirici Erhan
- Akgül Keder 10 shares
Share transfer
act of 11-05-2026 ↗
- Bildirici Erhan to Akgül Keder 10 shares · 100%
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
Director
Shareholding
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Click a node to look further, drag to arrange, zoom with the mouse wheel.
History
Acts, filings and financial milestones
2026
11-05
Gazette deed
Resignation: Bildirici Erhan (director)Appointment: Akgül Keder (director) · Director discharge · Share transfer6 facts ▸
Gazette deed
Resignation: Bildirici Erhan (director)
Appointment: Akgül Keder (director) · Director discharge · Share transfer6 facts ▸
- General meeting, 15-01-2026
- Director resignation, Bildirici Erhan (director)
- Director discharge, Bildirici Erhan (director)
- Director appointment, Akgül Keder (director)
- Share transfer, Bildirici Erhan → Akgül Keder
- Shareholding, “NA overdracht, Aandelen” (deed in Dutch) (2 times)
2025
23-04
NBB filing
Annual accounts filed
financial year 2023 · micro format · 448 days late
2022
20-12
NBB filing
Annual accounts filed
financial year 2022 · micro format
30-06
Financial
Weakest financial yearnet -€7,358
Net result drops to -€7,358, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
financial year 2021 · micro format
2021
12-02
NBB filing
Annual accounts filed
financial year 2020 · micro format · 12 days late
2020
30-06
Financial
Back to profitnet €4,842
Net result €4,842 after one loss-making year.
21-02
NBB filing
Annual accounts filed
financial year 2019 · micro format · 21 days late
2019
21-01
NBB filing
Annual accounts filed
financial year 2018 · micro format
2018
12-03
NBB filing
Annual accounts filed
financial year 2017 · micro format · 40 days late
2017
30-03
NBB filing
Annual accounts filed
financial year 2016 · abbreviated format · 58 days late
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
1 of 6 deeds read
About the unread acts
Of the 6 Belgian Official Gazette deeds we know for this company, 1 has been read. The other 5 have not been read yet: what they contain is neither established nor disproved here.
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Register details
Identification
Legal formPrivate limited company
Founded01-08-2014
Financial year end30-06
Activities, NACEBEL 2025
85531Driving schools for cars and motorcycles
E-invoicing
Reachable via Peppol
Peppol ID
0208:0597732707
Registered
19-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 15 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2015
Ground area
7,155 m²
Building footprint
231 m²
Building volume
3,600 m³
Parcel 11012A0176/00S000, Flanders · tallest building 19.2 m. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
ZEKERSLAGEN
since 2015unit no. 2.253.804.502
1 parcel
Flanders
1
(100%)
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 11012A0176/00S000 | Flanders | 7,155 m² | 1 · 231 m² | 19.2 m · 6 |
How the parcels are linked
Good to know
The parcel matches the address exactly.
Articles of association
- Other provisionsOther rules from the articles that fall under none of the themes above.
- 1 more provision in the deed, see the deed of 11-05-2026
Read from the deeds: 1 provision, deed of 11-05-2026