Active BE 0785.925.078Private limited company

ZEIKO

Avenue du Centre 161 ·4821 Dison, Belgium· 4 yrs active

Sector: Computer programming & consultancy (62100)

Conclusion Checked

The computed 12-month bankruptcy probability of ZEIKO is 0.8% (low). The 2025 annual accounts show negative equity (€-66k) and a net result of €-151k. Equity is shrinking by ~115.5% per year across the filed fiscal years. Its solvency ranks better than 5% of 2748 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.

Key figures

Equity	€-66k
Net result	€-151k
Staff (FTE)	3
Better than sector	5%

Snowflake analysis 5 axes · computed by Checked

61 / 100

Strong profile, led by profitability.

Health 32

Profitability 100

Solvency 45

Growth 32

Stability 94

Bankruptcy probability (12 mo) Checked model v1 · free

0.8% Low

0%0,5%1,5%4%10%≥25%

Lower-failure-rate sector −Young company +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 3 signals

More than 3 years active

Founded in 2022, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.

Administratively compliant

No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags 0 events

No administrative flags

Health barometer FY 2025 · computed

32 / 100 Weak

050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Financial overview3 NBB filings

Annual accounts filed on 06-05-2026 with the NBB · fiscal year 2025 · micro

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

declining Equity: declining trend of ~115.5%/year over 3 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2025 · NACE 62, Computer programming & consultancy · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	-25.2%	62.2%	better than 5% of 2748 sector peers
Net result	€-151k	€40k	better than 5% of 2750 sector peers
Equity	€-66k	€62k	better than 5% of 2749 sector peers
Gross operating margin	€36k	€63k	better than 29% of 2750 sector peers
Staff costs	€120k	€17k	higher than 87% of 361 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€-85k

-30005.7% far below sector median

Net profit

€-151k

-230.9% far below sector median

Cash flow

€-94k

-1981.2% far below sector median

Total assets

€261k

-29.5% far above sector median

Equity

€-66k

- far below sector median

Working capital

€641

-99.5% -96% vs sector

Employees (FTE)

3

+57.9% +200% vs sector

Staff costs

€120k

+52.9% +122% vs sector

Income taxes

€272

- -78% vs sector

Debt

€327k

+14.6% far above sector median

Debt ≤ 1y

€79k

+30.6% far above sector median

Debt > 1y

€208k

-7.6% 23-25

Current ratio

1.01

-68.6% -65% vs sector

Quick ratio

1.01

-68.6% -65% vs sector

Solvency

-25.2%

- far below sector median

Debt / equity

-4.96

- far below sector median

ROE

229.3%

- far above sector median

ROA

-57.8%

-369.5% far below sector median

Interest coverage

-9.56

-14259.4% far below sector median

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Revenue	-
EBITDA	€-85k
Net profit	€-151k
Cash flow	€-94k
Staff costs	€120k
Income taxes	€272
Dividends	-
Total assets	€261k
Equity	€-66k
Debt	€327k
of which ≤ 1y	€79k
of which > 1y	€208k
Working capital	€641
Employees (FTE)	3.0

Ratios (computed)

	2025
Current ratio	1.01
Quick ratio	1.01
Working capital ratio	0.2%
Solvency	-25.2%
Debt / equity	-4.96
Long-term debt ratio	-3.16
Interest coverage	-9.56
Gross margin	-
Net margin	-
ROA	-57.8%
ROE	229.3%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €181k · 69.6% Current assets €79k · 30.4%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€261k
Fixed assets	21/28	€181k
Formation expenses	20	€666
Intangible fixed assets	21	€178k
Tangible fixed assets	22/27	€1k
Financial fixed assets	28	€2k
Current assets	29/58	€79k
Amounts receivable within one year	40/41	€33k
Cash & bank	54/58	€32k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€261k
Equity	10/15	€-66k
Contributions / capital	10/11	€188k
Accumulated profits (losses)	14	€-254k
Amounts payable	17/49	€327k
Amounts payable after one year	17	€208k
Amounts payable within one year	42/48	€79k
Trade debts payable within one year	44	€10k
Income statement
Gross operating margin	9900	€36k
Operating result	9901	€-142k
Financial charges	65	€9k
Result before taxes	9903	€-151k
Income taxes	67/77	€272
Net result for the period	9904	€-151k
Result to be appropriated	9905	€-151k

You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Legal Structure

NACE primary	Computer programming & consultancy(62100)
Legal form	Private limited company(610)
Incorporation	11-05-2022
Status	Active
Postal code	4821

Establishment units 1 location

ZEIKO

Avenue du Centre 161, 4821 DisonOntwerpen en programmeren van computerprogramma's

since 20222.331.105.186

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
63002A0338/00B003	Wallonia	592 m²	1 · 83 m²	7.5 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 4 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026

06-05-2026

NBB filing Annual accounts filed

fiscal year 2025 · micro

2025

27-05-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

2024

21-05-2024

NBB filing Annual accounts filed

fiscal year 2023 · micro

2023

05-01-2023

State Gazette act Capital & shares

Manon PEDUZY

Belgisch Staatsblad, acts 1 acts

Capital history · 1

05-01-2023

Capital change

All acts · 1 updated 3 years ago

2023

05-01-2023 Capital increase of €148,000 Capital & shares·Manon PEDUZY

Inbreng in geld · Apport en numéraire

Notary: Manon PEDUZY · LiègeFirm: Manon PEDUZY, Notaire

Original publication ↗

Technical details

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Credit advice verdict per customer and amount

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Company registry (CBE) Crossroads Bank

Activities

Ontwerpen en programmeren van computerprogramma's62010Ontwerpen van computerprogramma’s62100Computerconsultancy-activiteiten62020Beheer van computerfaciliteiten62030Overige diensten op het gebied van informatietechnologie en computer62090Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200Overige diensten op het gebied van informatietechnologie en computer62900Computerinfrastructuur, gegevensverwerking, hosting en aanverwante activiteiten63100Gegevensverwerking, webhosting en aanverwante activiteiten63110Beroepsopleiding85592Beroepsopleiding85592

Primary activity highlighted.

Names & trade names

Legal nameFR

ZEIKO

Registered office

Avenue du Centre 161

4821 Dison, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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