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ZECCTWO

Active
Private limited companyfounded 2012active for 14 yearsPlace Pierre Delannoy 50, 7850 Enghien, BelgiumKBO/BCE: BE 0849.167.296
Summary

ZECCTWO has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €108,485 and a net result of €10,082. Equity has been growing by about 6.2% per year since 2018. Its solvency ranks better than 62% of 22,773 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Overview

Official details

Source: KBO
Status
Active since 01-10-2012 Normal situation
Registered office
35 active companies are registered at this address 4 started in the 12 months before. Source: KBO register, as of 2 November 2026.
Activity
Retail sale of household furniture NACE 47551and 2 others
Establishment unit
2.212.920.485 7850 Enghien, since 15-11-2012
Financial year end
31 December
Peppol
Reachable since 25-11-2025

Board and ownership

Board

Financial position

70 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.7%
Annual accounts 2025
Gross margin
€60,052
▼ 16.1%
Turnover
≈ €290,000
estimated
Profit
€10,082
▲ 218%
Equity
€108,485
▲ 10.2%
Total assets
€232,531
▼ 5.3%
Staff
1.3 FTE
▼ 55.2%
  • 2025 accounts filed 48 days after the deadline
Score breakdownraises riskLast filed accounts filed 48 days late; 1 of the last 3 accounts lateSector: Retail trade (NACE 47)Size: total assets €232,531lowers riskFounded in 2012Show the evidence

Checked score

Score 2025
70 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 55% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Strong
Solvency 72+7
equity 46.7% of total assets
Liquidity 52-7
short-term debt 16.2% · cash 4.4%
Profitability 59+24
return on assets 4.3%
Bankruptcy probability within 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 0.6% 01-2025: 0.6%● unchanged vs 12-2024 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.6%● unchanged vs 02-2025 04-2025: 0.6%● unchanged vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.6%● unchanged vs 05-2025 07-2025: 0.7%▲ +0.1 percentage points vs 06-2025 08-2025: 1.1%▲ +0.4 percentage points vs 07-2025 09-2025: 1.3%▲ +0.2 percentage points vs 08-2025highest value 10-2025: 0.3%▼ -1.0 percentage point vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025lowest value 02-2026: 0.3%● unchanged vs 01-2026lowest value 03-2026: 0.3%● unchanged vs 02-2026lowest value 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.8%▲ +0.5 percentage points vs 07-2026 09-2026: 0.9%▲ +0.1 percentage points vs 08-2026 10-2026: 0.7%▼ -0.2 percentage points vs 09-2026 11-2026: 0.7%● unchanged vs 10-2026
Credit of up to €7,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.02 (2.13 in 2024), above the usual 1.5. Short-term debt is 16.2% and cash 4.4% of total assets. However, 53.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 61% of them on solvency, 56% on liquidity, 42% on profitability and 61% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Last filed accounts filed 48 days late; 1 of the last 3 accounts late
NBB · filings
lowers risk · Founded in 2012
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Size: total assets €232,531
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · 2025 accounts filed 48 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-09-2026, 48 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
48 days late
2024
29 days late
2023
30 days late
2022
28 days late
2021
31 days late
2020
31 days late
2019
73 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 39 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Recent changes

  1. · Gazette deed Change of role: CornetFabian, from manager to administrateurnonstatutaireResignation: SmeetsLaurenceLucieRolande (manager)
  2. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as ZECCTWO: retail sale of household furniture (NACE 47551). They are comparable in size and age: total assets between €182,000 and €340,000, founded between 2009 and 2012.

CompanyTotal assetsGross margin
ZECCTWO Enghien€232,531€60,052
GLOBAL MEUBLES Koekelberg€275,412€60,428
IDEALUX Charleroi€196,731€86,520
MULTI STYLE MEUBLE Charleroi€250,835€38,159
PERFORMANCE BUREAU & DESIGN Mons€339,692€62,864
magiCo Riemst€198,672€49,212
EIKEN PROJECT Antwerpen€181,855€72,974
Full comparison

Key facts about ZECCTWO

What is the company number of ZECCTWO?
The company number of ZECCTWO is 0849.167.296. The VAT number is the same number with BE in front: BE 0849.167.296.
Where is ZECCTWO based?
The registered office is at Place Pierre Delannoy 50, 7850 Enghien.Company details
What does ZECCTWO do?
According to the KBO register, the main activity is retail sale of household furniture (NACE 47551).
What is the legal form of ZECCTWO?
The legal form of ZECCTWO is Private limited company (BV).
When was ZECCTWO founded?
ZECCTWO was founded on 01-10-2012.
Is ZECCTWO still active?
Yes, ZECCTWO is an active enterprise in the KBO register.
How many employees does ZECCTWO have?
ZECCTWO had an average of 1.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of ZECCTWO?
The turnover in financial year 2025 is ≈ €290,000. This figure is estimated from the gross margin of €60,052 and 35 comparable companies (NACE 475). It probably lies between €160,000 and €500,000.
Is ZECCTWO profitable?
In financial year 2025, ZECCTWO made a profit of €10,082.
Where can I find the annual accounts of ZECCTWO?
ZECCTWO filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ZECCTWO due?
ZECCTWO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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